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After an 18-month hiatus, the British Airways Visa Signature® Card is back with its highest ever public sign-up offer that totals up to 100,000 bonus Avios. And not to worry if you're over 5/24 as this card doesn't appear to be limited by the 5/24 policy.
To earn the full 100,000 bonus points, you'll need to meet a 3-tiered minimum spend totaling $20,000. New cardholders earn 50,000 bonus Avios after spending $3,000 in the first three months, plus a further 25,000 bonus Avios after spending $10,000 within the first year, plus an additional 25,000 bonus Avios after you spend $20,000 total on purchases in the first year for a total 100,000 Avios.
While $20,000 is a hefty outlay, 12 months is plenty of time to execute a well-planned minimum spend and 100K Avios will fly a family of four round-trip in economy from the West Coast to Hawaii.
Earn 120,000 British Airways Avios with This Offer
When you include the minimum $20K spend required to hit the full 100K Avios on this deal, you’ll earn a minimum of 120,000 British Airways Avios.
To put that value into perspective, 120,000 Avios is enough for four round-trip tickets in business class from select U.S. cities to Mexico or The Caribbean (Avios has a distance-based award chart), which price out one-way at 15,000 miles + around US$30 per person in taxes & fees.
The lowest non-refundable business class cash-fare for the same route will set you back $634 (over $5K total value round-trip for four people), or a whopping $1648 (over $13K value) for a refundable fare. As a comparison, Avios awards are refundable up to 24 hrs before your flight and you only forfeit taxes – in this case around $30 per passenger per segment.
See a full run-down on the award booking process in our post on how to search and book British Airways Avios awards.
As far as we know from user reports and our own investigations, the British Airways Visa Card is not subject to Chase’s 5/24 policy. So, as long as you do not already have the card, and have not received a new cardmember bonus for it in the past 24 months, you should be eligible to receive this bonus.
Highlights of the British Airways Visa Card
In addition to the 100K sign-up bonus, the British Airways Visa Card offers some great perks.
- Meet the $20K minimum spend and you’ll be two-thirds of the way to a BA Travel Together Ticket, British Airways’ version of a companion pass. You’ll earn a Travel Together Ticket, valid for two years, every calendar year you spend $30K or more on your British Airways Visa Card.
- The card earns 3 Avios for every $1 spent on British Airways, Iberia, and OpenSkies purchases, and 1 Avios per $1 spent on all other purchases.
- The British Airways Visa Card features no foreign transaction fees, great when you’re traveling abroad, and also has chip technology for making chip-based purchases in Europe & beyond.
- In addition to a number of award sweet spots we’ve detailed in other posts, you can use your Avios on any oneworld® partners, and you have the ability to mix a combination of Avios and cash to book your travel reservations. This is particularly handy when you want to redeem an award that is just out of reach and you don't have the time to earn the required number of Avios. It’s also a fantastic way of using points that are close to expiring (Avios expire after three years of account inactivity), ensuring your Avios don't go to waste.
- British Airways is a transfer partner of Ultimate Rewards, Membership Rewards and Starwood Preferred Guest, so you can also top up your Avios account with points earned on cards like the Chase Sapphire Preferred® Card, The Platinum Card® from American Express or the Starwood Preferred Guest® Credit Card from American Express.
- The card has a $95 annual fee. This is not waived for the first year, however, we think it is well worth it for the 100K Avios up for grabs.
Downsides to the British Airways Visa Card
BA has a reputation for exorbitant fuel surcharges and limited award availability, particularly on long haul flights where fuel surcharges can run into the thousands of dollars.
Avios are great for short haul flights and select US awards where the route suits BA’s distance-based award chart i.e. West Coast – Hawaii. To get the full benefits of the British Airways Visa Card requires a fair amount of research and some astute planning, but the rewards are high-value flights to some awesome destinations.
Despite big changes to the British Airways award chart in recent years, there is still value in the Avios program if you know where to look. The 100,000 bonus points on the British Airways Visa Signature® Card is good for round-trip economy flights for four people from the U.S. to Europe (Aer Lingus flying BOS-DUB), Hawaii (AA + Alaska Air flying LAX-HNL), or in business to Mexico + The Caribbean (AA flying PHX-SJD). That is a fantastic value from one credit card sign-up bonus!
The 100,000 point sign-up bonus was last offered 18 months ago. We have no idea how long this offer will last or when it will be back. If you want to take advantage of this offer, we’d recommend crunching the numbers to see if the $20K spend is worth the 100K points, and getting on board while the offer is still alive.
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