American Express Graphiteâ„¢ Business Cash Unlimited Card: Uncapped Cash Back for a Reasonable Annual Fee
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The United Questâ„ Card Review: Extensive Travel Benefits That Offset the Annual Fee

- Earn up to 70,000 bonus miles and 500 PQP
- NEW! 10x total miles on eligible United flights and 4x miles on all other eligible United® purchases
- 1x mile on all other purchases
- Get a jump start on earning Premier status with 1,000 Card Bonus PQP each year, awarded within 8 weeks of February 1, starting in the calendar year following your account open date.
- Free first and second checked bags--a savings of up to $440 per roundtrip (terms apply)
- Receive a $200 United® travel credit and 10,000-mile award flight discount on each account anniversary
- NEW! Save 10% or more when booking flights with miles. Premier members save even more.
- Member FDIC
- 4X miled per $1 spent on United® purchases*
- 5X miles per $1 spent at Renowned Hotels and Resorts
- 2X miles per $1 spent on all other travel
- 2X miles per $1 spent at restaurants
- 2X miles per $1 spent on select streaming services
- 1X mile per $1 spent on all other purchases
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Chase Sapphire Reserve® Application Rules That Can Make or Break Your Approval

- Earn 150,000 bonus points after you spend $6,000 on purchases in the first 3 months from account opening.
- Get $3,000 in annual value with Sapphire Reserve.
- Earn 8x points on all purchases through Chase Travel℠, including The Edit℠ and 4x points on flights and hotels booked direct. Plus, earn 3x points on dining worldwide & 1x points on all other purchases
- $300 annual travel credit as reimbursement for travel purchases charged to your card each account anniversary year.
- Access over 1,300 airport lounges worldwide with a complimentary Priority Pass™ Select membership, plus every Chase Sapphire Lounge® by The Club with two guests. Plus, up to $120 towards Global Entry, NEXUS, or TSA PreCheck® every 4 years
- Get up to $150 in statement credits every six months for a maximum of $300 annually for dining at restaurants that are part of Sapphire Reserve Exclusive Tables.
- Count on Trip Cancellation/Interruption Insurance, Auto Rental Coverage, Lost Luggage Insurance, no foreign transaction fees, and more.
- Get complimentary Apple TV+, the exclusive streaming home of Apple Originals. Plus Apple Music - all the music you love, across all your devices. Subscriptions run through 6/22/27 - a value of $288 annually
- Member FDIC
- 8x points on all purchases through Chase Travelâ„
- 4x points on flights and hotels booked directly
- 3x points on dining worldwide
- 1x points on all other purchases
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