Benefits for Authorized Users on Rewards Credit Cards [2025] Benefits for Authorized Users on Rewards Credit Cards [2025]

Benefits for Authorized Users on Rewards Credit Cards [2025]

Adding an authorized user to your rewards card can have huge benefits for you and the additional cardholder. It can be an excellent way to help someone with a limited credit history improve their FICO® score, and some of the best cards also make valuable benefits available to authorized users.

Updated Terms for Approvals and Signup Bonuses with Sapphire Credit Cards

Chase has updated the offer details and approval requirements for its Sapphire family of cards. In Summary: If you have any card in the Sapphire product family or have received a new cardmember bonus from those cards in the past 48 months you're not eligible to be approved for another Sapphire family card. If you currently hold a Sapphire credit card you may be eligible to change the Sapphire card you have to a different card, but you will not receive a new cardmember bonus if you change cards.