Understanding Rewards Credit Card Application Rules and Restrictions [2025] Understanding Rewards Credit Card Application Rules and Restrictions [2025]

Understanding Rewards Credit Card Application Rules and Restrictions [2025]

Wondering which credit card you can apply for next? Issuer rules vary widely — and much of the information out there is incomplete or unpublished. This guide breaks down major bank restrictions, including Chase’s 5/24 rule and which issuers expect you to have a checking account. We’ve compiled what’s known, plus community data points, all in one place.

Choice Adds New Sports Experiences: Bid on VIP Packages for College and Pro Football from 15K Transferable Points

Choice Privileges just added a new round of racing experiences to its "Experiences" platform. Currently, you can bid as few as 15,000 Choice points (just 7.5k transferred points!) for VIP access to college football games — including sideline passes! Or, bid Choice points for Canadian Football League playoff packages or VIP NASCAR experiences.

Targeted Hyatt Promotions: 2X Elite Nights, Points Back When Redeeming Free Night Awards, & More

World of Hyatt launched a new round of targeted promotions that are open for registration through December 1, 2025. These promotions offer a wide range of bonuses, such as double elite night credits, suite upgrades, free night certificates, bonus points, and even triple points on stays. Here's a roundup of the numerous available offers and how to register.