Is The Chase Sapphire a Visa? Is The Chase Sapphire a Visa?

Is The Chase Sapphire a Visa?

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All Chase Sapphire credit cards are Visa cards issued by Chase Bank and are accepted where you see the Visa logo. The Chase Sapphire Preferred® Card is a Visa Signature® card. The Chase Sapphire Reserve® is a Visa Infinite ® Card.

Visa Infinite Horizontal Logo

What is the Difference Between Visa Signature and Visa Infinite?

The Sapphire Preferred and Sapphire Reserve Visa cards offer extensive benefits as Visa Signature and Visa Infinite cards. These benefits (Sapphire Preferred Benefits Guide & Sapphire Reserve Guide to Benefits), some of which are travel-focused while others general purchase-related benefits include:

  • Primary Auto Rental Collision Damage Protection (CDW) Globally
  • Trip Delay Protection
  • Baggage Delay Protection
  • Lost Luggage Insurance
  • Trip Cancellation & Interruption Insurance
  • Travel Accident Insurance
  • Purchase Protection (Price & Damage)
  • Return Protection
  • Extended Warranty Protection

Comparing Visa Benefits

While all Chase Sapphire cards are Visa cards, the benefits on each card differ based on the level of the card. We’ve put together a comparison of the Chase Sapphire Preferred® Card and Chase Sapphire Reserve® card benefits. The exact coverage limits and protections vary on card products, with Visa Infinite cards providing the most comprehensive coverage available across the Visa product line.

Visa Signature Logo

Card Benefits Hold Great Value

When considering a credit card product, reviewing the benefits offered through the card processing network (Discover, Visa, MasterCard, and American Express) should be an integral part of your decision-making process. These benefits, while not often touted or given much attention can add significant value when you find yourself in a position where you can use them. Don't simply throw away the paperwork that comes with your new card — read and review the benefits; you might be pleasantly surprised.

4.9 / 5 - (14 votes)
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  • says:

    I absolutely love this card!!

  • This made me laugh. I thought for a minute there that it isn’t Visa.

  • Funny how well written informative pieces like this one cause a person to pay attention to elements that weren’t even on a personal radar before.

  • Wow, terrific breakdown; best one I’ve seen. I really hadn’t appreciated how enhanced the protections and benefits actually were with the Reserve card.

  • Before really understanding the credit card game, I had no idea of the differences between a regular Visa and Signature or a regular Mastercard and a World Elite! Now that I know the differences, I always ask for the best version of each card, for example, when I first got the Freedom, Chase issued me a regular Visa for some unknown reason. But since I knew that they offered the Freedom in a Visa Signature, I called up during the card activation process and asked if I qualified for the Signature. I did qualify and so they sent me an updated card with the Visa Signature branding!

  • Wish this had the $100 savings on air travel for 2-5 people that other Visa Infinite cards offer

  • Thanks for sharing the benefits!!