Understanding Rewards Credit Card Application Rules and Restrictions [2025] by Ian Snyder May 24, 2025 128 Wondering which credit card you can apply for next? Issuer rules vary widely — and much of the information out there is incomplete or unpublished. This guide breaks down major bank restrictions, including Chase’s 5/24 rule and which issuers expect you to have a checking account. We’ve compiled what’s known, plus community data points, all in one place.
Why Starting With Chase Cards Matters if You’re Under 5/24 by Ian Snyder May 24, 2025 0 If you're new to the points and miles hobby or looking to dive deeper after just dipping your toes in, you'll want to develop a solid earning strategy. This applies to both welcome offers and ongoing rewards. To do so, you need to understand the rules and restrictions card issuers have in place. With Chase offering so many lucrative bonuses, we recommend designing your credit card strategy around their 5/24 rule. Here's how you best do that, and the potential cost of ignoring this unwritten rule.
How To Check Your Chase 5/24 Status for Free by Brie Bash and Ryan Smith May 24, 2025 73 Chase's 5/24 rule is one of the strictest — and one of the more (in)famous — credit card application rules. However, Chase doesn't publicize this rule or tell you what your 5/24 status is. Here are the best free methods for checking your 5/24 status.
Chase 5/24 Rule Explained: What It Is and How to Work Around It by Brie Bash and Miguel Rueda May 24, 2025 79 For points and miles enthusiasts, the Chase 5/24 rule is one of the most notorious restrictions you'll run into when applying for a new rewards card. It's a rule that can be confusing and frustrating. In this post, we’ll cover everything you need to know about the Chase 5/24 rule.
How to Use Chase Trip Delay Insurance to Get Reimbursed for Flight Delays by Jess Farley and Andrew Kunesh May 23, 2025 36 Flight delays are inevitable when traveling by air. Planes get held up by weather, mechanical, or personnel issues, or you may get bumped due to the flight being overbooked. But, provided you pay with the right card, you won’t have to rough it in the departures lounge or wear the outlay of an expensive airport hotel. If you hold a Chase travel card, it’s likely you have access to some of the best Trip Delay protection available, provided you follow all the steps listed out below.
Do OpenTable Points Expire? OpenTable Points Expiration Policy Explained by Sam Helmy May 23, 2025 1 OpenTable points can disappear faster than you think — even if you’re still dining out. Points not only expire due to inactivity but also after a set lifespan. Here’s how the expiration rules work, when your points could be at risk, and how you can get notified to before your points might expire.
CLEAR Plus Will Soon Cost $209 per Year — Here’s How to Get it for Free by JT Genter and Tyler Glatt May 23, 2025 0 The cost of CLEAR Plus is set to increase by another $10 on July 1, 2025. If you've been eyeing a membership, now's the time to register before the price increases from $199 annually to $209 annually. Here are the full details of the changes, plus a quick overview of the ways you can save on the cost of enrolling in CLEAR Plus.
Avianca LifeMiles: Transfer Partners and Partner Airlines by Ian Snyder May 23, 2025 0 LifeMiles offers excellent value as an award program. With a great set of partner airlines and multiple Avianca LifeMiles transfer partners allowing you to turn bank points into LifeMiles, the potential is huge. One of the biggest upsides to the LifeMiles program is that it does not pass along carrier surcharges. It also has the benefit of an solid award chart for flights from the U.S.
Spirit Airlines Launches 80% Bonus Points Sale — But Is It Worth It? by Andrew George Bradshaw May 23, 2025 1 Spirit Airlines is offering a 80% bonus when buying Free Spirit points through June 12, 2025. This bonus drops the purchase rate to just 1.49¢ per point, making it a great promotion for travelers that need to top off their Free Spirit account to book an award.
Underrated Sweet Spot: Intra-Europe Flights From 4k Points (Or 8k In Business Class!) by Tyler Glatt May 23, 2025 0 One of our favorite sweet spots isn’t flashy, but it’s criminally underrated. It’s the ability to hop around Europe for as little as 4,000 miles in economy or 8,000 miles in business class. Here’s why this is one sweet spot you won't want to overlook if you’re heading to Europe anytime soon.
United Cutting Excursionist Perk, Revamping Upgrades in MileagePlus Shake-Up by Cameron Laufer May 22, 2025 1 United Airlines is cutting several MileagePlus perks this summer and fall — including the Excursionist Perk, instant upgrades on full-fare tickets, and the award upgrade chart. If you're a frequent flyer or savvy award traveler, these changes could impact your strategy. Here's a full breakdown of what’s going away, when each change takes effect, and what you can still do to lock in value before the deadlines.
Marriott Moments: F1 Movie Tickets One Point Drop, Plus FIFA World Cup Tickets and More for Auction by Sam Helmy and Skye Class May 22, 2025 3 Marriott Moments are a great way to score one-in-a-lifetime experiences for as little as a single Marriott Bonvoy point. Starting May 27, fifteen Bonvoy members can get tickets for the F1 Movie premiere in NYC for 1 point. Several more F1 Movie experiences are available to bid on, starting at 2,500 points. Furthermore, Visa cardholders can bid for FIFA World Cup experiences.
United Polaris Lounges: Where They Are and How to Access Them by Ben Nickel-D'Andrea May 22, 2025 0 Polaris Lounges are United Airlines ultra premium offering of airport lounges reserved only to passengers flying the most exclusive routes in Polaris business class. Here's how you can get into one of them on your next United Airlines international flight or a Star Alliance airline member.
Earn 75,000 Bonus Points With the Newest Aeroplan® Credit Card Offer by Tyler Glatt May 22, 2025 2 The Aeroplan® Credit Card is offering an elevated offer of 75,000 bonus points after a reasonable amount of spending. Here are all the details about the Aeroplan Card bonus offer and why this card can be a keeper for the long run.
16 Current Promotions for Buying Airline Miles and Hotel Points (Up to 155% Bonus Miles) by Andrew George Bradshaw and Tyler Glatt June 12, 2025 3 When you're a few miles or points away from a sweet redemption and you've exhausted options like transferring points from another program, buying them outright might make sense. Here are the loyalty programs that are currently running a discount or bonus promotion for buying points and miles.
How to Use Choice Points for Luxury Stays at Preferred Hotels & Resorts by Sam Helmy May 22, 2025 1 Thanks to a partnership with Preferred Hotels & Resorts, Choice Privileges members can book hundreds of luxury properties around the world using points. But the booking process isn’t as straightforward as it is for standard Choice hotels. Here’s how to find eligible Preferred properties, what they cost in points, and how to book them — plus how to boost your Choice points balance to take advantage of these excellent redemptions.
Bilt Adds Qatar Privilege Club as 21st Bilt Transfer Partner by Cameron Laufer May 22, 2025 0 Bilt rewards has added Qatar Airways Privilege Club as its newest transfer partner. Members can now transfer to Qatar to book Qsuite as well as other Oneworld airline awards.
Spirit Just Increased Its Online Booking Fee — Here’s How You Can Avoid It by JT Genter May 22, 2025 1 Spirit Airlines just increased the fee it charges for booking flights online — a cost that now adds up to $27.99 per segment. Here's why Spirit is making this move — and how you can still avoid the fee (if you're willing to make the effort).
Alaska Million Miler Status: A Lifetime of Perks for Mileage Plan Loyalists by Brie Bash May 21, 2025 0 For those dedicated and loyal travelers who frequently fly with Alaska, reaching Million Miler status offers a unique path to lifetime benefits, including lifetime elite status and priority treatment, making it a valuable achievement for those committed to the airline. This guide will provide all the essential details about Alaska Airlines Million Miler status.
Citi Premier and Prestige Cardholders to Lose 1¢ Cash Out Redemption Option — But There’s a Workaround by Cameron Laufer May 21, 2025 0 Citi is decreasing the redemption rate for redeeming ThankYou Points for cash back beginning August 24, 2025 for Strata Premier and Prestige cardholders. However, there's a workaround to maintain the one cent per point redemption rate. Plus, transferring to partners is still the best use of your points.
Expedia One Key Members Can Save 25% or More on Summer Getaways — But Only Through May 26 by Skye Class May 27, 2025 0 One Key Rewards members have one more week to save 25% or more with the Expedia Family Getaways promotion. This discount applies to packages booked by May 26, with eligible travel through September 30, 2025. Here are the details on how to get your discount.
Amazon Business Prime American Express Card Review: Fantastic Rewards on Amazon Purchases by Ian Snyder May 21, 2025 0 If your business consistently spends at Amazon, you're likely missing out on rewards if you don't have the Amazon Business Prime American Express Card in your wallet. The card earns 5% back on Amazon purchases, as well as at AWS, Whole Foods, and other Amazon brands. The card doesn't have much in terms of other benefits, but it's lack of annual fee is another upside.
Cardless Now Lets You Hold More Than One Credit Card — With Some Limits by Mark Jackson May 21, 2025 0 Cardless' one-card-at-a-time rule was seemingly limiting business, and it's now been removed. Cardholders now have the ability to sign up for more than one card at a time. With interesting co-brand partners, these niche offerings might entice readers. Just watch out for the new restrictions now in place.
Book Virgin Atlantic Flights From 4,800 Points During New Flying Club Award Sale by Sam Helmy and Tyler Glatt May 21, 2025 10 Virgin Atlantic Flying Club is running a limited-time award sale with 20% off redemptions booked by May 27, 2025, for travel through September 30. With economy awards as low as 4,800 points one-way, this is a great opportunity to use your Flying Club points. Here’s how to book, plus tips to find award availability.
Why Marriott Platinum Elite Status Is the Sweet Spot in the Bonvoy Program by Jon Nickel-D'Andrea and Tyler Glatt May 21, 2025 4 Marriott Platinum Elite status is one of the best mid-tier hotel statuses you can earn — unlocking perks like free breakfast, room upgrades (including suites), 4 pm late checkout, and access to executive lounges. Even better, you don’t need to spend 50 nights a year to get it. Here’s what makes Platinum the Marriott Bonvoy sweet spot — and how to earn it faster with the right credit cards.
Save the Date: Earn Up to 9X Rewards Plus Bonus Cashback With U.S. Bank Double Bonus Days by Skye Class May 20, 2025 3 Another U.S. Bank Double Bonus Days promotion is coming next month, so mark your calendar to earn up to 9X rewards. Eligible cardholders can earn double points on all purchases made through the U.S. Bank Shopping Deals platform and other cash-back offers in the mobile app and online banking app. Here are the details of this upcoming offer.
U.S. Bank Premieres Shield Credit Card With a Lengthy 0% Intro APR Period by Mark Jackson May 20, 2025 0 The U.S. Bank Shield Visa Card offers a strong introductory APR period for purchases and balance transfers, as well as a slew of other benefits that may be attractive to potential cardmembers, including rental car insurance, cell phone protection, and more.
IHG Discounts: Up to 25% off at Newly Opened Hotels, Visa Cardholder Discount, and More by Sam Helmy and Skye Class June 4, 2025 0 If you're planning to book your next IHG stay with cash instead of points, you might as well save some money in the process. IHG has promotions offering up to 25% off stays at newly opened IHG hotels in Europe, up to a 20% discount when you book a stay with a Visa card, and more. Here are all the details.
Buy Wyndham Rewards Points With up to a 60% Bonus (0.81¢ Each) by Andrew George Bradshaw and JT Genter June 6, 2025 71 Wyndham Rewards is offering a promotion to buy points at an excellent rate. Wyndham cardholders can buy points from 0.81¢ or 0.87¢ each if you don't have a Wyndham credit card. That means rewards nights from $65 -- or even less if you have a Wyndham co-branded credit card. Here's how to utilize this promotion before it ends on June 5, 2025.
Preferred Hotel Promotions: Double Points on All Stays, Plus Bonus Points at New Hotels by Skye Class May 20, 2025 2 Preferred Hotels relaunched two familiar promotions for I Prefer loyalty members, offering a chance to earn extra points on upcoming stays. Members can register to earn double points on all stays through August 31, 2025, or pick up 2,500 bonus points per stay at newly added properties through September 30, 2025.
![Understanding Rewards Credit Card Application Rules and Restrictions [2025]](https://awardwallet.com/blog/wp-content/uploads/2023/05/corinne-kutz-using-computer-featured.png)
