I Pay $2,724 a Year in Credit Card Annual Fees and Come Out Way Ahead on Benefits — Here’s How by Harrison Pierce October 21, 2025 10 I pay $2,724 in credit card annual fees each year. If that sounds like a lot, it is. However, I get much more value from holding these cards. I earn more than $3,000 in easy-to-use statement credits. If I'm a bit more savvy, I could earn another $2,000 in statement credits. Plus, I earn several points per dollar on my purchases, and can take advantage of many other benefits. Here's a breakdown of why this makes sense for my situation — and what changes I'm considering making.
Citi Launches 20% Transfer Bonus to Qantas — Book American Airlines Awards From 8k Points by Sam Helmy and JT Genter October 20, 2025 28 You can now receive a 20% bonus for transferring Citi ThankYou points to Qantas through November 8, 2025. Although there are not a lot of great ways to redeem Qantas miles, the program does offer a round-the-world award that could be a huge value if you can leverage the current bonus.
How To Transfer, Combine, and Share Citi ThankYou® Points by Jenna Hansen October 15, 2025 0 Citi ThankYou® Points often fly under the radar compared to more well-known programs like Amex and Chase, but they’re a valuable points currency. You can transfer to 20+ partners, combine points between accounts, or even share with family or friends at no charge.
How to Get and Maximize the Citi Strata Elite℠ Card’s Limited-Time 100,000-Point Welcome Offer by Tyler Glatt October 9, 2025 0 The recently launched Citi Strata Elite℠ Card comes with a limited time welcome offer of 100,000 Citi ThankYou® Points. Here’s how to earn this bonus and how to turn it into outsized value on flights, hotel stays, and more.
How to Track Your Progress Toward a Citi Credit Card Sign-up Bonus Online and in the Mobile App by Tyler Glatt October 9, 2025 1 A common mistake is miscalculating the spending requirement for a new card sign-up bonus. You might not spend enough, miss the deadline, or mistakenly factor in fees (like the annual fee) into your calculations. Citi’s sign-up bonus tracker tool helps you avoid these pitfalls by making it easy to track your progress. Here's how it works.
For a Limited-Time, Earn 100,000 Transferable ThankYou Points With the Citi Strata Elite℠ Card by Tyler Glatt October 8, 2025 5 If the brand-new Citi Strata Elite℠ Card has caught your eye but you haven’t been ready to apply, now might be the perfect time. The card is now flexing a limited-time welcome offer worth 100,000 ThankYou® Points after you meet the minimum spending requirement. Here's how to apply.
Transfer Citi ThankYou® Points to Turkish Miles & Smiles With a 50% Transfer Bonus by Tyler Glatt October 20, 2025 1 Through October 18, 2025, you can transfer Citi ThankYou® Points to Turkish Airlines Miles & Smiles with a 50% bonus. No, that's not a typo! Here's what you need to know about this Citi ThankYou points transfer bonus, plus a few ways to maximize it.
25% Transfer Bonus From Citi to LifeMiles. Book United Flights From 6k Citi ThankYou Points! by JT Genter October 20, 2025 7 Citi just launched a new 25% transfer bonus to Avianca LifeMiles, running now through October 18, 2025. Here's a look at how you can get 25% more LifeMiles when transferring from Citi ThankYou Points — and the fantastic sweet spots you can book for a lot less. Here's how to book United flights from 6k Citi points or business class awards to Europe for just 44k Citi points!
Transfer Citi ThankYou® Points to Virgin Atlantic Flying Club With a 30% Bonus by Tyler Glatt and Sam Helmy October 20, 2025 0 Citi is offering a 30% transfer bonus on all Citi ThankYou Points transfers to Virgin Atlantic Flying Club through October 18, 2025. If you need to book a SkyTeam award ticket, this transfer bonus is a fantastic opportunity to save thousands of points. Here are all the details so you can jump on this offer.
Capital One Venture vs. Citi Strata Premier: A Head-to-Head Travel Card Comparison by Jenna Hansen and Brie Bash September 21, 2025 3 TheCiti Strata Premier® Card and Capital One Venture Rewards Credit Card both feature top-tier welcome offers, valuable bonus categories, and give cardholders the opportunity to extract plenty of value when redeeming rewards for travel. But which one is better for your wallet? We put them side by side to help you make an informed decision.
Citi ThankYou® Points Are More Valuable Than Ever — Here’s How to Earn and Use Them by Carissa Rawson and Brie Bash September 20, 2025 3 With the recent launch of a new premium card, additional transfer partners, and expanded redemption flexibility, Citi is making a strong case for its place in your wallet. In this guide, we talk about earning and redeeming Citi points, plus other questions you may have.
Citi Has Some Fantastic No Annual Fee Cards — Here’s the Best Strategy for Getting Them by Ryan Smith and Harrison Pierce September 17, 2025 53 Whether you're looking to reduce your annual fees or boost your ThankYou® points earnings, Citi offers three excellent no-annual-fee cards that can add thousands of extra points to your balance every year. Here's the best strategy to getting them without locking yourself out of getting another sign-up bonus in the next 48 months.
Fly to Hawaii for 12k Citi Points, Qsuite to Maldives for 61k Points With New Qatar Avios Transfer Bonus by Tyler Glatt September 15, 2025 10 Now through October 15, 2025, Qatar Airways will award a 40% bonus when you transfer Citi ThankYou® Rewards points (or dozens of other programs) to Privilege Club Avios. That unlocks deals including domestic American or Alaska flights from 7k Citi points, business class to Europe from 29k Citi points, or Qatar Qsuite to the Maldives for just 61k Citi points!
American Airlines AAdvantage Added as Transfer Partner on No-Annual-Fee Citi Cards — With a Catch by Harrison Pierce August 29, 2025 2 In late July, Citi ThankYou® Rewards re-added American Airlines AAdvantage as a transfer partner — but only for three cards. But now, Citi has expanded the cards that can transfer to American Airlines AAdvantage. However, not all transfer ratios are created equal. Here's what you need to know.
Can the Citi Strata Elite℠ Card Pay for Itself in One Trip? Here’s How I Saved $1,800 on a Europe Trip by Tyler Glatt August 24, 2025 0 If you know how to use them, premium credit cards can give you more value than they cost. That's a pretty foregone conclusion with the new Citi Strata Elite℠ Card. But in fact, I’d even go as far to say this card can pay for itself in a single trip. To prove it, I grabbed a backpack and went to the airport. Here’s what came next.
Transfer Citi ThankYou® Points to Wyndham Rewards With a 25% Transfer Bonus by JT Genter August 24, 2025 0 Now through September 20, 2025, you'll get a 25% transfer bonus when transferring Citi ThankYou® points to Wyndham Rewards. Wyndham Rewards flies below the radar for many travelers. Here's some tips for how to use this underrated program to unlock some incredible value for your Citi ThankYou® points — particularly during this transfer bonus.
Citi Strata Elite℠ Card Review: Valuable Welcome Bonus, Lucrative Benefits, but Not Perfect by Harrison Pierce August 20, 2025 0 The Citi Strata Elite℠ Card provides plenty of premium value to justify the annual fee for most travelers, from valuable statement credits to premium travel perks. However, its bonus categories are a bit convoluted. Here's our full review of this brand-new card.
Guide to Citi ThankYou® Transfer Partners: Which Programs Offer the Best Value for Your Points? by Carissa Rawson and Harrison Pierce August 10, 2025 63 Citi ThankYou® Rewards offers a ton of value with top transfer partners and plenty of options to collect ThankYou Points. In this post, we break down each Citi transfer partner in detail to help you decide where to transfer your Citi ThankYou Points, highlighting some great example redemption options with the best partners.
How to Transfer Citi ThankYou® Points to Partners: A Step-By-Step Guide by Carissa Rawson and Harrison Pierce August 5, 2025 0 In this guide, we'll go over the step-by-step method of transferring your Citi ThankYou Rewards to partners. With airline partners from all three big airline alliance (SkyTeam, Oneworld, and Star Alliance), plus a solid group of hotel transfer options, you'll have no problem finding a great way to redeem your points.
Live Now: Score 20X Savings for Citi Shop Day on August 5 and 6 by Skye Class August 5, 2025 0 Citi cardholders have an opportunity to enjoy 20X savings with select merchants on Citi Shop Day. It’s actually two days of savings that just kicked off today. Here are all the details on this somewhat confusing opportunity to save on your online purchases.
The Reserve by Citi Travel Is Here — These Are the Benefits You’ll Get on Each Booking by Ben Nickel-D'Andrea August 2, 2025 2 Citi’s new Reserve by Citi Travel offers luxury hotel bookings with elite-like perks such as early check-in, late check-out, daily breakfast for two, room upgrades, and property credits. Here’s how to take advantage of this new benefit when booking through Citi Travel.
Earn 30k Points With the No-Annual-Fee Citi Strata℠ Card — Plus up to 5X Points on Spending by Tyler Glatt July 31, 2025 0 The Citi Strata℠ Card has no annual fee and a new welcome offer worth 30,000 bonus ThankYou® Points. Between that bonus and the card’s boosted earning rates, it’s a fantastic choice if you’re looking to earn valuable transferable points. Here's why.
Citi Expands Point Transfer Options for No-Annual-Fee Cards — With a Catch by Cameron Laufer July 29, 2025 0 Citi has updated its transfer partners from certain cards. Now, several no fee cards (including the Citi Double Cash® Card and Citi Custom Cash® Card) can transfer to almost all Citi transfer partners. However, the ratios are not as good as with Citi's premium cards. Let's break down the details.
Citi Adds AAdvantage as a Transfer Partner, Launches Premium Strata Elite Card by JT Genter July 27, 2025 6 Citi just dropped two major updates this Sunday morning. First, Citi's launching a brand-new premium travel credit card — with standout earning rates and nearly $1,500 in annual travel and lifestyle perks. Plus, Citi just added a long-anticipated transfer partner that could greatly increase the value of earning ThankYou Points. Here’s what travelers need to know.
The New Citi Trifecta: Start With the Limited-Time Citi Strata Elite 100K Offer by Jess Farley July 26, 2025 0 Citi’s refreshed ThankYou® Rewards lineup has reshaped how travelers earn and redeem points. A new flagship card headlines the update—backed by two powerful companions that make everyday spending more rewarding. Here’s how the new Citi trifecta works.
Who’s Eligible for the Citi Strata Premier® Card Bonus? A Guide to Citi’s Application Rules by Harrison Pierce and Kennedy Miller July 25, 2025 31 Are you eligible for the 60,000-point bonus on the Citi Strata Premier® Card? Like many card issuers, Citi implements a few policies that limit who can earn a lucrative welcome bonus. Here's what you need to know before applying for a ThankYou® Rewards card.
Last Call to Transfer Citi ThankYou® Points to Emirates Skywards at 1:1 Ratio by Tyler Glatt July 23, 2025 1 One of the many ways to redeem Citi ThankYou® Points is by transferring them to Emirates Skywards to leverage the program's best sweet spots. If you've been thinking about making a redemption like this, here's a reminder to act before Citi devalues the current 1:1 transfer ratio to Emirates. Here's what we know.
Transfer Citi ThankYou® Points to Leading Hotels of the World Leaders Club, Get a 25% Bonus by Tyler Glatt July 23, 2025 0 Looking to save on the points cost to spend a night in luxury? Those with an eligible Citi ThankYou® points-earning card can take advantage of a 25% transfer bonus to Leading Hotels of the World's Leaders Club! Here's what you need to know about the new Citi-Leaders Club 25% transfer bonus and if it's worth your attention.
Citi Product Change Rules Explained: How (and Why) to Downgrade, Upgrade, or Switch Cards by Ian Snyder June 30, 2025 15 Citi used to offer unmatched flexibility in credit card product changes, including the ability to switch between different card families. But recent rule changes have narrowed those options. That doesn’t mean product changes are off the table. Whether you’re looking to downgrade, upgrade, or sidestep an annual fee, we’ll walk you through what’s still possible with Citi and how to make the most of your options.
Get 1.73 Cents Per Citi ThankYou® Point by Transferring to Accor Live Limitless With a 50% Bonus by JT Genter and Andrew George Bradshaw June 22, 2025 0 Now through July 19, 2025, Citi cardholders can transfer ThankYou® Points to Accor Live Limitless with a 50% bonus — turning 1,000 Citi points into 750 Accor points. While Accor usually isn’t the best use of Citi points, this bonus helps close the value gap. If you’re eyeing an Accor stay, especially in Europe, this can be a solid way to save on your booking.