Citi Product Change Rules Explained: How (and Why) to Downgrade, Upgrade, or Switch Cards Citi Product Change Rules Explained: How (and Why) to Downgrade, Upgrade, or Switch Cards

Citi Product Change Rules Explained: How (and Why) to Downgrade, Upgrade, or Switch Cards

Citi offers unmatched flexibility in credit card product changes, including the ability to switch between different card families. Whether you’re looking to downgrade, upgrade, or sidestep an annual fee, we’ll walk you through what’s still possible with Citi and how to make the most of your options.