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Offers for the American Express® Green Card, The Amex EveryDay® Preferred Credit Card from American Express, The Amex EveryDay® Credit Card from American Express, Blue from American Express® and Business Green Rewards Card from American Express are not available through this site. All information has been independently collected by AwardWallet and has not been reviewed or provided by the card issuer. Some offers may have expired. Please see our card marketplace for available offers.
American Express Membership Rewards do not expire. However, in certain circumstances, you can forfeit your points.
The lack of an expiration policy is excellent news for Amex cardholders as most other reward points have an expiry date (generally from 1 to 3 years). However, you can still lose your points through forfeiture if you are not careful. Full terms and conditions can be found at MembershipRewards.com/terms.
How to Earn American Express Membership Rewards
You earn American Express Membership Rewards with the following consumer credit cards:
- The Platinum Card® from American Express
- American Express® Gold Card
- American Express® Green Card
- The Amex EveryDay® Preferred Credit Card from American Express
- The Amex EveryDay® Credit Card from American Express
- Blue from American Express®
You can earn American Express Membership Rewards with the following small business cards:
- The Business Platinum Card® from American Express
- American Express® Business Gold Card
- Business Green Rewards Card from American Express
- The Blue Business® Plus Credit Card from American Express
Ways You Can Forfeit American Express Membership Rewards
While Membership Rewards points never expire, there are several ways in which you can forfeit your Membership Rewards:
- Closing your Membership Rewards account: If you cancel your Membership Rewards earning card, your points will last 30 days before being forfeited.
- Cancelling your card account: There are several scenarios where a card account could be canceled, both voluntarily or involuntarily. The terms fully cover these scenarios, including the loss of points upon your death. Since the value of the points in the account can be significant, American Express has a procedure for one of your family members or beneficiaries to take over your account and restore the points balance.
- Making late payments: you must make timely payments of the amount due on your account statement. Late payments may result in the forfeiture of all points earned during that period.
- Returning items purchased with your card: You buy something and no longer want it. You receive a statement credit, and Amex will debit the points you earned from your Membership Rewards account.
- If you engage in or attempt to abuse, misuse, or game Membership Rewards: Abusing your account can result in your account closure and forfeiture of all of your points.
- Suspension of your corporate card: If your Membership Rewards card is a corporate card and it's suspended, you will lose the ability to earn and use the points in your account.
Our Favorite Way to Keep Ensure Membership Rewards Don't Expire
The Amex EveryDay® Credit Card from American Express carries an annual fee of $0 and is one of the easiest ways to earn Membership Rewards while keeping your account active. All you need to do is pay your bill on time!
American Express Membership Rewards is one of the best reward programs out there. It offers fantastic transfer partners, providing excellent options for maximizing the value from your points. While you need a good credit score to get a premium card from American Express, Membership Rewards provide exceptional value.
Ultimately, American Express controls your Membership Rewards account. The terms of service dictate the use of that account. As long as your account is in good standing, you won't have to worry about those points going away as Membership Rewards don't expire.
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