American Express Card Offer History: Best-Ever Offers and When You Should Apply

Offers for the American Express^® Green Card and Hilton Honors American Express Aspire Card are not available through this site. Some offers may have expired. Please see our card marketplace for available offers

Editor's note: This post references offers that are no longer available.

Applying for a credit card is a great way to earn an outsized amount of points and miles to help fund your next trip. Taking advantage of the best offers can make the application process even sweeter.

We can't predict the future when it comes to what offers will be available and when, but we may be able to glean some insights from the past to see what a great bonus looks like and when it might be a great idea to apply for some of the most popular American Express cards.

Here are the best-ever offers on American Express cards, along with when it makes sense to apply, based on historical offers.

Which Amex Cards Are Offering Best-Ever Offers Now?

There are a lot of Amex cards out there, but only three are currently offering their best-ever welcome bonuses. Two earn Membership Rewards points and one earns cash back. Here's a quick look at all three:

• The American Express^® Business Gold Card is offering new applicants 100,000 Membership Rewards points after you spend $15,000 on eligible purchases with the Business Gold Card within the first 3 months of Card Membership.
• The Business Platinum Card^® from American Express is offering new applicants 150,000 Membership Rewards points after you spend $20,000 on eligible purchases within your first 3 months of Card Membership, plus a $500 statement credit after you spend $2,500 on qualifying flights within the first 3 months of Card Membership (offer ends 6/30/25).
• The Blue Cash Everyday^® Card from American Express is offering new applicants $200 back in statement credits after you spend $2,000 in purchases on your new Card within the first 6 months.

American Express^® Business Gold Card

Welcome Offer Earn 100,000 Membership Rewards^® points after you spend $15,000 on eligible purchases with the Business Gold Card within the first 3 months of Card Membership.*

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Annual Fee$375Rates & Fees
(Terms apply)

Credit ScoreExcellent, Good

Get 4X Membership Rewards^® points on the 2 eligible categories where your business spent the most each billing cycle from the list below:

• U.S. purchases for advertising in select media (online, TV, radio)
• U.S. purchases made from electronic goods retailers and software & cloud system providers
• U.S. purchases at gas stations
• U.S. purchases at restaurants, including takeout and delivery
• Transit purchases including trains, taxicabs, rideshare services, ferries, tolls, parking, buses, and subways
• Monthly wireless telephone service charges made directly from a wireless telephone service provider in the U.S.

*4X points applies to the first $150,000 in combined purchases from these 2 categories each calendar year; then earn 1 point per dollar.

The Business Platinum Card^® from American Express

Welcome Offer Limited Time Travel Offer: Earn 150,000 Membership Rewards^® points after you spend $20,000 on eligible purchases on your Business Platinum Card^® within the first 3 months of Card Membership. Plus, earn a $500 statement credit after you spend $2,500 on qualifying flights booked directly with airlines or through American Express Travel^® with your Business Platinum Card^® within the first 3 months of Card Membership. You can earn one or both of these offers. Offer ends 6/30/25.

Learn More

Annual Fee$695Rates & Fees
(Terms apply)

Credit ScoreExcellent, Good

• Earn 5X Membership Rewards^® points on flights and prepaid hotels on amextravel.com.
• Earn 1.5X Membership Rewards^® points on each eligible purchase of $5,000 or more.
• Earn 1.5X Membership Rewards^® points on each eligible purchase with U.S. construction material and hardware suppliers.
• Earn 1.5X Membership Rewards^® points on each eligible purchase with U.S. electronic goods retailers and software & cloud system providers.
• Earn 1.5X Membership Rewards^® points on each eligible purchase with U.S. shipping providers.
• 1.5X earning rates are subject to a cap of $2 million in purchases per calendar year.

Blue Cash Everyday^® Card from American Express

Welcome Offer Earn a $200 statement credit after you spend $2,000 in purchases on your new Card within the first 6 months.

Learn More

Annual Fee$0Rates & Fees
(Terms apply)

Credit ScoreGood, Excellent

• 3% cash back at U.S. supermarkets (on up to $6,000 per year in purchases, then 1%)
• 3% cash back at U.S. gas stations (on up to $6,000 per year, then 1%)
• 3% cash back with U.S. online retailers (on up to $6,000 per year, then 1%)
• 1% back on other purchases
• Cash Back is received in the form of Reward Dollars that can be redeemed as a statement credit or at Amazon.com checkout.

Related: Best Welcome Offers Available Now

American Express Membership Rewards and Cash-Back Cards

American Express offers a wide range of cards that earn Membership Rewards points and cards that earn cash back. Here's a look at the offer history on these American Express cards.

American Express^® Green Card

The American Express^® Green Card is a strong earner for frequent travelers and restaurant visitors. For a moderate $150 annual fee, you can enjoy 3X Membership Rewards^® points on all eligible travel, plus 3X Membership Rewards^® points at restaurants worldwide, and 1X on all other eligible purchases.

• Best-Ever Offer: 60,000 Membership Rewards points after spending $3,000 in six months, plus earn 20% back on eligible travel and transit purchases (May 18, 2023 – August 24, 2023)
• Current Offer: Earn 40,000 Membership Rewards^® Points after you spend $3,000 on purchases on your new Card in your first 6 months of Card Membership.
• Welcome Offer Range: 30,000–60,000 Membership Rewards points

American Express^® Green Card

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American Express^® Green Card

Annual Fee$150

Welcome Offer Earn 40,000 Membership Rewards^® Points after you spend $3,000 on purchases on your new Card in your first 6 months of Card Membership.

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Why We Like ItEarning Rates

The American Express^® Green Card is an excellent mid-tier travel card, offering 3X points on restaurants worldwide, transit, and travel purchases, including airfare and hotels. Unique benefits include a $189 annual CLEAR^® Plus credit for expedited airport security and a $100 LoungeBuddy Credit for airport lounge access, enhancing the travel experience. The card also boasts no foreign transaction fees, ideal for international use.

• 3x Membership Rewards^® on travel
• 3x Membership Rewards^® at restaurants worldwide, including takeout and delivery in the U.S.
• 3x Membership Rewards^® on transit including trains, buses, ferries, subways, and more
• 1x Membership Rewards^® on other purchases

Offer history for the Amex Green Card

Related: Amex Green Card Full Review

American Express^® Gold Card

The American Express^® Gold Card is a Membership Rewards earning powerhouse. You'll earn 4X points at at restaurants worldwide (on up to $50,000 per year, then 1X), 4X at U.S. supermarkets (on up to $25,000 per year, then 1X), 3X points on flights booked directly with airlines or on AmexTravel.com, and 2X points on prepaid hotels and other eligible purchases booked on AmexTravel.com. This card carries a $325 annual fee (Rates & Fees), which its many featured benefits can easily offset.

• Best-Ever Offer: 100,000 Membership Rewards points after spending $4,000 in three months (June 2022 – June 2022)
• Current Offer: Earn 60,000 Membership Rewards^® Points after you spend $6,000 on eligible purchases on your new Card in your first 6 months of Card Membership.
• Welcome Offer Range: 25,000–100,000 Membership Rewards points

American Express^® Gold Card

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Rates & Fees
(Terms apply)

American Express^® Gold Card

Annual Fee$325

Welcome Offer Earn 60,000 Membership Rewards^® Points after you spend $6,000 on eligible purchases in the first 6 months

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Why We Like ItHighlightsEarning Rates

The American Express^® Gold Card stands out for its robust rewards, especially for food enthusiasts. It offers 4X points on dining worldwide (up to $50,000 per year, then 1X) and U.S. supermarkets (up to $25,000 per year, then 1X), and 3X points on flights booked directly with airlines or through American Express Travel^®. Cardholders can take advantage of multiple annual dining credits at select locations and up to $120 in Uber Cash credits for U.S. rides and Uber Eats (received as $10 monthly credits), just add your American Express^® Gold Card to your account in the Uber app and select it as the payment method. Enrollment required for select American Express benefits.

• Earn 60,000 Membership Rewards® Points after you spend $6,000 on eligible purchases on your new Card in your first 6 months of Card Membership.
• Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
• Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
• Earn 3X Membership Rewards® points per dollar spent on flights booked directly with airlines or on AmexTravel.com.
• Earn 2X Membership Rewards® points per dollar spent on prepaid hotels and other eligible purchases booked on AmexTravel.com.
• Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
• $120 Uber Cash on Gold: Add your Gold Card to your Uber account and get $10 in Uber Cash each month to use on orders and rides in the U.S. when you select an American Express Card for your transaction. That's up to $120 Uber Cash annually. Plus, after using your Uber Cash, use your Card to earn 4X Membership Rewards® points for Uber Eats purchases made at restaurants or U.S. supermarkets. Point caps and terms apply.
• $84 Dunkin' Credit: With the $84 Dunkin' Credit, you can earn up to $7 in monthly statement credits after you enroll and pay with the American Express® Gold Card at U.S. Dunkin' locations.
• $100 Resy Credit: Get up to $100 in statement credits each calendar year after you pay with the American Express® Gold Card to dine at U.S. Resy restaurants or make other eligible Resy purchases. That's up to $50 in statement credits semi-annually. Enrollment required.
• $120 Dining Credit: Satisfy your cravings, sweet or savory, with the $120 Dining Credit. Earn up to $10 in statement credits monthly when you pay with the American Express® Gold Card at Grubhub, The Cheesecake Factory, Goldbelly, Wine.com, and Five Guys. Enrollment required.
• Explore over 1,000 upscale hotels worldwide with The Hotel Collection and receive a $100 credit towards eligible charges* with every booking of two nights or more through AmexTravel.com. *Eligible charges vary by property.
• No Foreign Transaction Fees.
• Annual Fee is $325.
• Apply with confidence. Know if you're approved for a Card with no impact to your credit score. If you're approved and you choose to accept this Card, your credit score may be impacted.
• Terms Apply.
• Rates & Fees

• 4X Membership Rewards^® Points at restaurants worldwide, plus takeout and delivery in the U.S. (on up to $50,000 per year in purchases, then 1X)
• 4X Membership Rewards^® points at U.S. supermarkets (on up to $25,000 per year in purchases, then 1X)
• 3X Membership Rewards^® points on flights booked directly with airlines or on amextravel.com
• 2X Membership Rewards^® points on prepaid hotels and other eligible travel booked on amextravel.com
• 1X on other eligible purchases

Offer history for the Amex Gold

Related: Amex Gold Full Review

The Platinum Card^® from American Express

The Platinum Card^® from American Express carries a $695 annual fee (Rates & Fees), so that means it's a premium travel rewards card. The card offers numerous benefits, including excellent earning rates on flights booked directly with airlines or through American Express Travel^®, access to The Centurion^® Lounge, hotel elite status, and more. Enrollment is required for select Amex benefits.

• Best-Ever Offer: 100,000 Membership Rewards points after spending $6,000 in six months + 10X spending categories (July 1, 2021 – January 20, 2022)
• Current Offer: Earn 80,000 Membership Rewards^® Points after you spend $8,000 on eligible purchases on your new Card in your first 6 months of Card Membership.
• Welcome Offer Range: 60,000–100,000 Membership Rewards points

The Platinum Card^® from American Express

Learn More
Rates & Fees
(Terms apply)

The Platinum Card^® from American Express

Annual Fee$695

Welcome Offer Earn 80,000 Membership Rewards^® Points after you spend $8,000 on eligible purchases on your new Card in your first 6 months of Card Membership.

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Why We Like ItHighlightsEarning Rates

Cardholders can access more than 1400 airport lounges worldwide, take advantage of up to $200 in annual airline fee credits, up to $199 in CLEAR^® Plus credits, and TSA PreCheck^® or Global Entry fee credits. The card also includes a $200 annual hotel credit on prepaid Fine Hotels + Resorts^® or The Hotel Collection bookings (The Hotel Collection requires a minimum two-night stay), Hilton Honors and Marriott Bonvoy Gold Elite status, and a suite of benefits with Fine Hotels + Resorts^®. Additional perks include $12.95 monthly Walmart+ membership credit, up to $240 in annual digital entertainment credits, up to $300 Equinox credits, up to $200 annual Uber Cash, and up to $100 annual Saks Fifth Avenue credits. Enrollment required for select American Express benefits.

• Earn 80,000 Membership Rewards® Points after you spend $8,000 on eligible purchases on your new Card in your first 6 months of Card Membership.
• Earn 5X Membership Rewards® Points for flights booked directly with airlines or with American Express Travel® up to $500,000 on these purchases per calendar year and earn 5X Membership Rewards® Points on prepaid hotels booked with American Express Travel®.
• $200 Hotel Credit: Get up to $200 back in statement credits each year on prepaid Fine Hotels + Resorts® or The Hotel Collection bookings through American Express Travel using your Platinum Card®. The Hotel Collection requires a minimum two-night stay.
• $240 Digital Entertainment Credit: Get up to $20 back in statement credits each month on eligible purchases made with your Platinum Card® on one or more of the following: Disney+, a Disney+ bundle, ESPN+, Hulu, The New York Times, Peacock, and The Wall Street Journal. Enrollment required.
• With American Express Global Lounge Collection® eligible Card Members can enjoy access to over 1,400 airport lounges globally, including The Centurion® Lounge, Unlimited Delta Sky Club® Access when flying an eligible Delta flight, Escape Lounges, Lufthansa Lounges when flying Lufthansa Group, Plaza Premium, Priority Pass™ Select Lounges, & Additional Global Lounge Collection Partner Lounges subject to visit limitations. Lounges may have their own rules, like additional access rules and guest fees, and for Priority Pass Select, you need to enroll and there are unlimited airport lounge visits for Card Members. With Delta Sky Club Access, Card Members will receive 10 Visits to the Delta Sky Club to be used from February 1 until January 31 of the next calendar year and can unlock Unlimited Delta Sky Club Access by spending $75,000 in eligible purchases on their Card in a calendar year. To find a lounge, visit the membership section in the American Express® App or visit http://www.americanexpress.com/findalounge#/loungefinder.
• A Walmart+ membership can get you free shipping with no order minimum on eligible items shipped by Walmart. Use your Platinum Card® to pay for a monthly Walmart+ membership (subject to auto-renewal) and receive one statement credit for up to $12.95 (plus applicable taxes. Plus Ups not eligible) each month. Free Shipping excludes most Marketplace items, freight & certain location surcharges. Paramount+ Essential plan only, separate registration required.
• $200 Airline Fee Credit: Select one qualifying airline and then receive up to $200 in statement credits per calendar year when incidental fees, such as checked bags and in-flight refreshments, are charged by the airline to your Platinum Card® Account. American Express relies on airlines to submit the correct information on airline transactions to identify incidental fee purchases. If you do not see a credit for a qualifying incidental purchase on your eligible Card after 8 weeks, simply call the number on the back of your Card. Qualifying airlines are subject to change. See terms & conditions for more details.
• $200 Uber Cash: Platinum Card® Members can ride or dine in style with $15 in Uber Cash each month, plus a bonus $20 in December after adding their Card to their Uber account. Use your Uber Cash on rides and orders in the U.S. when you select an Amex Card for your transaction.
• $199 CLEAR® Plus Credit: CLEAR® Plus helps get you to your gate faster by using unique facial attributes to verify you are you at 50+ airports nationwide. Use the dedicated CLEAR Lane to confirm your identity without taking out your passport or ID - this can mean shorter lines, less waiting. Receive up to $199 in statement credits per calendar year after you pay for your CLEAR Plus Membership (subject to auto-renewal) with the Platinum Card®.
• Receive either a $120 statement credit every 4 years for a Global Entry application fee or a statement credit up to $85 every 4.5 years for a TSA PreCheck® (through a TSA official enrollment provider) application fee, when charged to your Platinum Card®. Card Members approved for Global Entry will also receive access to TSA PreCheck at no additional cost.
• Shop Saks with Platinum: Get up to $100 in statement credits annually for purchases in Saks Fifth Avenue stores or at saks.com on your Platinum Card®. That's up to $50 in statement credits semi-annually. Enrollment required.
• Use Global Dining Access by Resy to access premium dining experiences. Receive Priority Notify and unlock insider access to some of the world's most sought-after restaurants with Global Dining Access by Resy. Download the Resy iOS app or log into Resy.com and add your Platinum Card® to your Resy profile to take advantage of your special benefits and discover restaurants near you.
• $695 annual fee.¤
• Apply with confidence. Know if you're approved for a Card with no impact to your credit score. If you're approved and you choose to accept this Card, your credit score may be impacted.
• Terms Apply.
• Rates & Fees

• Earn 5X points for flights booked directly with airlines or with American Express Travel^® (up to $500,000 in purchases per calendar year).
• Earn 5X points on prepaid hotels booked with American Express Travel^®.

Offer history for the Amex Platinum

Related: Amex Platinum Card Full Review

American Express^® Business Gold Card

The American Express^® Business Gold Card is a unique card that offers compelling value for the right business. Outside of a bevy of statement credits (Enrollment is required for select Amex benefits.), it earns up to 4X Membership Rewards points per dollar (with caps), which can help your organization quickly accumulate valuable points.

• Best-Ever Offer: 100,000 Membership Rewards points after spending $15,000 in three months (July 2024 – ongoing)
• Current Offer: Earn 100,000 Membership Rewards^® points after you spend $15,000 on eligible purchases with the Business Gold Card within the first 3 months of Card Membership.*
• Welcome Offer Range: 35,000–100,000 Membership Rewards points

American Express^® Business Gold Card

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Rates & Fees
(Terms apply)

American Express^® Business Gold Card

Annual Fee$375

Welcome Offer Earn 100,000 Membership Rewards^® points after you spend $15,000 on eligible purchases with the Business Gold Card within the first 3 months of Card Membership.*

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Why We Like ItHighlightsEarning Rates

The American Express^® Business Gold Card offers 4X points on the top 2 spending eligible categories per billing cycle, 3X points on flights and pre-paid hotels booked on AmexTravel.com, and 1X points on other eligible purchases. Cardholders can earn up to $240 back annually for eligible purchases at FedEx, Grubhub, and U.S. Office Supply Stores, and up to $155 annually for Walmart+ membership costs, enhancing the card's appeal for varied business spending. Enrollment required for select American Express benefits.

• Welcome Offer: Earn 100,000 Membership Rewards® points after you spend $15,000 on eligible purchases with the Business Gold Card within the first 3 months of Card Membership.*
• 0% Intro APR ¤ for 6 months from the date of account opening on purchases eligible for Pay Over Time, then a 18.49% to 29.24% variable APR.*
• Earn 4X Membership Rewards® points on the top two eligible categories where your business spends the most each month from 6 eligible categories. While your top 2 categories may change, you will earn 4X points on the first $150,000 in combined purchases from these categories each calendar year (then 1X thereafter). Only the top 2 categories each billing cycle will count towards the $150,000 cap.*
• Earn 3X Membership Rewards® points on flights and prepaid hotels booked on amextravel.com using your Business Gold Card.*
• Earn up to $20 in statement credits monthly after you use the Business Gold Card for eligible U.S. purchases at FedEx, Grubhub, and Office Supply Stores. This can be an annual savings of up to $240. Enrollment required.*
• Get up to a $12.95** statement credit back each month after you pay for a monthly Walmart+ membership (subject to auto-renewal) with your Business Gold Card. **Up to $12.95 plus applicable taxes on one membership fee.*
• The Business Gold Card comes in three metal designs: Gold, Rose Gold and White Gold. Make your selection when you apply on Americanexpress.com.
• *Terms Apply
• Rates & Fees

Get 4X Membership Rewards^® points on the 2 eligible categories where your business spent the most each billing cycle from the list below:

• U.S. purchases for advertising in select media (online, TV, radio)
• U.S. purchases made from electronic goods retailers and software & cloud system providers
• U.S. purchases at gas stations
• U.S. purchases at restaurants, including takeout and delivery
• Transit purchases including trains, taxicabs, rideshare services, ferries, tolls, parking, buses, and subways
• Monthly wireless telephone service charges made directly from a wireless telephone service provider in the U.S.

*4X points applies to the first $150,000 in combined purchases from these 2 categories each calendar year; then earn 1 point per dollar.

Offer history for the Amex Business Gold

Related: Amex Business Gold Card Full Review

The Business Platinum Card^® from American Express

The Business Platinum Card^® from American Express is similar to the consumer version of the card but offers plenty of its own unique benefits. Some examples include statement credits for Dell, Adobe, and Indeed, plus a 35% Pay With Points rebate on eligible Amex Travel bookings. Enrollment is required for select Amex benefits.

• Best-Ever Offer: 150,000 Membership Rewards points after spending $20,000 in three months. Plus, earn a $500 statement credit after you spend $2,500 on qualifying flights within the first 3 months of Card Membership (April 2025 – ongoing)
• Current Offer: Limited Time Travel Offer: Earn 150,000 Membership Rewards^® points after you spend $20,000 on eligible purchases on your Business Platinum Card^® within the first 3 months of Card Membership. Plus, earn a $500 statement credit after you spend $2,500 on qualifying flights booked directly with airlines or through American Express Travel^® with your Business Platinum Card^® within the first 3 months of Card Membership. You can earn one or both of these offers. Offer ends 6/30/25.
• Welcome Offer Range: 75,000–150,000 Membership Rewards points

The Business Platinum Card^® from American Express

Learn More
Rates & Fees
(Terms apply)

The Business Platinum Card^® from American Express

Annual Fee$695

Welcome Offer Limited Time Travel Offer: Earn 150,000 Membership Rewards^® points after you spend $20,000 on eligible purchases on your Business Platinum Card^® within the first 3 months of Card Membership. Plus, earn a $500 statement credit after you spend $2,500 on qualifying flights booked directly with airlines or through American Express Travel^® with your Business Platinum Card^® within the first 3 months of Card Membership. You can earn one or both of these offers. Offer ends 6/30/25.

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Why We Like ItHighlightsEarning Rates

The Business Platinum Card^® from American Express is a powerhouse for business travelers, offering cardholders up to $400 in yearly Dell Technologies credits, $360 with Indeed, $150 for Adobe business plans, and $120 for U.S. wireless services. The card includes extensive lounge access, a $200 airline fee credit each year, up to $199 CLEAR^® Plus credit, Marriott Bonvoy™ and Hilton Honors Gold Statuses, exclusive Fine Hotels + Resorts benefits, and a TSA PreCheck^® or Global Entry fee credit. Enrollment required for select American Express benefits.

• Limited Time Travel Offer: Earn 150,000 Membership Rewards® points after you spend $20,000 on eligible purchases on your Business Platinum Card® within the first 3 months of Card Membership. Plus, earn a $500 statement credit after you spend $2,500 on qualifying flights booked directly with airlines or through American Express Travel with your Business Platinum Card® within the first 3 months of Card Membership. You can earn one or both of these offers. Offer ends 6/30/25.
• The American Express Global Lounge Collection® can provide an escape at the airport. With complimentary access to more than 1,400 airport lounges across 140 countries and counting, you have more airport lounge options than any other credit card issuer on the market as of 10/2024.
• Unlock over $1,000 in statement credits on select purchases, including tech, recruiting and wireless in the first year of membership with the Business Platinum Card®. Enrollment required.
• Fly like a pro with a $200 Airline Fee Credit. Select one qualifying airline to receive up to $200 back per year on baggage fees and other incidentals.
• NEW! Make the Business Platinum Card® work even harder for you. Hilton For Business members get up to $200 back per calendar year when you make an eligible purchase at Hilton properties across the globe. Benefit enrollment required.
• Earn 5X Membership Rewards® points for flights, prepaid hotels, and short-term rentals and prepaid flight + hotel packages booked at AmexTravel.com. 1X points on other eligible purchases.
• Earn 1.5X points (that's an extra half point per dollar) on each eligible purchase at US construction material, hardware suppliers, electronic goods retailers, and software & cloud system providers, and shipping providers, as well as on purchases of $5,000 or more, on up to $2 million per Card Account per calendar year. Purchases eligible for multiple additional point bonuses will only receive the highest eligible bonus.
• $199 CLEAR® Plus Credit: Use your card and get up to $199 in statement credits per calendar year on your CLEAR® Plus Membership (subject to auto-renewal) when you use the Business Platinum Card®.
• $695 Annual Fee.
• Terms Apply.
• Rates & Fees

• Earn 5X Membership Rewards^® points on flights and prepaid hotels on amextravel.com.
• Earn 1.5X Membership Rewards^® points on each eligible purchase of $5,000 or more.
• Earn 1.5X Membership Rewards^® points on each eligible purchase with U.S. construction material and hardware suppliers.
• Earn 1.5X Membership Rewards^® points on each eligible purchase with U.S. electronic goods retailers and software & cloud system providers.
• Earn 1.5X Membership Rewards^® points on each eligible purchase with U.S. shipping providers.
• 1.5X earning rates are subject to a cap of $2 million in purchases per calendar year.

Offer history for the Business Platinum Card

Related: Business Platinum Card Full Review

Blue Cash Preferred^® Card from American Express

If you're not familiar with the Blue Cash Preferred^® Card from American Express, we'll be the first to tell you that it's a lucrative cash-back earner. While it earns a healthy amount of cash back on several categories, it's the strongest at the grocery store. You'll score 6% at U.S. supermarkets (on up to $6,000 per year in purchases, then 1%). Cash Back is received in the form of Reward Dollars that can be redeemed as a statement credit or at Amazon.com checkout.

• Best-Ever Offer: $350 statement credit after spending $3,000 in six months (June 9, 2022 – October 12, 2022)
• Current Offer: Earn a $250 statement credit after you spend $3,000 in eligible purchases on your new Card within the first 6 months.
• Welcome Offer Range: $150–$350 statement credit

Blue Cash Preferred^® Card from American Express

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Rates & Fees
(Terms apply)

Blue Cash Preferred^® Card from American Express

Annual Fee$0 intro annual fee for the first year, then $95

Welcome Offer Earn a $250 statement credit after you spend $3,000 in eligible purchases on your new Card within the first 6 months.

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Why We Like ItHighlightsEarning Rates

The Blue Cash Preferred^® Card from American Express cash back powerhouse for everyday spending. Key features include 6% cash back at U.S. supermarkets (up to $6,000 per year, then 1%) and on select streaming subscriptions, plus 3% back at U.S. gas stations and on transit purchases.

• Earn a $250 statement credit after you spend $3,000 in eligible purchases on your new Card within the first 6 months.
• $0 intro annual fee for the first year, then $95.
• Buy Now, Pay Later: Enjoy $0 intro plan fees when you use Plan It® to split up large purchases into monthly installments with a fixed fee. Pay $0 intro plan fees on plans created during the first 12 months from the date of account opening. Plans created after that will have a monthly plan fee up to 1.33% of each eligible purchase amount moved into a plan based on the plan duration, the APR that would otherwise apply to the purchase, and other factors.
• Low Intro APR: 0% intro APR on purchases and balance transfers for 12 months from the date of account opening. After that, your APR will be a variable APR of 20.24% - 29.24%.
• 6% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%).
• 6% Cash Back on select U.S. streaming subscriptions.
• 3% Cash Back at U.S. gas stations and on transit (including taxis/rideshare, parking, tolls, trains, buses and more).
• 1% Cash Back on other purchases.
• Cash Back is received in the form of Reward Dollars that can be redeemed as a statement credit or at Amazon.com checkout.
• $84 Disney Bundle Credit: With your enrolled Blue Cash Preferred® Card, spend $9.99 or more each month on an auto-renewing Disney Bundle subscription, to receive a monthly statement credit of $7. Valid only at Disney Plus.com, Hulu.com or Plus.espn.com in the U.S.
• Apply with confidence. Know if you're approved for a Card with no impact to your credit score. If you're approved and you choose to accept this Card, your credit score may be impacted.
• Terms Apply.
• Rates & Fees

• 6% Cash Back on select U.S. streaming subscriptions
• 6% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%)
• 3% Cash Back on transit including taxis/rideshare, parking, tolls, trains, buses and more
• 3% Cash Back at U.S. gas stations
• 1% Cash Back on other purchases
• Cash Back is received in the form of Reward Dollars that can be redeemed as a statement credit or at Amazon.com checkout.

Offer history for the Blue Cash Preferred

Related: Blue Cash Preferred Full Review

Blue Cash Everyday^® Card from American Express

The Blue Cash Everyday^® Card from American Express carries no annual fee (Rates & Fees), but that doesn't mean this is a card you should overlook. It's a strong earner; some of its most lucrative earning categories include 3% cash back on up to $6,000 of U.S. online retail purchases per year (then 1%) and 3% cash back at U.S. gas stations on up to $6,000 of purchases per year (then 1%).

• Best-Ever Offer: $200 statement credit after spending $1,000 in three months (October-November 2020 and February-May 2021)
• Current Offer: Earn a $200 statement credit after you spend $2,000 in purchases on your new Card within the first 6 months.
• Welcome Offer Range: $100–$200 statement credit

Blue Cash Everyday^® Card from American Express

Learn More
Rates & Fees
(Terms apply)

Blue Cash Everyday^® Card from American Express

Annual Fee$0

Welcome Offer Earn a $200 statement credit after you spend $2,000 in purchases on your new Card within the first 6 months.

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Why We Like ItHighlightsEarning Rates

The Blue Cash Everyday is a solid, no-annual-fee cashback card for anyone who spends a lot on groceries and gas.

• Earn a $200 statement credit after you spend $2,000 in purchases on your new Card within the first 6 months.
• No Annual Fee.
• Enjoy 0% intro APR on purchases and balance transfers for 15 months from the date of account opening. After that, 20.24% to 29.24% variable APR.
• 3% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases, then 1%.
• 3% Cash Back on U.S. online retail purchases, on up to $6,000 per year, then 1%.
• 3% Cash Back at U.S. gas stations, on up to $6,000 per year, then 1%.
• Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit or at Amazon.com checkout.
• Thinking about getting the Disney Bundle which can include Disney+, Hulu, and ESPN+? Your decision made easy with $7/month back in the form of a statement credit after you spend $9.99 or more each month on an eligible subscription (subject to auto renewal) with your Blue Cash Everyday® Card. Enrollment required.
• Apply with confidence. Know if you're approved for a Card with no impact to your credit score. If you're approved and you choose to accept this Card, your credit score may be impacted.
• Terms Apply.
• Rates & Fees

• 3% cash back at U.S. supermarkets (on up to $6,000 per year in purchases, then 1%)
• 3% cash back at U.S. gas stations (on up to $6,000 per year, then 1%)
• 3% cash back with U.S. online retailers (on up to $6,000 per year, then 1%)
• 1% back on other purchases
• Cash Back is received in the form of Reward Dollars that can be redeemed as a statement credit or at Amazon.com checkout.

Offer history for the Blue Cash Everyday

Related: Blue Cash Everyday Full Review

Marriott Bonvoy Cards

Both Chase and American Express issue Marriott Bonvoy co-branded cards, which can result in some confusing eligibility rules for welcome bonuses. Here's a look at the offer history on the American Express cards earning Marriott points.

Marriott Bonvoy Bevy^® American Express^® Card

The Marriott Bonvoy Bevy^® American Express^® Card offers an attractive 6X points on hotel purchases at hotels participating in Marriott Bonvoy, 4X at restaurants worldwide and U.S. supermarkets (up to $15,000 of these purchases annually), and 2X per dollar on all other eligible purchases. The $250 annual fee (Rates & Fees) may be tolerable, given its complimentary Gold Elite status, 15 Elite Night credits (to help you attain higher status tiers), and other benefits.

• Best-Ever Offer: 155,000 Marriott Bonvoy points after spending $5,000 in six months (February-May 2024, August-October 2024, and March 13 to May 14, 2025)
• Current Offer: Earn up to 135,000 Marriott Bonvoy^® bonus points. Earn 85,000 points after you spend $5,000 and an extra 50,000 points after you spend an additional $2,000 in purchases on the Card within your first 6 months of Card Membership.
• Welcome Offer Range: 85,000–155,000 Marriott Bonvoy points

Marriott Bonvoy Bevy^® American Express^® Card

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Rates & Fees
(Terms Apply)

Marriott Bonvoy Bevy^® American Express^® Card

Annual Fee$250

Welcome Bonus Earn up to 135,000 Marriott Bonvoy^® bonus points. Earn 85,000 points after you spend $5,000 and an extra 50,000 points after you spend an additional $2,000 in purchases on the Card within your first 6 months of Card Membership.

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The Marriott Bonvoy Bevy^® American Express^® Card delivers a Free Night Award after spending $15,000 in a calendar year, applicable for one night at hotels in the Marriott Bonvoy program (up to 50,000 points), and receive complimentary Gold Elite status. Enrollment required for select American Express benefits.

• Earn up to 135,000 Marriott Bonvoy® bonus points. Earn 85,000 points after you spend $5,000 and an extra 50,000 points after you spend an additional $2,000 in purchases on the Card within your first 6 months of Card Membership.
• Earn 6X Marriott Bonvoy® points for each dollar of eligible purchases at hotels participating in Marriott Bonvoy®.
• Earn 4X points at restaurants worldwide and U.S. supermarkets (on up to $15,000 in combined purchases at restaurants and U.S. supermarkets per calendar year, then 2X points).
• Earn 2X points on all other eligible purchases.
• Marriott Bonvoy® 1K Bonus Points Per Stay: Earn 1,000 Marriott Bonvoy® bonus points per paid eligible stay booked directly with Marriott for properties participating in Marriott Bonvoy®.
• With complimentary Marriott Bonvoy® Gold Elite Status, earn up to 2.5X points from Marriott Bonvoy® on eligible hotel purchases with the 25% Bonus Points on stays benefit.
• Marriott Bonvoy Bevy® Free Night Award: Earn 1 Free Night Award after spending $15,000 on eligible purchases on your Marriott Bonvoy Bevy® Card in a calendar year. Award can be used for one night (redemption level at or under 50,000 Marriott Bonvoy® points) at a hotel participating in Marriott Bonvoy®. Certain hotels have resort fees.
• 15 Elite Night Credits: Each calendar year with your Marriott Bonvoy Bevy® American Express® Card you can receive 15 Elite Night Credits toward the next level of Marriott Bonvoy® Elite status. Limitations apply per Marriott Bonvoy® member account. Benefit is not exclusive to Cards offered by American Express.
• Plan It® is a payment option that lets you split up purchases of $100 or more into equal monthly installments with a fixed fee. Plus, you'll still earn rewards the way you usually do.
• $250 Annual Fee.
• Apply with confidence. Know if you're approved for a Card with no impact to your credit score. If you're approved and you choose to accept this Card, your credit score may be impacted.
• Terms Apply.
• Rates & Fees

• 6X points on purchases at hotels participating in Marriott Bonvoy
• 4X points on up to $15,000 in combined purchases per year at restaurants worldwide and at U.S. supermarkets
• 2X points on all other eligible purchases

Offer history for the Marriott Bonvoy Bevy Card

Related: Marriott Bonvoy Bevy Card Full Review

Marriott Bonvoy Brilliant^® American Express^® Card

The Marriott Bonvoy Brilliant^® American Express^® Card carries a high annual fee of $650 (Rates & Fees) but packs substantial benefits to offset the steep price tag. The card includes $25 in monthly statement credits for eligible purchases made at restaurants worldwide, an annual free night award (worth up to 85,000 points), and complimentary Platinum Elite status, and more. Enrollment is required for select Amex benefits.

• Best-Ever Offer: 185,000 Marriott Bonvoy points after spending $6,000 in six months (February-May 2024, August-October 2024, and March 13 to May 14, 2025)
• Current Offer: Earn up to 150,000 Marriott Bonvoy^® bonus points. Earn 100,000 points after you spend $6,000 and an extra 50,000 points after you spend an additional $2,000 in purchases on the Card within your first 6 months of Card Membership.
• Welcome Offer Range: 75,000–185,000 Marriott Bonvoy points

Marriott Bonvoy Brilliant^® American Express^® Card

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Rates & Fees
(Terms Apply)

Marriott Bonvoy Brilliant^® American Express^® Card

Annual Fee$650

Welcome Offer Earn up to 150,000 Marriott Bonvoy^® bonus points. Earn 100,000 points after you spend $6,000 and an extra 50,000 points after you spend an additional $2,000 in purchases on the Card within your first 6 months of Card Membership.

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Why We Like ItHighlightsEarning Rates

The Marriott Bonvoy Brilliant^® American Express^® Card offers plenty of value for Marriott enthusiasts: up to $300 yearly in dining credits, Marriott Bonvoy^® Platinum Elite status, and a Free Night Award valued at up to 85K points after every card renewal. Earn 6X points at Marriott hotels, 3X on dining and direct airline bookings, and 2X on other purchases. Additional perks include a $100 property credit at select Marriott brands, Global Entry/TSA PreCheck fee credit, 25 annual Elite Night Credits, and a Priority Pass Select membership. Enrollment required for select American Express benefits.

• Earn up to 150,000 Marriott Bonvoy® bonus points. Earn 100,000 points after you spend $6,000 and an extra 50,000 points after you spend an additional $2,000 in purchases on the Card within your first 6 months of Card Membership.
• $300 Brilliant Dining Credit: Each calendar year, get up to $300 (up to $25 per month) in statement credits for eligible purchases made on the Marriott Bonvoy Brilliant® American Express® Card at restaurants worldwide.
• With Marriott Bonvoy® Platinum Elite Status, you can receive room upgrades, including enhanced views or suites, when the stay is booked with a Qualifying Rate at hotels that participate in Marriott Bonvoy, subject to availability upon check-in.
• Earn 6X Marriott Bonvoy® points for each dollar of eligible purchases at hotels participating in Marriott Bonvoy®. Earn 3X Marriott Bonvoy® points at restaurants worldwide and on flights booked directly with airlines and 2X Marriott Bonvoy® points on all other eligible purchases made on the Marriott Bonvoy Brilliant® American Express® Card.
• Free Night Award: Receive 1 Free Night Award every year after your Card renewal month. Award can be used for one night (redemption level at or under 85,000 Marriott Bonvoy® points) at hotels participating in Marriott Bonvoy®. Certain hotels have resort fees.
• Each calendar year after spending $60,000 on eligible purchases on your Marriott Bonvoy Brilliant® American Express® Card, you will be eligible to select a Brilliant Earned Choice Award benefit. You can only earn one Brilliant Earned Choice Award per calendar year. See https://www.choice-benefit.marriott.com/brilliant for Award options.
• $100 Marriott Bonvoy® Property Credit: Enjoy your stay. Receive up to a $100 property credit for qualifying charges at The Ritz-Carlton® or St. Regis® when you book direct using a special rate for a two-night minimum stay using your Card.
• Fee Credit for Global Entry or TSA PreCheck®: Receive either a statement credit every 4 years after you apply for Global Entry ($120) or a statement credit every 4.5 years after you apply for a five-year membership for TSA PreCheck® (up to $85 through a TSA PreCheck official enrollment provider) and pay the application fee with your Marriott Bonvoy Brilliant® American Express® Card. If approved for Global Entry, at no additional charge, you will receive access to TSA PreCheck.
• Each calendar year with your Marriott Bonvoy Brilliant® American Express® Card you can receive 25 Elite Night Credits toward the next level of Marriott Bonvoy® Elite status. Limitations apply per Marriott Bonvoy member account. Benefit is not exclusive to Cards offered by American Express.
• Enroll in Priority Pass Select, which offers unlimited airport lounge visits to over 1,200 lounges in over 130 countries, regardless of which carrier or class you are flying. This allows you to relax before or between flights. You can enjoy snacks, drinks, and internet access in a quiet, comfortable location.
• No Foreign Transaction Fees on international purchases.
• With Cell Phone Protection*, you can be reimbursed, the lesser of, your repair or replacement costs following damage, such as a cracked screen, or theft for a maximum of $800 per claim when your cell phone line is listed on a wireless bill and the prior month's wireless bill was paid by an Eligible Card Account. A $50 deductible will apply to each approved claim with a limit of 2 approved claims per 12-month period. Additional terms and conditions apply. *Coverage is provided by New Hampshire Insurance Company, an AIG Company.
• $650 Annual Fee.
• Apply with confidence. Know if you're approved for a Card with no impact to your credit score. If you're approved and you choose to accept this Card, your credit score may be impacted.
• Terms Apply.
• Rates & Fees

• 6X points on purchases at Marriott Properties
• 3X points at restaurants worldwide, including takeout and delivery
• 3X points on flights booked directly with airlines
• 2X points on all other eligible purchases

Offer history for the Marriott Bonvoy Brilliant Card

Related: Marriott Bonvoy Brilliant Card Full Review

Marriott Bonvoy Business^® American Express^® Card

The Marriott Bonvoy Business^® American Express^® Card carries a reasonable $125 annual fee (Rates & Fees) and is a great choice if your business values earning Marriott points on a few types of purchases. Cardholders can also take advantage of a 7% discount on eligible Marriott bookings and a Free Night Award every year after their Card renewal month.

• Best-Ever Offer: 125,000 Marriott Bonvoy points after spending $8,000 in six months (September-November 2023 and February 6-March 12, 2025)
• Current Offer: Earn 3 Free Night Awards after you use your new Card to make $6,000 in eligible purchases within the first 6 months of Card Membership.
• Welcome Offer Range: 75,000–125,000 Marriott Bonvoy points or 3-5 Free Night Awards

Marriott Bonvoy Business^® American Express^® Card

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Rates & Fees
(Terms apply)

Marriott Bonvoy Business^® American Express^® Card

Annual Fee$125

Welcome Bonus Earn 3 Free Night Awards after you use your new Card to make $6,000 in eligible purchases within the first 6 months of Card Membership.

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Why We Like ItHighlightsEarning Rates

The Marriott Bonvoy Business^® American Express^® Card offers a suite of benefits ideal for frequent travelers and Marriott loyalists. Key benefits include complimentary Marriott Bonvoy^® Gold Elite status, offering perks like late checkout and bonus points on stays. Cardholders also enjoy a 7% discount on eligible Marriott bookings, 15 Elite Night Credits annually, a Free Night Award each year post-renewal, and an additional Free Night Award after $60,000 annual spend. Enrollment is required for select Amex benefits.

• WELCOME OFFER: Earn 3 Free Night Awards after you use your new Card to make $6,000 in eligible purchases within the first 6 months of Card Membership. Each Free Night Award has a redemption level up to 50,000 Marriott Bonvoy® points, for a total potential value of up to 150,000 points, at hotels participating in Marriott Bonvoy®. Certain hotels have resort fees. Terms apply.
• Receive a 7% discount on eligible bookings as a benefit of being both a Marriott Bonvoy® member & a Marriott Bonvoy Business® American Express® Card Member when you book directly with Marriott through an eligible channel for a participating property under the Amex Business Card Rate.
• 6x Marriott Bonvoy points on each dollar of eligible purchases at hotels participating in the Marriott Bonvoy® program.
• 4x points for purchases made at restaurants worldwide, at U.S. gas stations, on wireless telephone services purchased directly from U.S. service providers and on U.S. purchases for shipping.
• 2x points on all other eligible purchases.
• Receive 1 Free Night Award every year after your Card renewal month. Plus, earn an additional Free Night Award after you spend $60K in purchases on your Card in a calendar year. Award can be used for one night (redemption level at or under 35,000 Marriott Bonvoy® points) at hotels participating in Marriott Bonvoy®. Certain hotels have resort fees.
• Enjoy Complimentary Marriott Bonvoy Gold Elite Status with your Marriott Bonvoy Business® American Express® Card.
• Terms apply.
• Rates & Fees

• 6x Marriott Bonvoy^® points on each dollar of eligible purchases at hotels participating in the Marriott Bonvoy^® program.
• 4x Marriott Bonvoy^® points on each dollar of eligible purchases made at restaurants worldwide, at U.S. gas stations, on wireless telephone services purchased directly from U.S. service providers and on U.S. purchases for shipping
• 2x Marriott Bonvoy^® points per dollar on all other eligible purchases

Offer history for the Marriott Bonvoy Business Card

Related: Marriott Bonvoy Business Card Full Review

Hilton Honors Cards

Hilton Honors American Express Card

The Hilton Honors American Express Card features respectable earning categories for a no-annual-fee product (Rates & Fees). The card earns 7X points per dollar at hotels or resorts within the Hilton Honors portfolio, 5X points per dollar at U.S. restaurants, U.S. supermarkets, and U.S. gas stations, and 3X points for all other eligible purchases. Additional benefits include complimentary Hilton Honors Silver status, giving access to a fifth night free on award bookings available to anyone with any tier of Hilton status. Enrollment is required for select Amex benefits.

• Best-Ever Offer: 130,000 Hilton Honors points after spending $2,000 in three months (May-July 2021 and August 2021-February 2022)
• Current Offer: Earn 100,000 Hilton Honors Bonus Points and a $100 Statement Credit after you spend $2,000 on eligible purchases on the Hilton Honors American Express^® Card within your first 6 months of Card Membership. Offer Ends 8/13/2025.
• Welcome Offer Range: 70,000–130,000 Hilton Honors points

Hilton Honors American Express Card

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Rates & Fees
(Terms apply)

Hilton Honors American Express Card

Annual Fee$0

Welcome Offer Earn 100,000 Hilton Honors Bonus Points and a $100 Statement Credit after you spend $2,000 on eligible purchases on the Hilton Honors American Express^® Card within your first 6 months of Card Membership. Offer Ends 8/13/2025.

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Why We Like ItHighlightsEarning Rates

The Hilton Honors American Express Card is a rewarding option if you only spend a few nights with Hilton each year, with no annual fee. It offers 7X Hilton Honors Bonus Points on purchases at hotels and resorts within the Hilton portfolio. Cardholders also earn 5X points at U.S. restaurants, U.S. supermarkets, and U.S. gas stations, and 3X points on all other eligible purchases. A major perk is the complimentary Hilton Honors Silver status, which provides a 20% bonus on all Base Points earned during stays, accelerating the journey to free nights. Enrollment required for select American Express benefits.

• Earn 100,000 Hilton Honors Bonus Points and a $100 Statement Credit after you spend $2,000 on eligible purchases on the Hilton Honors American Express® Card within your first 6 months of Card Membership. Offer Ends 8/13/2025.
• Earn 7X Hilton Honors Bonus Points for each dollar of eligible purchases charged on your Card directly with hotels and resorts within the Hilton portfolio.
• Earn 5X Points per dollar on purchases at U.S. restaurants, at U.S. supermarkets, and at U.S. gas stations.
• Earn 3X Points for all other eligible purchases on your Card.
• Enjoy complimentary Hilton Honors™ Silver status with your Card. Plus, spend $20,000 on eligible purchases on your Card in a calendar year and you can earn an upgrade to Hilton Honors™ Gold status through the end of the next calendar year.
• No Foreign Transaction Fees. Enjoy international travel without additional fees on purchases made abroad.
• No Annual Fee.
• Apply with confidence. Know if you're approved for a Card with no impact to your credit score. If you're approved and you choose to accept this Card, your credit score may be impacted.
• Terms Apply.
• Rates & Fees

• Earn 7X Points per dollar on eligible purchases charged directly with a hotel or resort within the Hilton Honors portfolio of brands
• Earn 5X Points per dollar on eligible purchases at U.S. restaurants, at U.S. supermarkets, and at U.S. gas stations
• Earn 3X Points for all other eligible purchases on your Card.

Offer history for the Hilton Amex

Related: Hilton Amex Full Review

Hilton Honors American Express Surpass^® Card

The Hilton Honors American Express Surpass^® Card is a strong earner with a moderate $0 intro annual fee for the first year, then $150 annual fee (Rates & Fees). The card nets 12X points per dollar at hotels or resorts within the Hilton Portfolio, 6X points per dollar at U.S. restaurants, U.S. supermarkets, and U.S. gas stations, 4X points per dollar on U.S online retail purchases, plus 3X points for all other eligible purchases on your Card. Cardmembers are also granted Hilton Honors Gold status and can earn a Free Night Reward after spending $15,000 on the card within a calendar year. Enrollment is required for select Amex benefits.

• Best-Ever Offer: 180,000 Hilton Honors points after spending $10,000 in six months (August 26, 2021 – February 9, 2023)
• Current Offer: Earn 130,000 Hilton Honors Bonus Points after you spend $3,000 in purchases on the Card in the first 6 months of Card Membership. Offer Ends 8/13/2025.
• Welcome Offer Range: 125,000–180,000 Hilton Honors points

Hilton Honors American Express Surpass^® Card

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Rates & Fees
(Terms Apply)

Hilton Honors American Express Surpass^® Card

Annual Fee$0 intro annual fee for the first year, then $150

Welcome Offer Earn 130,000 Hilton Honors Bonus Points after you spend $3,000 in purchases on the Card in the first 6 months of Card Membership. Offer Ends 8/13/2025.

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Why We Like ItHighlightsEarning Rates

The Hilton Honors American Express Surpass^® Card is tailored for Hilton loyalists seeking valuable perks without a high annual fee. It delivers cardholders 12X Hilton Honors points on direct Hilton purchases, and 6X points at U.S. restaurants, U.S. supermarkets, and U.S. gas stations, enhancing everyday spending. A valuable feature is the complimentary Gold status in the Hilton Honors program, which includes access to room upgrades and bonus points. Additionally, spending $15,000 on purchases in a calendar year earns a free night reward, adding significant value to the card. This card balances robust rewards with a moderate annual fee, making it a strong contender for regular Hilton guests (Enrollment required for select American Express benefits).

• Earn 130,000 Hilton Honors Bonus Points after you spend $3,000 in purchases on the Card in the first 6 months of Card Membership. Offer Ends 8/13/2025.
• Get up to $50 in statement credits each quarter for purchases made directly with a property in the Hilton portfolio on your Hilton Honors American Express Surpass® Card. That's up to $200 in statement credits annually.
• Earn 12X Hilton Honors Bonus Points for each dollar of eligible purchases charged on your Card directly with a hotel or resort within the Hilton portfolio.
• Earn 6X Points for each dollar of purchases on your Card at U.S. restaurants, at U.S. supermarkets, and at U.S. gas stations.
• Earn 4X Points for each dollar on U.S. Online Retail Purchases.
• Earn 3X Points for all other eligible purchases on your Card.
• Earn a Free Night Reward from Hilton Honors after you spend $15,000 on eligible purchases on your Card in a calendar year.
• Enjoy complimentary Hilton Honors ™ Gold Status with your Hilton Honors American Express Surpass® Card.
• Spend $40,000 on eligible purchases on your Card in a calendar year and you can earn Hilton Honors™ Diamond Status through the end of the next calendar year.
• As a Hilton Honors American Express Surpass® Card Member, you can enroll to receive complimentary National Car Rental® Emerald Club Executive® status through the link on your American Express online account. After you're enrolled, you can reserve a rental car by calling National Car Rental directly, using your travel service, or by booking online or through the National Car Rental mobile app. Terms apply.
• No Foreign Transaction Fees. Enjoy international travel without additional fees on purchases made abroad.
• $0 introductory annual fee for the first year, then $150.
• Apply with confidence. Know if you're approved for a Card with no impact to your credit score. If you're approved and you choose to accept this Card, your credit score may be impacted.
• Terms Apply.
• Rates & Fees

• 12X bonus points for each dollar of eligible purchases charged on your card directly with a hotel or resort within the Hilton portfolio
• 6X bonus points for each dollar of eligible purchases on your card at U.S. restaurants, U.S. supermarkets, and U.S. gas stations
• 4X bonus points on U.S online retail purchases
• 3X bonus points for all other eligible purchases on your card

Offer history for the Hilton Surpass

Related: Hilton Surpass Full Review

Hilton Honors American Express Aspire Card

The Hilton Honors American Express Aspire Card is easily the most premium product within the Hilton card portfolio, thanks to its perks and corresponding annual fee. The annual fee begins to sound reasonable considering its excellent earning rates. Plus, it's hard to beat complimentary Diamond status combined with $400 in annual resort credits, $100 Hilton on-property credit at select properties, and $200 in annual flight statement credits, as well as a Free Night Reward on each account anniversary. Enrollment is required for select Amex benefits.

• Best-Ever Offer: 180,000 Hilton Honors points after spending $6,000 in six months (October 25, 2023 – January 25, 2024)
• Current Offer: Earn 175,000 Bonus Points after you use your new Card to make $6,000 in eligible purchases within the first 6 months of Card Membership. Offer Ends 8/13/2025.
• Welcome Offer Range: 150,000–180,000 Hilton Honors points

Hilton Honors American Express Aspire Card

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Hilton Honors American Express Aspire Card

Annual Fee$550

Welcome Offer Earn 175,000 Bonus Points after you use your new Card to make $6,000 in eligible purchases within the first 6 months of Card Membership.

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Why We Like ItEarning Rates

The Hilton Honors American Express Aspire Card adds a huge amount of value for Hilton fans. The cards standout feature is complimentary Diamond status in the Hilton Honors program, offering top-tier benefits like room upgrades and bonus points. Cardholders also enjoy an annual Free Night Reward, up to $400 in Hilton resort statement credits, and up to $200 flight credits each year. This card also includes 14X points on Hilton purchases, making it highly rewarding for hotel stays. The generous benefits and earning rates make this card a compelling choice if you regularly stay at Hilton properties.

• 14X Hilton Honors Bonus Points for each dollar of eligible purchases charged on your Card directly with a hotel or resort within the Hilton Portfolio
• 7X Hilton Honors Bonus Points on flights booked directly with airlines or amextravel.com, car rentals booked directly through select rental companies, and at U.S. restaurants
• 3X Hilton Honors Bonus Points for all other eligible purchases on your Card

Offer history for the Hilton Aspire

Related: Hilton Aspire Full Review

The Hilton Honors American Express Business Card

The Hilton Honors American Express Business Card is a worthwhile wallet addition; it's more than easy to justify its $195 annual fee (Rates & Fees). Cardholders can enjoy plenty of bonus earning categories, up to $60 in statement credits each quarter for purchases made directly with a property in the Hilton portfolio, and complimentary Gold status.

• Best-Ever Offer: 180,000 Hilton Honors points after spending $8,000 in six months (August 26, 2021 – February 3, 2022)
• Current Offer: Limited Time Offer: Earn 150,000 Hilton Honors Bonus Points after you spend $8,000 in purchases on the Hilton Honors American Express Business Card in your first 6 months of Card Membership. Plus earn an additional 25,000 Hilton Honors Bonus points after you spend an additional $2,000 in purchases on your Card within your first 6 months of Card Membership. Offer Ends 8/13/2025.
• Welcome Offer Range: 125,000–180,000 Hilton Honors points

The Hilton Honors American Express Business Card

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Rates & Fees
(Terms apply)

The Hilton Honors American Express Business Card

Annual Fee$195

Welcome Offer Limited Time Offer: Earn 150,000 Hilton Honors Bonus Points after you spend $8,000 in purchases on the Hilton Honors American Express Business Card in your first 6 months of Card Membership. Plus earn an additional 25,000 Hilton Honors Bonus points after you spend an additional $2,000 in purchases on your Card within your first 6 months of Card Membership. Offer Ends 8/13/2025.

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Why We Like ItHighlightsEarning Rates

Benefits include up to $240 in statement credits at Hilton Properties each year ($60 per quarter), complimentary Hilton Honors™ Gold Status and the ability to earn Hilton Diamond status by making $40,000 in annual purchases. Cardholders also get complimentary elite status with National Car Rental. Enrollment is required for select American Express benefits.

• Limited Time Offer: Earn 150,000 Hilton Honors Bonus Points after you spend $8,000 in purchases on the Hilton Honors American Express Business Card in your first 6 months of Card Membership. Plus earn an additional 25,000 Hilton Honors Bonus points after you spend an additional $2,000 in purchases on your Card within your first 6 months of Card Membership. Offer Ends 8/13/2025.
• Earn 12X Hilton Honors Bonus Points on eligible purchases made directly with hotels and resorts within the Hilton portfolio.
• Earn 5X Hilton Honors Bonus Points on other purchases made using the Hilton Honors Business Card on the first $100,000 in purchases each calendar year, 3X points thereafter.
• Get up to $60 in statement credits each quarter for purchases made directly with a property in the Hilton portfolio on your Hilton Honors American Express Business Card.
• Enjoy complimentary Hilton Honors™ Gold Status with your Hilton Honors Business Card. With Hilton Honors™ Gold Status, you can enjoy benefits at hotels and resorts within the Hilton Portfolio. As a Gold member, earn an 80% Bonus on all Base Points you earn on every stay.
• You may receive an upgrade to Hilton Honors™ Diamond Status through the end of the next calendar year if the total eligible purchases on your Card Account during a calendar year reach $40,000 or more.
• As a Hilton Honors American Express Business Card Member, you can enroll to receive complimentary National Car Rental® Emerald Club Executive® status through the link on your American Express online account. After you're enrolled, you can reserve a rental car by calling National Car Rental directly, using your travel service, or by booking online or through the National Car Rental mobile app. Terms apply.
• Terms apply.
• Rates & Fees

• 12X Hilton Honors points on purchases made directly with hotels and resorts in the Hilton portfolio
• 5X Hilton Honors points on the first $100,000 spent per calendar year on other eligible purchases; 3X thereafter

Offer history for the Hilton Business Card

Related: Hilton Business Card Full Review

Delta Air Lines Cards

Delta SkyMiles^® Blue American Express Card

The most basic and no-frills Delta card in the American Express lineup is the Delta SkyMiles^® Blue American Express Card. It carries a $0 annual fee (Rates & Fees) but yields 2 miles per dollar at restaurants worldwide and on purchases made directly with Delta, plus 1 mile on all other purchases. Delta fliers can also leverage the card's 20% back on in-flight purchases of food, beverages, and audio headsets (given as a statement credit).

• Best-Ever Offer: 15,000 Delta SkyMiles after spending $1,000 in three months (January 30, 2020 – April 1, 2020)
• Current Offer: Earn 10,000 bonus miles after you spend $1,000 in purchases on your new Card in your first 6 months.
• Welcome Offer Range: 10,000–15,000 Delta SkyMiles

Delta SkyMiles^® Blue American Express Card

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Rates & Fees
(Terms apply)

Delta SkyMiles^® Blue American Express Card

Annual Fee$0

Welcome Offer Earn 10,000 bonus miles after you spend $1,000 in purchases on your new Card in your first 6 months.

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Why We Like ItHighlightsEarning Rates

Earn 2 miles per dollar on Delta purchases and at restaurants worldwide, including takeout and delivery in the U.S. Benefits include 20% back as a statement credit on eligible Delta in-flight purchases, first checked bag free on Delta Flights, no foreign transaction fees and you'll pay $0 annual fee. (Rates & Fees) Enrollment required for select American Express benefits.

• Earn 10,000 bonus miles after you spend $1,000 in purchases on your new Card in your first 6 months.
• No Annual Fee.
• Earn 2X Miles per dollar at restaurants worldwide, plus takeout and delivery in the U.S.
• Earn 2X Miles per dollar spent on Delta purchases, and 1X Mile on all other eligible purchases.
• Pay with Miles: take up to $50 off the cost of your flight for every 5,000 miles you redeem with Pay with Miles when you book on delta.com.
• Receive a 20% savings in the form of a statement credit after you use your Card on eligible Delta in-flight purchases of food, beverages, and audio headsets.
• No Foreign Transaction Fees.
• Apply with confidence. Know if you're approved for a Card with no impact to your credit score. If you're approved and you choose to accept this Card, your credit score may be impacted.
• Terms Apply.
• Rates & Fees

• 2X miles per dollar spent on purchases made directly with Delta
• 2X miles per dollar at restaurants worldwide, plus takeout and delivery in the U.S.
• 1 mile on every eligible dollar spent on purchases

Offer history for the Blue Delta Amex

Related: Blue Delta Amex Full Review

Delta SkyMiles^® Gold American Express Card

The Delta SkyMiles^® Gold American Express Card has a $0 introductory annual fee for the first year, then $150 (Rates & Fees). The card earns 2X miles on purchases made directly with Delta, at U.S. supermarkets and at restaurants worldwide, including takeout and delivery in the U.S., and 1X mile on all other eligible purchases. Cardmembers can also find value in having their first bag checked free on Delta flights, 15% off when booking award travel on Delta flights, a $100 Delta Stays credit, and a $200 flight credit after making $10,000 in eligible purchases on the card within a calendar year.

• Best-Ever Offer: 80,000 Delta SkyMiles after spending $3,000 in six months (September-October 2024, February-April 2025, and June 5, 2025 to current)
• Current Offer: Earn 80,000 Bonus Miles after you spend $3,000 in eligible purchases on your new Card in your first 6 months of Card Membership.
• Welcome Offer Range: 30,000–80,000 Delta SkyMiles

Delta SkyMiles^® Gold American Express Card

Learn More
Rates & Fees
(Terms apply)

Delta SkyMiles^® Gold American Express Card

Annual Fee$0 introductory annual fee for the first year, then $150

Welcome Offer Earn 80,000 Bonus Miles after you spend $3,000 in eligible purchases on your new Card in your first 6 months of Card Membership.

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Why We Like ItHighlightsEarning Rates

The Delta SkyMiles^® Gold American Express Card is ideal if you only travel with Delta a few times per year. Earn 2 miles per dollar at restaurants worldwide (including takeout and delivery in the U.S.), and at U.S. supermarkets. For Delta travel, enjoy a first checked bag free, 2 miles per dollar on Delta purchases, and 20% back on in-flight purchases. Spend $10,000 in a calendar year for a $200 Delta Flight Credit. Cardholders also benefit from a 15% discount when using miles for award travel on Delta flights.

• Earn 80,000 Bonus Miles after you spend $3,000 in eligible purchases on your new Card in your first 6 months of Card Membership.
• Enjoy a $0 introductory Annual Fee for the first year, then $150.
• Delta SkyMiles® Gold American Express Card Members get 15% off when using miles to book Award Travel on Delta flights through delta.com and the Fly Delta app. Discount not applicable to partner-operated flights or to taxes and fees.
• $200 Delta Flight Credit: After you spend $10,000 in purchases on your Card in a calendar year, you can receive a $200 Delta Flight Credit to use toward future travel.
• Earn 2X Miles on Delta purchases, at U.S. Supermarkets and at restaurants worldwide, including takeout and delivery in the U.S. Earn 1X Miles on all other eligible purchases.
• You can check your first bag free on Delta flights, saving up to $70 on a round-trip Delta flight per person. For a family of four that's a potential savings of up to $280 per round-trip flight.
• Receive Zone 5 Priority Boarding on Delta flights; board early, stow your carry-on bag and settle in sooner.
• $100 Delta Stays Credit: Get up to $100 back per year as a statement credit after using your Delta SkyMiles® Gold American Express Card to book prepaid hotels or vacation rentals through Delta Stays on delta.com.
• Take up to $50 off the cost of your flight for every 5,000 miles you redeem with Pay with Miles when you book on delta.com.
• Receive a 20% savings in the form of a statement credit on eligible Delta in-flight purchases after using your Card.
• No Foreign Transaction Fees.
• With Send & Split®, you can send money and split your Card purchases with any other Venmo or PayPal user, directly from the Amex App. Enroll today.
• Apply with confidence. Know if you're approved for a Card with no impact to your credit score. If you're approved and you choose to accept this Card, your credit score may be impacted.
• Terms Apply.
• Rates & Fees

• 2X miles per dollar spent on purchases made directly with Delta
• 2X miles per dollar spent at U.S. supermarkets
• 2X miles per dollar at restaurants worldwide, plus takeout and delivery in the U.S.
• 1X miles on all other eligible purchases

Offer history for the Delta Gold Card

Related: Delta Gold Card Full Review

Delta SkyMiles^® Platinum American Express Card

The Delta SkyMiles^® Platinum American Express Card is the second most premium travel card in the American Express portfolio of personal Delta cards. Cardmembers enjoy a Main Cabin round-trip companion certificate each year upon card renewal, a MQD boost of $2,500 each year, and can accelerate their quest for Delta elite status through spending, and can save 15% on award travel on Delta flights.

• Best-Ever Offer: 100,000 Delta SkyMiles after spending $3,000 in three months (January 30, 2020 – April 1, 2020)
• Current Offer: Earn 90,000 Bonus Miles after you spend $4,000 in eligible purchases on your new Card in your first 6 months of Card Membership.
• Welcome Offer Range: 35,000–100,000 Delta SkyMiles

Delta SkyMiles^® Platinum American Express Card

Learn More
Rates & Fees
(Terms apply)

Delta SkyMiles^® Platinum American Express Card

Annual Fee$350

Welcome Offer Earn 90,000 Bonus Miles after you spend $4,000 in eligible purchases on your new Card in your first 6 months of Card Membership.

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Why We Like ItHighlightsEarning Rates

The Delta SkyMiles^® Platinum American Express Card is tailored for frequent Delta travelers and those who spend regularly on dining and travel. Cardholders earn 3 miles per dollar on Delta and direct hotel purchases, and 2 miles per dollar at restaurants worldwide, including takeout and delivery in the U.S., as well as at U.S. supermarkets. The card offers a Domestic Main Cabin round-trip companion certificate each year upon renewal. Benefits include a first checked bag free on Delta flights, Zone 5 Priority Boarding, and 20% back on in-flight purchases. Cardholders also receive a Global Entry or TSA PreCheck^® fee credit. Enrollment required for select American Express benefits.

• Earn 90,000 Bonus Miles after you spend $4,000 in eligible purchases on your new Card in your first 6 months of Card Membership.
• Receive a Companion Certificate on a Main Cabin round-trip flight to select destinations each year after renewal of your Card. The Companion Certificate requires payment of the government-imposed taxes and fees of between $22 and $250 (for itineraries with up to four flight segments). Baggage charges and other restrictions apply.
• Receive $2,500 Medallion® Qualification Dollars with MQD Headstart each Medallion Qualification Year and earn $1 MQD for each $20 in purchases on your Delta SkyMiles® Platinum American Express Card with MQD Boost to get closer to Status next Medallion Year.
• Delta SkyMiles® Platinum American Express Card Members get 15% off when using miles to book Award Travel on Delta flights through delta.com and the Fly Delta app. Discount not applicable to partner-operated flights or to taxes and fees.
• Earn 3X Miles on Delta purchases and purchases made directly with hotels.
• Earn 2X Miles at restaurants worldwide including takeout and delivery in the U.S., and at U.S. supermarkets.
• Earn 1X Miles on all other eligible purchases.
• $120 Resy Credit: Get up to $10 in statement credits each month after you pay with your enrolled Delta SkyMiles® Platinum American Express Card to dine at U.S. Resy restaurants or make other eligible Resy purchases.
• $120 Rideshare Credit: earn up to $10 in statement credits each month after using your Delta SkyMiles® Platinum American Express Card on U.S. rideshare purchases with select providers. Enrollment required.
• You can check your first bag free on Delta flights, saving up to $70 on a round-trip Delta flight per person. For a family of four that's a potential savings of up to $280 per round-trip flight.
• Receive either a $120 statement credit every 4 years for a Global Entry application fee or a statement credit up to $85 every 4.5 years for a TSA PreCheck® (through a TSA official enrollment provider) application fee, when charged to your Delta SkyMiles® Platinum American Express Card. Card Members approved for Global Entry will also receive access to TSA PreCheck at no additional cost.
• Delta SkyMiles® Platinum American Express Card Members with an eligible ticket will be added to the Complimentary Upgrade list, after Delta SkyMiles Medallion Members and Reserve Card Members.
• No Foreign Transaction Fees.
• $350 Annual Fee.
• Apply with confidence. Know if you're approved for a Card with no impact to your credit score. If you're approved and you choose to accept this Card, your credit score may be impacted.
• Terms Apply.
• Rates & Fees

• 3X miles per dollar spent on purchases made directly with Delta
• 3X miles per dollar at hotels
• 2X miles per dollar at U.S. supermarkets
• 2X Miles per dollar at restaurants worldwide, plus takeout and delivery in the U.S.
• 1 mile on every eligible dollar spent on purchases.

Offer history for the Platinum Delta Amex

Related: Platinum Delta Amex Full Review

Delta SkyMiles^® Reserve American Express Card

The Delta SkyMiles^® Reserve American Express Card balances a $650 annual fee with some valuable perks for Delta fliers (Rates & Fees). This card offers complimentary upgrades on Delta flights, complimentary Sky Club^® access when flying Delta (restricted to 15 visits per Medallion^® Year), priority boarding, and the ability to save 15% on award travel on Delta flights.

• Best-Ever Offer: 100,000 Delta SkyMiles after spending $6,000 in six months (February-March 2024, September-October 2024, and June 5 to current)
• Current Offer: Earn 100,000 Bonus Miles after you spend $6,000 in eligible purchases on your new Card in your first 6 months of Card Membership.
• Welcome Offer Range: 40,000–100,000 Delta SkyMiles

Delta SkyMiles^® Reserve American Express Card

Learn More
Rates & Fees
(Terms apply)

Delta SkyMiles^® Reserve American Express Card

Annual Fee$650

Welcome Offer Earn 100,000 Bonus Miles after you spend $6,000 in eligible purchases on your new Card in your first 6 months of Card Membership.

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Why We Like ItHighlightsEarning Rates

The Delta SkyMiles^® Reserve American Express Card is the best option if you want elite level benefits without holding the status required. The standout feature is complimentary Delta Sky Club^® access with 15 visits per year effective from 2/1/25 (unlimited visits with $75,000 spend), providing a relaxing space before flights. Cardholders can earn 1 MQD per $10 of eligible purchases charged to the Delta Reserve. Additionally, there's a complimentary Domestic First Class, Delta Comfort+^®, or Main Cabin round-trip companion certificate each year upon card renewal. Other benefits include 15% off when booking Award Travel on Delta, a credit for Global Entry or TSA PreCheck^® fees, a free first checked bag on Delta flights, access to complimentary upgrades, and 20% back on in-flight purchases. Enrollment required for select American Express benefits.

• Earn 100,000 Bonus Miles after you spend $6,000 in eligible purchases on your new Card in your first 6 months of Card Membership.
• Delta SkyMiles® Reserve American Express Card Members receive 15 Visits per Medallion® Year to the Delta Sky Club® when flying Delta and can unlock an unlimited number of Visits after spending $75,000 in purchases on your Card in a calendar year. Plus, you'll receive four One-Time Guest Passes each Medallion Year so you can share the experience with family and friends when traveling Delta together.
• Enjoy complimentary access to The Centurion® Lounge when you book a Delta flight with your Reserve Card.
• Receive $2,500 Medallion® Qualification Dollars with MQD Headstart each Medallion Qualification Year and earn $1 MQD for each $10 in purchases on your Delta SkyMiles® Reserve American Express Card with MQD Boost to get closer to Status next Medallion Year.
• Enjoy a Companion Certificate on a First Class, Delta Comfort+®, or Main Cabin round-trip flight to select destinations each year after renewal of your Card. The Companion Certificate requires payment of government-imposed taxes and fees of between $22 and $250 (for itineraries with up to four flight segments). Baggage charges and other restrictions apply.
• $240 Resy Credit: When you use your Delta SkyMiles® Reserve American Express Card for eligible purchases with U.S. Resy restaurants, you can earn up to $20 each month in statement credits. Enrollment required.
• $120 Rideshare Credit: Earn up to $10 back in statement credits each month after you use your Delta SkyMiles® Reserve American Express Card to pay for U.S. rideshare purchases with select providers. Enrollment required.
• Delta SkyMiles® Reserve American Express Card Members get 15% off when using miles to book Award Travel on Delta flights through delta.com and the Fly Delta app. Discount not applicable to partner-operated flights or to taxes and fees.
• With your Delta SkyMiles® Reserve American Express Card, receive upgrade priority over other Medallion Members within the same Medallion tier and fare class grouping when you fly with Delta.
• Earn 3X Miles on Delta purchases and earn 1X Miles on all other eligible purchases.
• No Foreign Transaction Fees.
• $650 Annual Fee.
• Apply with confidence. Know if you're approved for a Card with no impact to your credit score. If you're approved and you choose to accept this Card, your credit score may be impacted.
• Terms Apply.
• Rates & Fees

• 3X miles per dollar spent on purchases made directly with Delta
• 1X miles on every eligible dollar spent on purchases.

Offer history for the Delta Reserve

Related: Delta Reserve Full Review

Delta SkyMiles^® Gold Business American Express Card

Much like its consumer counterpart, the Delta SkyMiles^® Gold Business American Express Card offers a $0 introductory annual fee for the first year, then $150 (Rates & Fees). The Delta Gold Business Amex earns 2X miles on Delta purchases and at restaurants; 2X miles on eligible online advertising in select media and eligible U.S. shipping purchases (annual cap of $50,000 in eligible purchases per category for online advertising and shipping); and 1X mile on all other eligible purchases. Cardholders can earn a $200 flight credit after spending $10,000 on the card in a calendar year, a $150 Delta Stays credit, and save 15% on award travel purchases with Delta. Additionally, they can enjoy priority boarding and a first checked bag free.

• Best-Ever Offer: 90,000 Delta SkyMiles after spending $6,000 in six months (September-October 2024, February-April 2025, and June 5 to current)
• Current Offer: Limited Time Offer: Earn 90,000 Bonus Miles after spending $6,000 in purchases on your new Card in your first 6 months of Card Membership. Offer Ends 7/16/25.
• Welcome Offer Range: 30,000–90,000 Delta SkyMiles

Delta SkyMiles^® Gold Business American Express Card

Learn More
Rates & Fees
(Terms apply)

Delta SkyMiles^® Gold Business American Express Card

Annual Fee$0 introductory annual fee for the first year, then $150

Welcome Offer Limited Time Offer: Earn 90,000 Bonus Miles after spending $6,000 in purchases on your new Card in your first 6 months of Card Membership. Offer Ends 7/16/25.

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Why We Like ItHighlightsEarning Rates

The Delta SkyMiles^® Gold Business American Express Card is a valuable tool for business travelers who only fly with Delta a few times per year. It offers 2 miles on every dollar spent on Delta purchases. Cardholders enjoy perks like a free first checked bag on Delta flights, Zone 5 Priority Boarding, and 20% savings on select in-flight purchases. A standout feature is the $200 Delta Flight Credit after spending $10,000 in a calendar year. Plus, members can save 15% when using miles to book Delta award travel.

• Limited Time Offer: Earn 90,000 Bonus Miles after spending $6,000 in purchases on your new Card in your first 6 months of Card Membership. Offer Ends 7/16/25.
• $0 introductory annual fee for the first year, then $150
• Card Members save 15% when booking Award Travel with miles on Delta flights when using delta.com and the Fly Delta app. Discount not applicable to partner-operated flights or to taxes and fees.
• Additionally, you can receive a $200 Delta Flight Credit to use toward future travel after you spend $10,000 in purchases in a year.
• Earn 2 miles per dollar spent on purchases at U.S. Shipping providers and at U.S. providers for Advertising in select media on up to $50,000 of purchases per category, per year.
• Earn 2 Miles on every dollar spent on eligible purchases made directly with Delta and on every eligible dollar spent at restaurants.
• Earn 1 Mile on every eligible dollar spent on other purchases.
• Check and stow your bag with ease: First Checked Bag Free on Delta Flights + Zone 5 Priority Boarding on Delta flights.
• Elevate your travel experience with an annual statement credit of up to $150 after using your Delta SkyMiles® Gold Business American Express Card to book prepaid hotels or vacation rentals through Delta Stays on delta.com.
• Receive a 20% savings in the form of a statement credit on eligible Delta in-flight purchases after using your Card.
• Pay no foreign transaction fees when you travel overseas.
• Terms and limitations apply.
• Rates & Fees

• 2X miles per dollar spent on eligible purchases made directly with Delta
• 2X miles per dollar on eligible U.S. purchases for advertising in select media (annual cap of $50,000 in eligible purchases)
• 2X miles per dollar on eligible U.S. shipping purchases (annual cap of $50,000 in eligible purchases)
• 2X miles per dollar on eligible dining purchases
• 1X miles per dollar on all other eligible purchases

Offer history for the Delta Gold Business Amex

Related: Delta Gold Business Amex Full Review

Delta SkyMiles^® Platinum Business American Express Card

The Delta SkyMiles^® Platinum Business American Express Card carries a $350 annual fee (Rates & Fees) but offers an attractive 3X SkyMiles per dollar earned on Delta purchases and with hotels, 1.5X on eligible transit and U.S. shipping purchases, 1.5X on large purchases of $5K or more (up to 50K additional miles per calendar year), and 1X on other eligible purchases made using the card. Additional benefits include a 15% discount on award travel with Delta, Zone 5 priority boarding, a complimentary checked bag, and a companion certificate each year upon card renewal.

• Best-Ever Offer: 100,000 Delta SkyMiles after spending $8,000 in six months (February-March 2024, September-October 2024, February-April 2025, and June 5 to current)
• Current Offer: Limited Time Offer: Earn 100,000 Bonus Miles after spending $8,000 in purchases on your new Card in your first 6 months of Card Membership. Offer Ends 7/16/25.
• Welcome Offer Range: 35,000–100,000 Delta SkyMiles

Delta SkyMiles^® Platinum Business American Express Card

Learn More
Rates & Fees
(Terms apply)

Delta SkyMiles^® Platinum Business American Express Card

Annual Fee$350

Welcome Offer Limited Time Offer: Earn 100,000 Bonus Miles after spending $8,000 in purchases on your new Card in your first 6 months of Card Membership. Offer Ends 7/16/25.

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Why We Like ItHighlightsEarning Rates

The Delta SkyMiles^® Platinum Business American Express Card offers a range of benefits for business travelers, especially those frequently flying with Delta. Cardholders earn 3 miles per dollar on direct Delta and hotel purchases, and 1.5 miles on large purchases of $5K or more, up to 50K additional miles per year. Key benefits include a Domestic Main Cabin round-trip companion certificate annually upon card renewal, Zone 5 Priority Boarding, a free first checked bag on Delta flights, and 20% savings on select in-flight purchases. Additionally, the card provides a statement credit for Global Entry or TSA PreCheck^® fees. Enrollment required for select American Express benefits.

• Limited Time Offer: Earn 100,000 Bonus Miles after spending $8,000 in purchases on your new Card in your first 6 months of Card Membership. Offer Ends 7/16/25.
• Enjoy a Companion Certificate each year after renewal of your Delta Platinum Business Card. The Companion Certificate requires payment of government-imposed taxes and fees of between $22 and $250 (for itineraries with up to four flight segments). Baggage charges and other restrictions apply.
• Earn 1.5X miles* on eligible transit and U.S. shipping purchases, plus single eligible purchases of $5,000 or more. Terms and miles cap apply. *If your purchase qualifies for a category that has a higher mileage accelerator, only the higher accelerator will apply.
• Get closer to elevated Status next Medallion® Year with MQD Headstart and MQD Boost: receive $2,500 Medallion Qualification Dollars each Medallion Qualification Year and earn $1 MQD for each $20 of purchases with your Delta SkyMiles® Platinum Business American Express Card.
• Delta SkyMiles® Platinum Business American Express Card Members save 15% when using miles to book Award Travel on Delta flights through delta.com and the Fly Delta app. Discount not applicable to partner-operated flights or to taxes and fees.
• With the $120 Resy Credit, earn up to $10 per month in statement credits on eligible Resy purchases using your enrolled Card.
• Earn up to $10 back each month after using your enrolled Delta SkyMiles® Platinum Business American Express Card for U.S. rideshare purchases with select providers.
• Not a Medallion Member? Card Members with an eligible ticket will be added to the Complimentary Upgrade list, after Delta SkyMiles Medallion Members and Reserve Card Members.
• Receive Zone 5 Priority Boarding on Delta flights; board early, stow your carry-on bag and settle in sooner.
• Elevate your travel experience with an annual statement credit of up to $200 after using your Delta SkyMiles® Platinum Business American Express Card to book prepaid hotels or vacation rentals through Delta Stays on delta.com.
• Terms and limitations apply.
• Rates & Fees

• 3X miles per dollar spent on eligible purchases made directly with Delta
• 3X miles per dollar spent on eligible purchases with hotels
• 1.5x miles on eligible purchases over $5,000 (up to 50,000 bonus miles annually)
• 1.5X miles on eligible transit and U.S. shipping purchases*
• 1X miles per dollar on all other eligible purchases.

*If your purchase qualifies for a category that has a higher mileage accelerator, only the higher accelerator will apply.

Offer history for the Delta Business Platinum Amex

Related: Delta Business Platinum Amex Full Review

Delta SkyMiles^® Reserve Business American Express Card

The Delta SkyMiles^® Reserve Business American Express Card commands a $650 annual fee (Rates & Fees) but is a robust Delta SkyMiles earner. Cardmembers can take advantage of the 15% savings benefit on Delta award travel, complimentary Sky Club^® access (restricted to 15 visits per Medallion^® Year), complimentary access to The Centurion^® Lounge and Escape Lounge when flying Delta that day, and a companion certificate each year upon renewal of the card — plus much more.

• Best-Ever Offer: 110,000 Delta SkyMiles after spending $12,000 in six months (June 17, 2022 – August 4, 2022)
• Current Offer: Limited Time Offer: Earn 110,000 Bonus Miles after spending $12,000 in purchases on your new Card in your first 6 months of Card Membership. Offer Ends 7/16/25.
• Welcome Offer Range: 40,000–110,000 Delta SkyMiles

Delta SkyMiles^® Reserve Business American Express Card

Learn More
Rates & Fees

Delta SkyMiles^® Reserve Business American Express Card

Annual Fee$650

Welcome Offer Limited Time Offer: Earn 110,000 Bonus Miles after spending $12,000 in purchases on your new Card in your first 6 months of Card Membership. Offer Ends 7/16/25.

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Why We Like ItHighlightsEarning Rates

The Delta SkyMiles^® Reserve Business American Express Card is a premium choice for business travelers, particularly those frequently flying with Delta and chasing elite benefits without holding status. The card earns 3X miles on purchases made directly with Delta and 1.5X miles per dollar after spending $150K on the card in a calendar year. Other eligible purchases earn 1X mile. Cardholders enjoy complimentary Delta Sky Club^® access, with 15 visits per Medallion^® Year (unlimited visits with $75,000 spend each calendar year). Additional benefits include complimentary access to The Centurion^® Lounge when flying same day with Delta, Delta Sky Club One-Time Guest Passes, a Domestic First Class, Delta Comfort+^®, or Main Cabin round-trip companion certificate upon renewal, complimentary upgrades even without Medallion Status, Zone 5 Priority Boarding, a free first checked bag, and a fee credit for Global Entry or TSA PreCheck^®. Enrollment required for select American Express benefits.

• Limited Time Offer: Earn 110,000 Bonus Miles after spending $12,000 in purchases on your new Card in your first 6 months of Card Membership. Offer Ends 7/16/25.
• Delta SkyMiles® Reserve Members receive 15 Visits each Medallion® Year to the Delta Sky Club® and can unlock Unlimited Delta Sky Club Access after spending $75,000 in purchases on your Card in a calendar year.
• Earn 3 miles per dollar on eligible Delta purchases.
• Get closer to elevated Status next Medallion® Year with MQD Headstart and MQD Boost: receive $2,500 Medallion® Qualification Dollars each Medallion Qualification Year and earn $1 MQD for each $10 on purchases with your Delta SkyMiles® Reserve Business American Express Card.
• Receive a Companion Certificate on a First Class, Delta Comfort+®, or Main Cabin domestic, Caribbean, or Central American round-trip flight each year after renewal of your Card. The Companion Certificate requires payment of government-imposed taxes and fees of between $22 and $250 (for itineraries with up to four flight segments). Baggage charges and other restrictions apply.
• With the $240 Resy Credit, earn up to $20 per month in statement credits on eligible Resy purchases using your enrolled Card.
• Earn up to $10 back each month after using your enrolled Delta SkyMiles® Reserve Business American Express Card for U.S. rideshare purchases with select providers.
• Save 15% when booking Award Travel on Delta flights. Not applicable to partner-operated flights or to taxes and fees.
• Not a Medallion Member? Card Members with an eligible ticket will be added to the Complimentary Upgrade list, after Delta SkyMiles Medallion Members.
• As a benefit of Card Membership, you can check your first bag free on Delta flights, saving up to $70 on a round-trip Delta flight per person. For a family of four that's a potential savings of up to $280 per round-trip flight.
• When you purchase a Delta flight with your Delta SkyMiles® Reserve Business Card, you will receive complimentary access to The Centurion® Lounge or Escape Lounge.
• Receive Zone 5 Priority Boarding on Delta flights; board early, stow your carry-on bag and settle in sooner.
• Elevate your travel experience with an annual statement credit of up to $250 after using your Delta SkyMiles® Reserve Business American Express Card to book prepaid hotels or vacation rentals through Delta Stays on delta.com.
• Enjoy travel without foreign transaction fees from American Express with your Delta SkyMiles® Reserve Business American Express Card.
• Terms and limitations apply.
• Rates & Fees

• 3X miles per dollar spent on purchases made directly with Delta
• 1.5X miles per dollar on eligible transit, U.S. shipping, and U.S. office supply store purchases, plus all eligible purchases after spending $150K per calendar year
• 1 mile on every dollar spent on all other eligible purchases.

Offer history for the Business Delta Reserve

Related: Business Delta Reserve Full Review

Publicly Available vs. Targeted Offers

The offers above reflect the highest publicly available offers, but you might come across targeted offers that are even better. Tools like CardMatch can check for these by asking for some basic personal information and running a quick search to see if you qualify.

Targeted offers can also appear in your email, mailbox, or directly in your American Express account. It’s always worth keeping an eye out for these elevated opportunities, although there's no reliable way to predict when or where they'll appear.

Our Take

When applying for a credit card, it’s smart to weigh the current welcome offer against past offers for that card. Doing so can help you decide whether to apply now or hold off for something better.

Understanding when to apply, what makes a good offer, and what trends to watch can help shape your overall credit card strategy. With a clearer picture of American Express' offer history, you’ll be better equipped to know which ones are worth jumping on and when it might be best to wait.

For rates and fees of the cards mentioned in this post, please visit the following links: American Express^® Business Gold Card (Rates & Fees), The Business Platinum Card^® from American Express (Rates & Fees), Blue Cash Everyday^® Card from American Express (Rates & Fees), American Express^® Gold Card (Rates & Fees), The Platinum Card^® from American Express (Rates & Fees), Blue Cash Preferred^® Card from American Express (Rates & Fees), Marriott Bonvoy Bevy^® American Express^® Card (Rates & Fees), Marriott Bonvoy Brilliant^® American Express^® Card (Rates & Fees), Marriott Bonvoy Business^® American Express^® Card (Rates & Fees), Hilton Honors American Express Card (Rates & Fees), Hilton Honors American Express Surpass^® Card (Rates & Fees), The Hilton Honors American Express Business Card (Rates & Fees), Delta SkyMiles^® Blue American Express Card (Rates & Fees), Delta SkyMiles^® Gold American Express Card (Rates & Fees), Delta SkyMiles^® Platinum American Express Card (Rates & Fees), Delta SkyMiles^® Reserve American Express Card (Rates & Fees), Delta SkyMiles^® Gold Business American Express Card (Rates & Fees), Delta SkyMiles^® Platinum Business American Express Card (Rates & Fees), and Delta SkyMiles^® Reserve Business American Express Card (Rates & Fees)

AwardWallet Tip of The Day

Did you know that AwardWallet doesn’t solely focus on travel-related loyalty programs? We support many retail loyalty programs including grocery stores, gas stations, pharmacies and more. You can browse the full list of the programs that AwardWallet supports.
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