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Chase Points, known as Chase Ultimate Rewards do not expire as long as you have a Chase Ultimate Rewards-earning credit card.
Chase Ultimate Rewards-earning cards include:
- Chase Sapphire Preferred® Card
- Chase Sapphire Reserve®
- Chase Freedom®
- Chase Freedom Unlimited®
- Ink Business Unlimited℠ Credit Card
- Ink Business Cash℠ Credit Card
- Ink Business Preferred℠ Credit Card
What Happens if you Close a Credit Card?
While points do not expire with an active Ultimate Rewards-earning credit card, if you have multiple cards and close one of them, you will lose the points associated with that card account unless you combine them to another Ultimate Rewards-earning card. To avoid points from expiring in the event of an account closure, you can combine the points to another card account in your name or to a linked Ultimate Rewards-earning card account of a household member or business co-owner, in the event of a business credit card.
What About Expiration Due to Inactivity?
Many rewards programs have points that expire due to inactivity; however, that is not the case with Chase Ultimate Rewards. That said, as one of the most valuable travel rewards currencies available, inactivity and account dormancy should never be an issue.
If you’re ever concerned about points expiring, or somehow losing your rewards, call the number on the back of your card to address your specific concern.
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