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The only thing better than transferring credit card reward points to a loyalty program for a nearly free flight or free hotel stay is… well, booking the same award for fewer points thanks to a transfer bonus! By taking advantage of one of these limited-time offers, you'll get more points than you typically would. That means the redemption you want to make will require fewer points.
Wondering which transferable rewards programs are currently running a bonus? Here's the complete list of current transfer bonuses.
Feel free to bookmark this post! This post will automatically update as new transfer bonuses are added and older bonuses expire.
Page Contents
All Current Transfer Bonuses
In the table below, you'll find all the current transfer bonuses from American Express, Chase, Capital One, Citi, and beyond. There's a long list of active bonuses right now, which is a pleasant sight to see!
As you can see in the table above, transfer bonuses are generally only around for a limited time and offer a fixed percentage of bonus points or miles for every credit card rewards point you transfer.
Points transferred with a bonus add up quickly, so it's worth paying attention whenever one of these bonuses kicks off. But just because there's a bonus doesn't mean you should transfer all your points to that loyalty program.
When you see a bonus that aligns with points you know you'll redeem, then it makes sense to convert. Otherwise, maybe it's worth waiting for a different transfer bonus to pop up — or transferring to a program where you have an immediate use for the points, even if there's no bonus.
Related: The Best Rewards Credit Card Offers for This Month
Amex Transfer Bonus
U.S.-based American Express Membership Rewards transfer to 18 airline and three hotel partners. But unfortunately, none are currently offering a bonus:
Related: How To Transfer Amex Points: A Step-by-Step Guide
How to earn American Express Membership Rewards
American Express offers several personal and business cards that earn Membership Rewards points. You'll earn a hefty sum by taking advantage of a welcome offer and spending on your card. Some of the best ongoing bonuses include:
- American Express® Gold Card: Earn 60,000 Membership Rewards® Points after you spend $6,000 on eligible purchases on your new Card in your first 6 months of Card Membership.
- The Platinum Card® from American Express: Earn 80,000 Membership Rewards® Points after you spend $8,000 on eligible purchases on your new Card in your first 6 months of Card Membership.
- The Business Platinum Card® from American Express: Limited Time Travel Offer: Earn 150,000 Membership Rewards® points after you spend $20,000 on eligible purchases on your Business Platinum Card® within the first 3 months of Card Membership. Plus, earn a $500 statement credit after you spend $2,500 on qualifying flights booked directly with airlines or through American Express Travel® with your Business Platinum Card® within the first 3 months of Card Membership. You can earn one or both of these offers. Offer ends 6/30/25.
(Terms apply)
- 4X Membership Rewards® Points at restaurants worldwide, plus takeout and delivery in the U.S. (on up to $50,000 per year in purchases, then 1X)
- 4X Membership Rewards® points at U.S. supermarkets (on up to $25,000 per year in purchases, then 1X)
- 3X Membership Rewards® points on flights booked directly with airlines or on amextravel.com
- 2X Membership Rewards® points on prepaid hotels and other eligible travel booked on amextravel.com
- 1X on other eligible purchases
(Terms apply)
- Earn 5X points for flights booked directly with airlines or with American Express Travel® (up to $500,000 in purchases per calendar year).
- Earn 5X points on prepaid hotels booked with American Express Travel®.
(Terms apply)
- Earn 5X Membership Rewards® points on flights and prepaid hotels on amextravel.com.
- Earn 1.5X Membership Rewards® points on each eligible purchase of $5,000 or more.
- Earn 1.5X Membership Rewards® points on each eligible purchase with U.S. construction material and hardware suppliers.
- Earn 1.5X Membership Rewards® points on each eligible purchase with U.S. electronic goods retailers and software & cloud system providers.
- Earn 1.5X Membership Rewards® points on each eligible purchase with U.S. shipping providers.
- 1.5X earning rates are subject to a cap of $2 million in purchases per calendar year.
Additionally, you can earn Membership Rewards through online shopping via Rakuten and leveraging point-awarding Amex Offers when they come around.
Related: All of the Cards That Earn American Express Membership Rewards Points
Chase Transfer Bonus
You can move Chase Ultimate Rewards points to 11 airline and three hotel programs. Here are the current Chase transfer bonus opportunities:
Related: How To Transfer Chase Ultimate Rewards Points: A Step-By-Step Guide
How to earn Chase Ultimate Rewards
Jumping on a stellar welcome offer is the best way to quickly fill your account with Ultimate Rewards. A few of the best ongoing offers include:
- Chase Sapphire Preferred® Card (Rates & Fees): Earn 60,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.
- Chase Sapphire Reserve® (Rates & Fees): Earn 60,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.
- Ink Business Preferred® Credit Card (Rates & Fees): Earn 90,000 bonus points after you spend $8,000 on purchases in the first 3 months from account opening.
- 5X points on Lyft rides through September 2027
- 5X points on travel purchased through Chase Travel℠
- 3X points on dining at restaurants worldwide
- 3X points on eligible streaming services
- 3X points on online grocery purchases (excluding Target, Walmart, and wholesale clubs)
- 2X points on all other travel
- 1X point per dollar spent on all other purchases
- 10X points on hotels and car rentals purchased through Chase Travel℠
- 10X points on Chase Dining (including prepaid reservations and prepaid takeout purchased through Chase)
- 5X points on airfare purchased through Chase Travel℠
- 3X points on all other travel
- 3X points on dining at restaurants
- 1X points on all other purchases
- 3X points per $1 on the first $150,000 spent in combined purchases on travel, shipping purchases, Internet, cable and phone services, advertising purchases made with social media sites and search engines each account anniversary year
- 1X point per $1 on all other purchases
Chase also offers a shopping portal called Shop through Chase. When you make online purchases, you'll earn bonus Ultimate Rewards points by clicking through the portal.
Related: All of the Credit Cards that Earn Chase Ultimate Rewards Points
Capital One Transfer Bonuses
Capital One boasts 19 transfer partners. Of the 16 airline and three hotel loyalty programs you can move miles to. Here are the current Capital One transfer bonus options:
Related: How to Transfer Capital One Miles to Airline and Hotel Partners: A Step-By-Step Guide
How to earn Capital One Miles
A fair number of cards earn Capital One miles outright. And while that's welcome news on its own, you can also combine rewards earned on Capital One cash-back cards with the miles earned on another card. Simply put, there are several ways to earn Capital One miles, and a big welcome bonus on a miles-earning card is just one of them.
- Capital One Venture Rewards Credit Card: 75,000 Miles once you spend $4,000 on purchases within 3 months from account opening
- Capital One Venture X Rewards Credit Card: Earn 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months from account opening
- Capital One Venture X Business: Earn 150,000 Miles once you spend $30,000 in the first 3 months, and an additional 200,000 miles once you spend $200,000 in the first 6 months
- 5X miles per dollar on purchases through Capital One Entertainment (through 12/31/2025)
- 5X miles per dollar on hotels, vacation rentals and rental cars booked through Capital One Travel
- 2X miles per dollar on all other purchases
- 10X miles per $1 on hotels and rental cars booked via Capital One Travel
- 5X miles per $1 on purchases through Capital One Entertainment (through 12/31/2025)
- 5X miles per $1 on flights when booking via Capital One Travel
- 5X miles per $1 on vacation rentals booked via Capital One Travel
- 2X miles per $1 on all other eligible purchases
- 10X miles per $1 on hotels and rental cars booked via Capital One Travel
- 5X miles per $1 on purchases through Capital One Entertainment (through 12/31/2025)
- 5X miles per $1 on flights booked via Capital One Travel
- 5X miles per $1 on vacation rentals booked via Capital One Travel
- 2X miles per $1 on other eligible purchases
Related: Capital One Credit Cards: Best-Ever Offers and When You Should Apply
Citi Transfer Bonuses
If you're working with a stash of Citi ThankYou® Points, you can convert your points to 14 airline and five hotel currencies. Here are the partner programs with a current Citi transfer bonus:
Related: How To Transfer Citi ThankYou® Points to Partners: A Step-By-Step Guide
How to earn Citi ThankYou Points
Several Citi credit cards award ThankYou Points via welcome offer and on every purchase. Additionally, holding the right pairing of Citi credit cards opens the doors to more points and a complete list of transfer partners.
- Citi Rewards+® Card: Earn 20,000 bonus points after you spend $1,500 in purchases with your card within 3 months of account opening; redeemable for $200 in gift cards at thankyou.com
- Citi Strata Premier℠ Card: Earn 60,000 bonus ThankYou® Points after spending $4,000 in the first 3 months of account opening, redeemable for $600 in gift cards or travel rewards at thankyou.com.
- Citi Double Cash® Card: Earn $200 cash back after you spend $1,500 on purchases in the first 6 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back.
- 2X ThankYou® Points at supermarkets and gas stations for the first $6,000 per year and then 1X Points thereafter
- 1X points on all other purchases
- Automatically rounds up to the nearest 10 points on every purchase - with no cap
- 10X points per $1 on hotels, car rentals, and attractions booked through CitiTravel.com
- 3X points per $1 spent on airfare, and other hotel purchases
- 3X points per $1 spent at gas and EV charging stations
- 3X points per $1 spent on dining at restaurants, including cafes, bars and lounges
- 3X points per $1 spent at supermarkets
- 1X points per $1 spent on all other purchases
- Earn 2% cash back on every purchase—1% when you buy and 1% when you pay. Plus, earn 5% total cash back on hotel, car rentals and attractions booked on the Citi Travel℠ portal through 12/31/25. Citi cash rewards now also convert to ThankYou points at 1:1 ($10 = 100 ThankYou points).
Related: Citi Credit Cards: Best-Ever Offers and When You Should Apply
Other Transfer Bonuses
Occasionally, you may notice some transfer bonuses that don't originate from banks or credit card issuers. Instead, these bonuses are offered by hotels on transfers to airline frequent flyer programs or vice versa.
Generally speaking, taking advantage of these types of transfer bonuses won't get you top value for your points. However, these opportunities are worth keeping in mind if you don't have a better way to redeem a stash of points.
Airline-to-hotel transfer bonuses
Hotel-to-airline transfer bonuses
Final Thoughts
Transfer bonuses make your points worth more. After moving your points to an eligible loyalty program, you'll earn a little extra on top. When transfer bonuses come around (and if they fit your plans and loyalty program of choice), don't delay. You'll be on your way to your next redemption and will make it happen with fewer of your bank rewards points.
For rates and fees of the cards mentioned in this post, please visit the following links: American Express® Gold Card (Rates & Fees), The Platinum Card® from American Express (Rates & Fees), The Business Platinum Card® from American Express (Rates & Fees), Chase Sapphire Preferred® Card (Rates & Fees), Chase Sapphire Reserve® (Rates & Fees), and Ink Business Preferred® Credit Card (Rates & Fees)
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