Review of the Citi® ThankYou® Premier Card

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Taking the top spot in our review of the best rewards cards for gas & fuel, the Citi Premier Card offers one of the best points-earning to annual fee ratios of any card available today. The current welcome bonus is 50,000 ThankYou Points after you spend $4,000 in purchases within the first 3 months of account opening.

This travel rewards card provides a great welcome bonus, offers enticing perks, and earns valuable ThankYou Rewards. But is this card for you? Here's our review of the ThankYou Premier to help you decide.

Citi Premier Card

Citi Premier<sup>℠</sup> Card

  • Earn 50,000 bonus ThankYou® Points after you spend $4,000 in purchases within the first 3 months of account opening
  • Earn 3 points per $1 spent on travel including gas stations
  • Earn 2 points per $1 spent at restaurants and on entertainment
  • Earn 1 point per $1 spent on all other purchases
  • 50,000 Points are redeemable for $625 in airfare on any airline, anytime with no blackout dates when booked through the ThankYou® Travel Center, or $500 in gift cards when redeemed at thankyou.com
  • No expiration and no limit to the amount of points you can earn with this card
  • Points Transfer allows you to transfer points to participating airline loyalty programs
  • No Foreign Transaction Fees on purchases
  • An annual fee of $95, waived for first 12 months

ThankYou Points Value

Citi ThankYou points can be redeemed for travel purchases and you will get a 25% bonus for redeeming your ThankYou points as a ThankYou Premier cardholder on airfare. You can also redeem your ThankYou points for gift cards and merchandise online, however, points will only be worth 1¢ each.

The most valuable way to redeem your ThankYou points is by transferring to Citi travel partners.

Citi Transfer PartnerTransfer RatioTransfer Time (based on our experience)
Asia Miles1:11 business day
Avianca LifeMiles1:1Instant
EVA Air Infinity MileageLands1:11 business day
Etihad Guest1:16 business days
Flying Blue
1:1Instant
Garuda Indonesia Frequent Flyer1:12 business days
Jet Airways JetPrivilege1:1Instant
JetBlue TrueBlue1:1Instant
Malaysia Airlines Enrich1:12 business days
Qantas Frequent Flyer1:12 business days
Qatar Airways Privilege Club1:12 business days
Singapore Airlines KrisFlyer1:12 business days
Thai Airways Royal Orchid Plus1:15 business days
Turkish Airlines Miles & Smiles1:12 business days
Virgin Atlantic Flying Club1:1Instant
Sears Shop Your Way®1:12Unknown

And while the Citi ThankYou transfer partners don't receive quite the same level of attention as fellow programs Chase Ultimate Rewards or American Express Membership Rewards, there are still fantastic partners offering top value for your points.

As an example, you can use Singapore Krisflyer miles for United Airlines flights as they are both members of Star Alliance. Fly domestic round-trip business class on United for 40,000 miles, or round-trip to Hawaii in economy for only 35,000 miles, or 60,000 in business. All better rates than you'd receive using MileagePlus for the same seats.

Conclusion

The ThankYou Premier is a great option for those looking for a solid travel rewards credit card without the high annual fee a premium card attracts. The welcome bonus is enough for a one-way business class flight to Hawaii, you can take advantage of great category bonuses, and earn valuable points which transfer to a variety of transfer partners.

Review of the Citi® ThankYou® Premier Card
5 (100%) 6 votes
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