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If you have a travel rewards credit card from a major bank, you could have perks for free or discounted dining at restaurants or on takeout and food delivery that you may or may not know about. And if you have multiple cards, you probably have multiple offers.
If you're anything like me, it's hard to remember which card has what benefit, making it difficult to keep track of the various offers, expiration dates, and so on. We're making it easy here at AwardWallet by compiling a list of all the credit cards that offer free food-related perks and memberships. There's also a bonus section of honorable mention cards that give extra points for spending in dining categories.
American Express offers cardmembers a variety of ways to save on food and dining. This includes monthly statement credits on some of its cards, along with bonus points for spending at restaurants, savings with Amex Offers, and more.
The Platinum Card® from American Express
Enroll to receive $15 Uber Cash allowance per month, plus an additional $20 in December (for a total of $35). Uber Cash can be used for Uber rides as well as Uber Eats orders in the U.S. Cardmembers can receive the monthly credit by adding their card to their Uber account. The funds will be automatically added.
Up to $100 per calendar year in Resy statement credits. Get $50 to use between January and June and $50 for use between July and December when you use your card to dine at U.S. Resy restaurants or make other eligible Resy purchases. Enrollment is required before using this perk.
$10 Uber Cash per month ($120 per year) for Uber rides as well as Uber Eats orders in the U.S.
Amex Disclosure: To receive $10 monthly credits (up to $120 per year) in Uber Cash, you must add the American Express® Gold Card to your Uber account and select it as the payment method for your Uber or Uber Eats transaction.
4x Membership Rewards at restaurants worldwide, plus takeout and delivery in the U.S. (on up to $50,000 in eligible spending per year, then 1X)
Welcome Offer
As High As 100,000 points. Find Out Your Offer. You may be eligible for as high as 100,000 Membership Rewards® Points after spending $6,000 in eligible purchases on your new Card in your first 6 months of Membership. Welcome offers vary and you may not be eligible for an offer.
The American Express® Gold Card stands out for its robust rewards, especially for food enthusiasts. It offers 4X points on dining worldwide (up to $50,000 per year, then 1X) and U.S. supermarkets (up to $25,000 per year, then 1X), and 3X points on flights booked directly with airlines or through American Express Travel®. Cardholders can take advantage of multiple annual dining credits at select locations and up to $120 in Uber Cash credits for U.S. rides and Uber Eats (received as $10 monthly credits), just add your American Express® Gold Card to your account in the Uber app and select it as the payment method. Enrollment required for select American Express benefits.
You may be eligible for as high as 100,000 Membership Rewards® Points after you spend $6,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you're approved and find out your exact welcome offer amount - all with no credit score impact. If you're approved and choose to accept the Card, your score may be impacted.
Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
Earn 3X Membership Rewards® points per dollar spent on flights booked directly with airlines or on AmexTravel.com.
Earn 2X Membership Rewards® points per dollar spent on prepaid hotels and other eligible purchases booked on AmexTravel.com.
Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
$120 Uber Cash on Gold: Add your Gold Card to your Uber account and get $10 in Uber Cash each month to use on orders and rides in the U.S. when you select an American Express Card for your transaction. That's up to $120 Uber Cash annually. Plus, after using your Uber Cash, use your Card to earn 4X Membership Rewards® points for Uber Eats purchases made with restaurants or U.S. supermarkets. Point caps and terms apply.
$84 Dunkin' Credit: With the $84 Dunkin' Credit, you can earn up to $7 in monthly statement credits after you enroll and pay with the American Express® Gold Card at U.S. Dunkin' locations. Enrollment is required to receive this benefit.
$100 Resy Credit: Get up to $100 in statement credits each calendar year after you pay with the American Express® Gold Card to dine at U.S. Resy restaurants or make other eligible Resy purchases. That's up to $50 in statement credits semi-annually. Enrollment required.
$120 Dining Credit: Satisfy your cravings, sweet or savory, with the $120 Dining Credit. Earn up to $10 in statement credits monthly when you pay with the American Express® Gold Card at Grubhub, The Cheesecake Factory, Goldbelly, Wine.com, and Five Guys. Enrollment required.
Explore over 1,000 upscale hotels worldwide with The Hotel Collection and receive a $100 credit towards eligible charges* with every booking of two nights or more through AmexTravel.com. *Eligible charges vary by property.
Up to $240 per calendar year in statement credits (available as $20 per month) for purchases at select business merchants, including Grubhub, FedEx, and office supply stores.
Earn 4x Membership Rewards points on the top two out of six spending categories (up to the first $150,000 in combined purchases annually). U.S. purchases at restaurants (including takeout and delivery) is one of the eligible spending categories to earn 4x points.
Up to $10 per month in Resy statement credits when you use your card to dine at U.S. Resy restaurants or make other eligible Resy purchases. Enrollment is required before using this perk.
2x miles per dollar on dining at restaurants worldwide, plus takeout and delivery in the U.S.
Up $20 per month in Resy statement credits (for a total of $240 per calendar year) when you use your card to pay for dining at U.S. Resy restaurants or make other eligible Resy purchases. Enrollment is required before using this perk.
Delta SkyMiles® Platinum Business American Express Card
Up to $10 per month in Resy statement credits (for a total of $120 per calendar year) when you use your card to to dine at U.S. Resy restaurants or make other eligible Resy purchases. Enrollment is required before using this perk.
Delta SkyMiles® Reserve Business American Express Card
Up $20 per month in Resy statement credits (for a total of $240 per calendar year) when you use your card to pay for dining at U.S. Resy restaurants or make other eligible Resy purchases. Enrollment is required before using this perk.
Like American Express, many Chase cards also have food-related perks, such as monthly offers and elevated earning rates on spending in specific categories.
Credit: DoorDash
Chase Sapphire Reserve®
Up to $300 annual dining credit to use at select restaurants worldwide. Get $150 back in statement credits from January through June and another $150 to use between July and December.
DoorDash quarterly savings of $10 on non-restaurant orders.
All Chase co-brand credit cards are eligible except the Amazon Rewards Visa Card, Instacart Mastercard, and DoorDash Rewards Mastercard.
Honorable Mentions
There are some other great rewards cards available that don't offer statement credits for dining. However, they do offer increased earnings on these purchases. You can earn bonus rewards on purchases at restaurants, along with takeout and delivery services, with the following cards:
American Express® Green Card
3x Membership Rewards at restaurants worldwide, plus takeout and delivery in the U.S.
5% back each quarter through rotating quarterly categories, available on up to $1,500 in purchases per quarter. If you are within the first year of your card membership, your cash back will be doubled at the end of the year, essentially making this 10%. You can view the current Discover it Cash 5% categories here.
Not 100% sure how a specific food app service is coded? Check out AwardWallet's merchant lookup tool to ensure you will receive your bonus points and miles. In addition, you'll receive the statement credits or monthly savings for the food app services, whether you order for pickup or delivery. This means you can maximize your credits and save on delivery fees by picking up your orders.
Final Thoughts
It's nice to save a little cash or be rewarded with bonus points for your dining purchases. It's even better when those rewards and cash back get you closer to your next trip. Combining that with some free food is a nice perk, available on multiple credit cards.
How are you maximizing all of these free food perks across your credit cards?
For rates and fees of the cards mentioned in this post, please visit the following links: American Express® Gold Card (Rates & Fees)
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