Top Credit Card Offers for January 2026 — 15 Offers Worth Over $1,500! Top Credit Card Offers for January 2026 — 15 Offers Worth Over $1,500!

Top Credit Card Offers for January 2026 — 15 Offers Worth Over $1,500!

Each month, the AwardWallet editorial team assembles the top credit card offers that are currently available. The welcome offer — adjusted for how much the points are worth — gets the most weight. However, we consider each card's long-term value, application restrictions, and take into account how much spending is required to capture the full bonus. Here are our top rewards card offers for January 2026 and why each made the list.

Discounted Choice, Hyatt, and Wyndham Points — This Week’s Lucrative Daily Getaways Offers

The 2024 U.S. Travel Association Daily Getaways is back for 2024, and the deals are ongoing! This year, the promotion runs from Monday to Friday from April 15 through May 3, 2024. Similar to most years, there are some excellent deals to be had, including hotel points purchases from 0.5¢ per point to cheap Vegas getaways and more. Offers for discounted Choice Privileges points go live in an hour, plus other deals coming up this week.

AAdvantage® MileUp Card Review: A Mediocre Option for Earning AA Miles With No Annual Fee

The American Airlines AAdvantage® MileUp® Card is an okay option with no annual fee and a few benefits. It earns 2X on AA purchases and at grocery stores. If you're trying to earn AA miles in as many ways as possible, then you might consider adding this card to your collection. Otherwise, there are better options for benefits. However, for those wanting to earn miles with no annual fee, you might be interested.

Chase Freedom Flex Card Review: A Worthy Addition to Your Chase Card Lineup

The Chase Freedom Flex℠ is a strong earner in the Ultimate Rewards family of cards. It offers many of the best benefits of the Chase Freedom® and the Chase Freedom Unlimited® — including no annual fee and generous spending categories. In addition, the Freedom Flex comes with a unique set of benefits, from complimentary cell phone protection to savings with Lyft and DoorDash.