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Capital One’s rewards program has come a long way. Once a fixed-value rewards system, Capital One now offers transferrable rewards that unlock incredible travel redemptions — sometimes far exceeding their base one-cent-per-mile value. With a growing list of airline and hotel partners, Capital One competes with Chase Ultimate Rewards, American Express Membership Rewards, and Citi ThankYou® Rewards.
However, not all Capital One transfer partners offer the same value. Some programs unlock business-class sweet spots, while others devalue your miles on arrival.
In this guide, we’ll break down the best and worst Capital One transfer partners, show you how to maximize your miles, and help you decide when to transfer — and when to just redeem your miles for paid travel.
Page Contents
- How To Earn Capital One Miles
- Capital One Transfer Rates
- Capital One Airline Partners
- Aeromexico Rewards
- Air Canada Aeroplan
- Air France–KLM Flying Blue
- Avianca LifeMiles
- British Airways Executive Club
- Cathay Pacific Asia Miles
- Emirates Skywards
- Etihad Guest
- EVA Air Infinity MileageLands
- Finnair Plus
- Qantas Frequent Flyer
- Singapore Airlines KrisFlyer
- TAP Air Portugal Miles & Go
- Turkish Airlines Miles & Smiles
- Virgin Red (including Virgin Atlantic)
- Capital One Hotel Partners
- Tips for Maximizing Capital One Transfer Partners
- Final Thoughts
- Capital One Partners FAQ
How To Earn Capital One Miles
Six credit cards earn transferrable Capital One Miles. Three of these are personal cards:
- Capital One Venture Rewards Credit Card
- Capital One Venture X Rewards Credit Card
- Capital One VentureOne Rewards Credit Card
- 5 Miles per dollar on hotels and rental cars booked through Capital One Travel
- 5 Miles per dollar on purchases through Capital One Entertainment (through 12/31/2025)
- 1.25 Miles per dollar on every purchase, every day.
- 5X miles per dollar on purchases through Capital One Entertainment (through 12/31/2025)
- 5X miles per dollar on hotels, vacation rentals and rental cars booked through Capital One Travel
- 2X miles per dollar on all other purchases
- 10X miles per $1 on hotels and rental cars booked via Capital One Travel
- 5X miles per $1 on purchases through Capital One Entertainment (through 12/31/2025)
- 5X miles per $1 on flights when booking via Capital One Travel
- 5X miles per $1 on vacation rentals booked via Capital One Travel
- 2X miles per $1 on all other eligible purchases
The other three cards are for small business owners:
- Capital One Venture X Business
- Capital One Spark Miles for Business
- Capital One Spark Miles Select for Business
- 5X Miles per $1 on purchases through Capital One Entertainment (through 12/31/2025)
- 1.5 Miles per $1 on every purchase.
- 2X miles per dollar on every purchase, everywhere, no limits or category restrictions
- 5X miles per dollar on purchases through Capital One Entertainment (through 12/31/2025)
- 5X miles on hotels, vacation rentals and rental cars booked through Capital One Travel
- 10X miles per $1 on hotels and rental cars booked via Capital One Travel
- 5X miles per $1 on purchases through Capital One Entertainment (through 12/31/2025)
- 5X miles per $1 on flights booked via Capital One Travel
- 5X miles per $1 on vacation rentals booked via Capital One Travel
- 2X miles per $1 on other eligible purchases
These cards offer base earning rates between 1.25 and 2 miles per dollar spent. Certain cards also offer bonus categories, such as a higher earning rate for purchasing travel through the Capital One Travel portal.
If you hold one of the cards listed above, you can convert cashback rewards from Savor, Quicksilver, and Spark Cash cards to Capital One miles. You can then combine your miles before transferring them to partners.
Related: All of the Cards That Earn Capital One Miles
Capital One Transfer Rates
There are 19 Capital One transfer partners: 16 airlines and three hotels.
The transfer rate for most partners is 1,000 Capital One Miles = 1,000 airline or hotel points. There are a couple of Capital One partners where 1,000 Capital One Miles will convert to either 750, 600, or 500 points.
Need to know how long it takes for transfers to post? Check out our data on Capital One transfer times.
Related: How to Transfer Capital One Miles to Airline and Hotel Partners: A Step-By-Step Guide
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Capital One Airline Partners
Looking to maximize the value of your Capital One miles? Let's take a look at each of Capital One's airline transfer partners to show you which are the best Capital One transfer partners — and which are probably worth avoiding.
Aeromexico Rewards
Aeromexico is a SkyTeam alliance member along with Air France, Delta, and KLM, among other airline companies. Aeromexico Rewards can be a confusing program because of the multiple awards it offers (and the extreme differences in prices between them) and the inability to book connecting flights online.
Unlike Amex Membership Rewards — which transfer to Aeromexico at 1:1.6 (1,000 Amex points to 1,600 Aeromexico Rewards points) –Capital One Miles transfers at a ratio of 1:1. This rate provides middling value for your Capital One Miles.
Generally, Aeromexico isn’t great for economy tickets. However, it can provide competitive prices on business-class fares — provided you have a bounty of Capital One Miles available. Round-trip business-class flights from the U.S. to Japan and South Korea cost 180,000 miles with limited fuel surcharges. Dynamic pricing makes those awards challenging. Partner-awarded flights in economy to Europe from the U.S. can also be attractive. So can awards between the U.S. and Mexico.
The big catch: Aeromexico no longer shows partner award pricing on its website. So, you'll have to call to price out and book partner awards.
Generally, transfers from Captial One to Aeromexico are instant. Check out our in-depth guide to the best Aeromexico Rewards sweet spots for more info.
Air Canada Aeroplan
Air Canada is a member of Star Alliance, so you can use Aeroplan points to book flights with partners like United, Lufthansa, and Singapore. Aeroplan uses a combination of mileage-based and region-based charts. Thankfully, Aeroplan eliminated its once hefty fuel surcharges.
The best part about Aeroplan is its flexible routing rules: You can add a stopover for just 5,000 more points and book Aeroplan stopovers online, helping you plan trips that include additional destinations without paying much more.
Aeroplan also provides a points predictor to help you plan for the points needed – try it out!
Beware that Aeroplan switched to dynamic award pricing for United and other select partners on March 25, 2025. Generally speaking, award prices on the impacted carriers are now a lot more unpredictable. And if you want to use Aeroplan points to fly one of these airlines, it's worth pricing out other options as well to ensure you get the best rates.
Related: The Secret Sweet Spots of Aeroplan Stopovers and Open Jaws
Air France–KLM Flying Blue
Flying Blue is the rewards program for Air France, KLM, and Transavia. You can use Flying Blue miles to book travel on Delta, Korean Air, Virgin Atlantic, and other SkyTeam alliance airlines.
You have two main ways to get great value from Flying Blue miles. The first is Flying Blue Promo Rewards, offering 25% to 50% discounts on award flights to and from specific cities each month. Booking economy flights to Europe and North Africa for as few as 18,750 Flying Blue miles each way is possible.
The second Flying Blue sweet spot is that it offers far better prices than other programs for select destinations. Like many rewards programs, Flying Blue uses a region-based award chart to determine prices. However, it categorizes some countries differently than most. For example, according to Flying Blue, Algeria, Morocco, Tunisia, Libya, and the Canary Islands are all part of Europe — which can provide some good award opportunities.
In our guide to Air France–KLM Flying Blue award sweet spots, you can learn more about places where Flying Blue offers excellent value.
Avianca LifeMiles
Avianca has historically been one of the best Capital One transfer partners. As a Star Alliance member, you can use LifeMiles on carriers like Air Canada, Lufthansa, Singapore, and United. The good news is that you won’t pay fuel surcharges with LifeMiles redemptions like most of Capital One's transfer partners. This can save you a lot of money compared to booking the same flights with Singapore KrisFlyer or Lufthansa Miles & More miles.
Avianca’s award charts are a little confusing but, overall, offer solid value. For example, U.S. domestic economy flights cost 7,500 to 12,500 LifeMiles each way (depending on what region you are flying from/to). On connecting itineraries, you can save a few miles by choosing economy, business-, and first-class on a flight-by-flight basis.
The biggest challenge with LifeMiles is Avianca's website. It won’t always show award seats, even if another Star Alliance partner can book them. In addition, you’ll sometimes find award space when searching segment by segment but not for an entire trip. Using the same example above might show you San Francisco–Zürich and Zürich–Barcelona but not San Francisco–Zürich–Barcelona.
When this happens, you could call LifeMiles to try to book over the phone. However, finalizing your travel itinerary this way is rarely quick and is typically quite challenging. Transfers from Capital One to LifeMiles are generally instant, and multiple LifeMiles sweet spots are worth considering for your travels.
British Airways Executive Club
British Airways Executive Club is a valuable option for folks with Capital One Miles. That's especially true where prices on shorter flights can be significantly cheaper here than with other programs.
British Airways is a member of the Oneworld alliance. That means you can use Avios to book flights with more than a dozen Oneworld member airlines, such as American Airlines, Alaska Airlines, and Qatar Airways. In addition, British Airways has a few independent partnerships with airlines outside of Oneworld.
Related: How Many Miles Do You Need for a Free Flight?
British Airways uses a distance-based award chart instead of a region-based one – like most loyalty programs. This means that if a flight falls within a shorter mileage range, it could cost far less than the same award flight with a region-based award chart.
For example, it's often possible to save money when booking short-haul flights in the United States by booking with British Airways instead of American Airlines. With British Airways Avios, you can redeem for flights under 650 miles for just 12,000 Avios. Comparing the two is worthwhile if you can access both types of miles since American Airlines doesn't publish an award chart. Check out this post to learn more about using Avios to book flights on American Airlines.
Related: The Best Ways To Redeem Avios in the Americas
Cathay Pacific Asia Miles
Cathay Pacific is an Oneworld alliance member, so Asia Miles is great for booking flights on other Oneworld airlines like American, Japan Airlines (JAL), Qantas, and Qatar. Be aware that Asia Miles passes on fuel surcharges for airlines that have them, like British Airways and Qatar.
Also, using Asia Miles can be complicated. It has three separate award charts — and its single-airline partner award chart isn’t published online. Only some of its partners can be booked through the Asia Miles website (for instance, you have to call to book American Airlines flights), and search results are often cluttered with flights that don’t have seats available. Award prices are, however, competitive with other programs and sometimes offer significantly better value — especially in business and first classes.
One of the best things about Asia Miles is its flexible routing rules: If you’re flying all Oneworld airlines, you can have up to five stopovers on a round-trip, multi-carrier itinerary. Award ticket prices are distance-based, calculated from your total trip distance (rather than individual segments). This can be a particularly good option if you visit several cities in the same region or want to book a round-the-world ticket, among other Asia Miles sweet spots.
If you’re planning ahead and want to travel in business class or first class on Cathay Pacific, Asia Miles will also get you access to award seats several weeks earlier than miles from most partner programs. Transfers from Capital One can take up to 24 hours to process.
Emirates Skywards
Emirates is one of the only Capital One transfer partners that is NOT in an airline alliance. However, it still has over a dozen partner airlines, including Air Canada, American, and United. In some cases, Skywards can make sense for Emirates award flights.
For example, the screenshot above shows that Emirates flights from Newark (EWR) to Athens (ATH) are generally a solid value. You can find economy seats for only 17,500 miles.
It's also worth noting that Emirates charges a premium for one-way award tickets. While round-trip business class can be booked for 108,000 miles, one-way tickets on the exact route cost 87,000 miles.
Check out our complete list of good-value redemptions using Emirates Skywards.
Etihad Guest
Etihad has a fascinating collection of 20+ partners — including larger airlines like American, ANA, Air Canada, and Brussels. It also partners with smaller carriers you cannot easily book, such as Phillipe Airlines, Air Serbia, and Royal Air Maroc.
The best value in this program will be short flights in economy, which start at 7,000 miles each in economy for Etihad's own flights and 6,000 miles with partner airlines. The above screenshot also shows Etihad's award calculator, which you can use to determine the minimum miles required for a particular redemption on select airlines.
EVA Air Infinity MileageLands
EVA Air Infinity MileageLands has little to offer regarding award tickets (beyond the unusual program name). Almost all EVA offers routes can be booked for fewer miles with Avianca LifeMiles, Air Canada Aeroplan, or Singapore KrisFlyer.
EVA Air also passes on fuel surcharges from partner airlines. Unlike Singapore Airlines (which reserves many seats for its own program), any EVA Air flight you can book with Infinity MileageLands miles should also be bookable with miles from other partners. In short, we can't find a good reason to transfer miles to EVA. But let us know if we missed something!
Finnair Plus
Finnair is a member of the Oneworld alliance. You can use its Avios points to book flights with Oneworld airlines like American, British Airways, Japan Airlines, Qantas, and Alaska Airlines. You can also transfer Avios between Finnair, British Airways, Aer Lingus, Iberia and Qatar at a ratio of 1:1.
At first glance, Finnair’s prices for partner awards are middle-of-the-road. For example, a domestic economy flight on American costs 23,000 Avios each way. However, a few spots on Finnair’s award chart are worth considering. The first is flights within Europe. Note that Finnair is not currently operating flights to Russia. The screenshot below shows Finnair's expansive route network in Europe.
Flying with Finnair anywhere in this region can provide solid value. Awards cost as little as 6,500 Avios for economy or 10,000 for business class. Remember, though, that an intra-Europe “business class” seat just means there won't be anyone in the middle seat next to you.
The award chart on Finnair shows that business-class costs are reasonable compared to the mid-level economy and premium economy rates.
Remember, Finnair will charge you fees for all award tickets. On the good side, transfers from Capital One to Finnair are usually instant.
Qantas Frequent Flyer
Qantas is another Oneworld alliance member. It also partners with several other airlines, including Airnorth, Air Niugini, Air Vanuatu, China Eastern, El Al, Emirates, and Westjet.
Like Cathay Pacific Asia Miles, Qantas has a distance-based award chart that calculates your ticket price based on the total distance flown. The best value tends to be for short trips in economy. For example, you’ll pay 8,000 points each way for flights under 600 miles and 12,000 points each way for journeys between 600 and 1,200 miles in length.
Qantas doesn’t charge fees for booking close to departure. Also, the Qantas website is better at searching for and booking complex itineraries — such as connecting itineraries from small U.S. airports — than most partner airlines. Transfers to Qantas from Capital One are instant.
Singapore Airlines KrisFlyer
Singapore Airlines is often an excellent option for booking flights on Star Alliance airlines like United, Air Canada, Lufthansa, and Thai Airways. This program offers reasonable prices and no close-in fees.
Using Capital One Miles for KrisFlyer bookings is especially useful if you need to combine with points from another credit card company. While you can transfer miles to KrisFlyer to redeem for flights on other Star Alliance airlines, the best redemption might be on its own metal. That's because Singapore reserves its luxury Suites Class on the Airbus A380 to its own loyalty members.
Note that KrisFlyer passes on fuel surcharges from airlines that charge them. If the flight you’re looking at has significant fees attached, Avianca LifeMiles or United MileagePlus may be better options. This is true even if you'll pay more miles to save cash. Other sweet spots abound with KrisFlyer, including monthly Spontaneous Escapes for discounted award bookings for short-notice travel.
Transfers from Capital One to Singapore KrisFlyer take up to 18 hours to process.
TAP Air Portugal Miles & Go
TAP Air Portugal is another Star Alliance member. As exciting as that sounds, TAP's partner award chart is less than favorable. You're probably better off using other miles like Avianca Lifemiles to book the same flights.
Another nail in the coffin regarding TAP Portugal's loyalty program is that it tacks on carrier-imposed fees. You can expect to pay some hefty costs, depending on which partner you book with.
Even when taxes and fees are reasonable, award costs are still higher than other booking options. Looking at the screenshot below (booking with United), this is the same flight referenced in the screenshot above (booking with TAP). The United flight has a higher mileage cost in the economy but is lower mileage for business class. And United has lower taxes and fees for both economy and business options.
Due to the high out-of-pocket costs and relatively uncompetitive prices, transferring your Capital One Miles to TAP Portugal is not recommended.
Related: Do TAP Portugal Miles & Go Miles Expire?
Turkish Airlines Miles & Smiles
Miles & Smiles offers some outsized value for flights with its Star Alliance partners — especially on U.S. flights operated by United Airlines. For example, a one-way economy ticket from Denver to Honolulu (HNL) costs just 10,000 Turkish miles. For business class, the price is just 15,000 miles.
United's own program charges much more: over double that in economy and multiples more in business class.
Turkish Airlines' website has some quirks, but it's better than it used to be. Head to the Turkish Airlines book Star Alliance tickets page and log in. On the search page, click “Award Ticket–Buy a Ticket with Miles.”
Check out more sweet spots on Turkish Miles & Smiles.
Virgin Red (including Virgin Atlantic)
Virgin Red became a transfer partner of Capital One in 2022 and is the loyalty program of all Virgin brands, which includes Virgin Atlantic. You can enjoy some tremendous sweet spots with Virgin Atlantic Flying Club.
While there was a significant devaluation for ANA first-class redemptions, using Virgin to book ANA flights can still present good value.
| Route | Economy Class Mileage Requirement | Business Class Mileage Requirement | First Class Mileage Requirement |
|---|---|---|---|
| Domestic Japan | 15,000 | - | - |
| Japan–South Korea | 18,000 | 35,000 | 50,000 |
| Japan–China/Guam/Hong Kong/Philippines/Taiwan | 23,000 | 45,000 | 60,000 |
| Japan–Malaysia/Myanmar/Singapore/Thailand/Vietnam | 40,000 | 70,000 | 105,000 |
| Japan–Hawaii/India/Indonesia | 45,000 | 75,000 | 115,000 |
| Japan–Australia/Canada/Western USA | 60,000 | 105,000 | 145,000 |
| Japan–Europe/Central and Eastern USA | 65,000 | 120,000 | 170,000 |
Other great options with Virgin Atlantic include short-haul flights with Delta and Aeromexico or flights within Hawaii on Hawaiian Airlines.
Related: Overlooking Virgin Atlantic Flying Club Can Be Costly
Capital One Hotel Partners
Capital One offers three hotel transfer partners: Accor Live Limitless, Choice Privileges, and Wyndham Rewards.
Accor Live Limitless
Accor Hotels may not be the most well-known hotel group in the U.S. However, it's a major player in Europe and can come in handy when you can't find a good deal with one of the other hotel chains. Accor boasts 5,700+ hotels across 55 brands in 110 countries. This includes high-end brands like Orient Express and Sofitel and more affordable options like Adiago and BreakFree.
Like most loyalty programs, Accor Live Limitless (ALL) members can earn and redeem points in various ways. This includes hotel stays, dining programs, retail purchases, and partnerships with airlines, Europcar, Eurostar, and even a French football club!
Using ALL points for hotel stays is straightforward. Members must redeem in increments of 2,000 points. There are no blackout dates, but not all Accor Hotels participate in the loyalty program. You can also redeem these points for what Accor calls “Limitless Experiences.”
Capital One cardholders can transfer miles to Accor Live Limitless at a 2:1 ratio (100 Capital One Miles to 50 ALL Rewards points). In many cases, you may be better off paying for your stay with your Capital One credit card and redeeming Capital One Miles for a statement credit afterward.
Choice Privileges
Capital One cardholders can transfer miles to Choice Privileges — the loyalty program of Choice Hotels — at a 1:1 rate.
While Choice isn't generally known for its luxurious accommodations, its large footprint makes it a convenient option for a stay. One of the best uses for Choice hotels is for locations outside of the U.S., where Choice options include historic and unique boutique properties via the Ascend Hotel Collection and Strawberry Hoels. Choice doesn't publish an award chart, but you can find current and upcoming rates on an individual hotel's webpage.
It's possible to find redemptions as low as 6,000 points per night, but 8,000–15,000 is more common.
Even at a 1:1 transfer ratio, it's often a better value to transfer Capital One Miles to airline partners than to Choice Privileges.
Wyndham Rewards
With more than 9,000 hotels across 25 brands in 95 countries, Wyndham Hotels and Resorts offers many options for travelers to explore.
The Wyndham Rewards program isn't the most luxurious. However, it offers some solid earning and redemption options that can make it worthwhile for you. Through their partnerships, Wyndham Rewards members can book free and discounted stays at over 30,000 hotels, vacation club resorts, and vacation rentals worldwide.
Wyndham has a more straightforward rewards program than many other hotel chains. There are only three free night tiers for participating properties: 7,500, 15,000, or 30,000 points per night.
As always, you'll need to search for the redemptions that make sense. It's possible to book a stay at the adults-only, all-inclusive TRS Coral Costa Mujeres in Cancun for 30,000 points a night.
A three-night stay would run 90,000 points. Compared to a cash price of $1,719 for the same stay, redeeming points offers a good value of nearly 1.9 cents per point. It's not a record-breaking redemption but provides reasonable value for Wyndham Rewards points.
Another solid option for using Wyndham points is booking Vacasa vacation homes from 15,000 points per night.
Tips for Maximizing Capital One Transfer Partners
- Always ensure that flights or hotel nights are available for booking before transferring miles to a partner. Points transfers can't be reversed if you change your mind or can't find the award space you want.
- Check cash prices for your flight or hotel. Since you can redeem Capital One Miles for travel purchases on your card at a rate of one cent per point, you might save by redeeming miles for a cash booking instead of transferring to a partner.
- Remember that each of Capital One’s airline partners has its own list of partner airlines. You don’t have to be flying one of the airlines listed here to use your Capital One Miles. If you aren't familiar with this, check out our beginner's guide to airline alliances and partnerships.
- Compare the total cost. Several airlines can be booked with multiple transfer partners. Be sure to compare the total number of Capital One Miles required plus how much you’ll have to pay in taxes and fees to other rewards programs.
Final Thoughts
Capital One has a solid lineup of transfer partners that can provide excellent opportunities to broaden your travel experiences. When more than one transfer partner can book the same flight, you'll benefit from comparing the miles required and the total out-of-pocket cost between the partners. Then, you can decide where to move your miles. Also, you can share your Capital One Mile with others to build your balance for redemption.
For U.S.-based flyers, the biggest drawback to Capital One's program is the lack of a U.S. airline transfer partner. Still, you can utilize airline alliances and partnerships to book award flights within North America for as few as 6,000 Capital One Miles.
- 10X miles per $1 on hotels and rental cars booked via Capital One Travel
- 5X miles per $1 on purchases through Capital One Entertainment (through 12/31/2025)
- 5X miles per $1 on flights when booking via Capital One Travel
- 5X miles per $1 on vacation rentals booked via Capital One Travel
- 2X miles per $1 on all other eligible purchases
Capital One Partners FAQ
Can I transfer Capital One miles to United MileagePlus?
No, you can’t transfer Capital One miles to United, but you can transfer your miles to Air Canada, Avianca, Turkish, or Singapore Airlines to book United flights. These four airlines are Star Alliance members and can book flights on United.
Can I transfer Capital One miles to Alaska Mileage Plan?
No, you can’t transfer Capital One miles to Alaska Airlines, but you can transfer your miles to British Airways, Cathay Pacific, Emirates, Finnair, Qantas, or Singapore and use those miles to book Alaska Airlines flights.
Can I transfer Capital One miles to American Airlines AAdvantage?
No, you can’t transfer Capital One miles to American Airlines, but you can transfer your miles to British Airways, Cathay Pacific, Etihad, Finnair, or Qantas and use those miles to book American Airlines flights.
Can I transfer Capital One miles to Delta SkyMiles?
No, you can’t transfer Capital One miles to Delta, but you can transfer your miles to Air France, KLM, Aeromexico, or Virgin and use those miles to book flights on Delta since they are all members of the SkyTeam alliance.
Can I use Capital One miles to book travel for others?
Airline transfer partners will generally let you use your points and miles to book travel for others (though some have restrictions. such as Singapore Airlines limiting the number of other people for whom you can book tickets). However, it's almost always against their rules to make an award booking in exchange for money or other compensation. As long as you’re just booking flights for friends and family, you shouldn't have any issues. When redeeming Capital One miles for a fixed-value against travel costs you have charged to your Capital One card, you can book travel for anyone.
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