Access to a Free Weekly Credit Report Is Now Permanent
Your credit score is important, and the best way to protect it is regularly checking your credit report. While many services will happily charge you for this ability, there's no need to pay. In positive news, a once-temporary benefit to get your credit report each week is now permanent.
You Can Get a US Credit Card Without a Social Security Number, But That’s Ending Soon
Those moving to the U.S. from select foreign countries can use their overseas credit history when applying for credit cards. At present, it's even possible to do so without a Social Security Number (SSN) or Individual Taxpayer Identification Number (ITIN), but that's changing soon. Here's what you should know about these changes and why you might want to act quickly.
Tips for Managing Your Credit Score
Keeping track of your credit score is imperative when it comes to maximizing your credit card rewards and benefits. This article will show you how to track and manage your credit score, plus what you should be doing regularly to make yourself look good in the eyes of the banks.
A Beginner’s Guide to Building Healthy Credit
Your credit is one of the most important assets that you have. Good credit makes it easier to borrow money and get approved for the best rewards credit cards. It also gives you access to the lowest interest rates on loans — which can save you many thousands of dollars over your lifetime. If you love travel rewards, knowing how to keep your credit in great shape while you pursue points is essential. Here's our complete guide to doing it right.
What Teenagers Need to Know About Getting Their First Credit Card
It’s never too early to start becoming financially savvy. Doing so can help young adults avoid the financial pitfalls that many of us fell for when we were just starting out. In this piece, new AwardWallet contributor Kennedy Miller explains to her fellow teenagers what they need to know before getting their first credit card.
Big Changes Coming to How Credit Scores are Calculated
Your credit is one of your most valuable personal assets. Later this year we'll see some changes to the modeling used with VantageScore credit scoring. Remember, there are two major models: FICO and VantageScore, with FICO still being used primarily by most major lenders.