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Midyear Check-In: Don’t Forget to Use These Credit Card Statement Credits Midyear Check-In: Don’t Forget to Use These Credit Card Statement Credits

Midyear Check-In: Don’t Forget to Use These Credit Card Statement Credits

Tyler GlattMiguel Rueda
by Tyler Glatt and Miguel Rueda
June 23, 2025
38

Reviewed byJT Genter

AwardWallet receives compensation from advertising partners for links on the blog. Terms Apply to the offers listed on this page. Enrollment is required for select Amex benefits. The opinions expressed here are our own and have not been reviewed, provided, or approved by any bank advertiser. Here's our complete list of Advertisers. Offers for Bank of America cards mentioned in this post have been updated as of 01/02/2025

Offers for the American Express® Green Card, Bank of America® Premium Rewards® Elite Credit Card, The Ritz-Carlton™ Credit Card, Citi Rewards+® Card, Hilton Honors American Express Aspire Card, HSBC Premier World Mastercard® credit card, JetBlue Business Card and JetBlue Plus Card are not available through this site. Some offers may have expired. Please see our card marketplace for available offers

Got a credit card with quarterly, biannual, or annual statement credits? With banks expanding these credits to more and more cards, that probably includes just about all of our AwardWallet readers.

We’re nearly halfway through 2025, which means many of those quarterly or biannual credits are about to reset or expire if you haven’t used them yet. From travel and dining to retail and wellness, these perks can offer real value and help offset your card’s annual fee — but only if you remember to use them.

To help you stay on top of your credits, we’ve rounded up the statement credits available in 2025 so you can make the most of them while there’s still time, especially those that reset as the second half of the year begins. If you have one of these cards, now is the time to act. And if you can’t use a credit yourself, remember that some can be shared or gifted.

Page Contents

American Express

American Express® Green Card
American Express® Green Card
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American Express® Green Card
Annual Fee$150
Welcome Offer Earn 40,000 Membership Rewards® Points after you spend $3,000 on purchases on your new Card in your first 6 months of Card Membership.
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Why We Like ItEarning Rates
The American Express® Green Card is an excellent mid-tier travel card, offering 3X points on restaurants worldwide, transit, and travel purchases, including airfare and hotels. Unique benefits include a $189 annual CLEAR® Plus credit for expedited airport security and a $100 LoungeBuddy Credit for airport lounge access, enhancing the travel experience. The card also boasts no foreign transaction fees, ideal for international use.
  • 3x Membership Rewards® on travel
  • 3x Membership Rewards® at restaurants worldwide, including takeout and delivery in the U.S.
  • 3x Membership Rewards® on transit including trains, buses, ferries, subways, and more
  • 1x Membership Rewards® on other purchases

  • CLEAR® Plus Credit: Receive up to $199 per calendar year in statement credits when you use your card to pay for a CLEAR® Plus membership. Enrollment is required for select Amex benefits.

American Express® Gold Card
American Express® Gold Card
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Rates & Fees
(Terms apply)
American Express® Gold Card
Annual Fee$325
Welcome Offer As High As 100,000 points. Find Out Your Offer. You may be eligible for as high as 100,000 Membership Rewards® Points after spending $6,000 in eligible purchases on your new Card in your first 6 months of Membership. Welcome offers vary and you may not be eligible for an offer.
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Why We Like ItHighlightsEarning Rates
The American Express® Gold Card stands out for its robust rewards, especially for food enthusiasts. It offers 4X points on dining worldwide (up to $50,000 per year, then 1X) and U.S. supermarkets (up to $25,000 per year, then 1X), and 3X points on flights booked directly with airlines or through American Express Travel®. Cardholders can take advantage of multiple annual dining credits at select locations and up to $120 in Uber Cash credits for U.S. rides and Uber Eats (received as $10 monthly credits), just add your American Express® Gold Card to your account in the Uber app and select it as the payment method. Enrollment required for select American Express benefits.
  • You may be eligible for as high as 100,000 Membership Rewards® Points after you spend $6,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you're approved and find out your exact welcome offer amount - all with no credit score impact. If you're approved and choose to accept the Card, your score may be impacted.
  • Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
  • Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
  • Earn 3X Membership Rewards® points per dollar spent on flights booked directly with airlines or on AmexTravel.com.
  • Earn 2X Membership Rewards® points per dollar spent on prepaid hotels and other eligible purchases booked on AmexTravel.com.
  • Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
  • $120 Uber Cash on Gold: Add your Gold Card to your Uber account and get $10 in Uber Cash each month to use on orders and rides in the U.S. when you select an American Express Card for your transaction. That's up to $120 Uber Cash annually. Plus, after using your Uber Cash, use your Card to earn 4X Membership Rewards® points for Uber Eats purchases made with restaurants or U.S. supermarkets. Point caps and terms apply.
  • $84 Dunkin' Credit: With the $84 Dunkin' Credit, you can earn up to $7 in monthly statement credits after you enroll and pay with the American Express® Gold Card at U.S. Dunkin' locations. Enrollment is required to receive this benefit.
  • $100 Resy Credit: Get up to $100 in statement credits each calendar year after you pay with the American Express® Gold Card to dine at U.S. Resy restaurants or make other eligible Resy purchases. That's up to $50 in statement credits semi-annually. Enrollment required.
  • $120 Dining Credit: Satisfy your cravings, sweet or savory, with the $120 Dining Credit. Earn up to $10 in statement credits monthly when you pay with the American Express® Gold Card at Grubhub, The Cheesecake Factory, Goldbelly, Wine.com, and Five Guys. Enrollment required.
  • Explore over 1,000 upscale hotels worldwide with The Hotel Collection and receive a $100 credit towards eligible charges* with every booking of two nights or more through AmexTravel.com. *Eligible charges vary by property.
  • No Foreign Transaction Fees.
  • Annual Fee is $325.
  • Terms Apply.
  • Rates & Fees
  • 4X Membership Rewards® Points at restaurants worldwide, plus takeout and delivery in the U.S. (on up to $50,000 per year in purchases, then 1X)
  • 4X Membership Rewards® points at U.S. supermarkets (on up to $25,000 per year in purchases, then 1X)
  • 3X Membership Rewards® points on flights booked directly with airlines or on amextravel.com
  • 2X Membership Rewards® points on prepaid hotels and other eligible travel booked on amextravel.com
  • 1X on other eligible purchases

  • $10 Monthly Dining Credit: Earn up to $120 per year in monthly $10 statement credits when you use your card at Five Guys, Grubhub, The Cheesecake Factory, Goldbelly, and Wine.com.
  • $100 Resy Credit: Get up to $100 in statement credits per calendar year when you dine at U.S. Resy restaurants or make other eligible Resy purchases — up to $50 semi-annually.
  • $84 Dunkin’ Credit: Earn up to $7 per month in statement credits at Dunkin’ when you pay with your card at eligible locations.
  • $10 Monthly Uber Credit: Receive $10 in Uber Cash per month (up to $120/year) for rides or Uber Eats orders in the U.S. when your card is added to your Uber account.
  • Enrollment is required for select Amex benefits.

Amex Disclosure: To receive $10 monthly credits (up to $120 per year) in Uber Cash, you must add the American Express® Gold Card to your Uber account and select it as the payment method for your Uber or Uber Eats transaction.

The Platinum Card® from American Express
The Platinum Card® from American Express
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Rates & Fees
(Terms apply)
The Platinum Card® from American Express
Annual Fee$695
Welcome Offer As High As 175,000 points. Find Out Your Offer. You may be eligible for as high as 175,000 Membership Rewards® Points after spending $8,000 in eligible purchases on your new Card in your first 6 months of Membership. Welcome offers vary and you may not be eligible for an offer.
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Why We Like ItHighlightsEarning Rates
Cardholders can access more than 1400 airport lounges worldwide, take advantage of up to $200 in annual airline fee credits, up to $199 in CLEAR® Plus credits, and TSA PreCheck® or Global Entry fee credits. The card also includes a $200 annual hotel credit on prepaid Fine Hotels + Resorts® or The Hotel Collection bookings (The Hotel Collection requires a minimum two-night stay), Hilton Honors™ and Marriott Bonvoy Gold Elite status, and a suite of benefits with Fine Hotels + Resorts®. Additional perks include $12.95 monthly Walmart+ membership credit, up to $240 in annual digital entertainment credits, up to $300 Equinox credits, up to $200 annual Uber Cash, and up to $100 annual Saks Fifth Avenue credits. Enrollment required for select American Express benefits.
  • You may be eligible for as high as 175,000 Membership Rewards® Points after you spend $8,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you're approved and find out your exact welcome offer amount - all with no credit score impact. If you're approved and choose to accept the Card, your score may be impacted.
  • Earn 5X Membership Rewards® Points for flights booked directly with airlines or with American Express Travel® up to $500,000 on these purchases per calendar year and earn 5X Membership Rewards® Points on prepaid hotels booked with American Express Travel®.
  • $200 Hotel Credit: Get up to $200 back in statement credits each year on prepaid Fine Hotels + Resorts® or The Hotel Collection bookings through American Express Travel using your Platinum Card®. The Hotel Collection requires a minimum two-night stay.
  • $240 Digital Entertainment Credit: Get up to $20 back in statement credits each month on eligible purchases made with your Platinum Card® on one or more of the following: Disney+, a Disney+ bundle, ESPN+, Hulu, The New York Times, Peacock, and The Wall Street Journal. Enrollment required.
  • Enjoy the benefits of the Global Lounge Collection, with over $500 of annual value if you visit Centurion Lounges and each of our partner lounges including Delta Sky Club® lounges when flying an eligible Delta flight (subject to visit limitations) , select Lufthansa lounges when flying Lufthansa, Plaza Premium lounges and Escape Lounges, and enroll in Priority Pass Select. See terms.
  • A Walmart+ membership can get you free shipping with no order minimum on eligible items shipped by Walmart. Use your Platinum Card® to pay for a monthly Walmart+ membership (subject to auto-renewal) and receive one statement credit for up to $12.95 (plus applicable taxes. Plus Ups not eligible) each month. Free Shipping excludes most Marketplace items, freight & certain location surcharges. Paramount+ Essential plan only, separate registration required.
  • $200 Airline Fee Credit: Select one qualifying airline and then receive up to $200 in statement credits per calendar year when incidental fees are charged by the airline to your Platinum Card® Account. American Express relies on airlines to submit the correct information on airline transactions to identify incidental fee purchases. If you do not see a credit for a qualifying incidental purchase on your eligible Card after 8 weeks, simply call the number on the back of your Card. Qualifying airlines are subject to change. See terms & conditions for more details.
  • $200 Uber Cash: Platinum Card® Members can ride or dine in style with $15 in Uber Cash each month, plus a bonus $20 in December after adding their Card to their Uber account. Use your Uber Cash on rides and orders in the U.S. when you select an Amex Card for your transaction.
  • $199 CLEAR® Plus Credit: CLEAR® Plus helps get you to your gate faster by using unique facial attributes to verify you are you at 50+ airports nationwide. Receive up to $199 in statement credits per calendar year after you pay for your CLEAR Plus Membership (subject to auto-renewal) with the Platinum Card®.
  • Receive either a $120 statement credit every 4 years for a Global Entry application fee or a statement credit up to $85 every 4.5 years for a TSA PreCheck® (through a TSA official enrollment provider) application fee, when charged to your Platinum Card®. Card Members approved for Global Entry will also receive access to TSA PreCheck at no additional cost.
  • Shop Saks with Platinum: Get up to $100 in statement credits annually for purchases in Saks Fifth Avenue stores or at saks.com on your Platinum Card®. That's up to $50 in statement credits semi-annually. Enrollment required.
  • Use Global Dining Access by Resy to access premium dining experiences. Receive Priority Notify and unlock insider access to some of the world's most sought-after restaurants with Global Dining Access by Resy. Download the Resy iOS app or log into Resy.com and add your Platinum Card® to your Resy profile to take advantage of your special benefits and discover restaurants near you.
  • $695 annual fee.
  • Terms Apply.
  • Rates & Fees
  • Earn 5X points for flights booked directly with airlines or with American Express Travel® (up to $500,000 in purchases per calendar year).
  • Earn 5X points on prepaid hotels booked with American Express Travel®.

  • $200 Hotel Credit: Get up to $200 per year in statement credits for prepaid bookings through Fine Hotels + Resorts® or The Hotel Collection (2-night minimum required for Hotel Collection).
  • $200 Airline Fee Credit: Receive up to $200 per calendar year in statement credits for incidental fees charged by your selected airline.
  • $100 Saks Fifth Avenue Credit: Get up to $50 in statement credits from January through June, and another $50 from July through December, for purchases at Saks Fifth Avenue.
  • $12.95 Monthly Walmart+ Credit: Get a statement credit each month to cover the cost of a Walmart+ membership ($12.95 plus applicable taxes).
  • $20 Monthly Digital Entertainment Credit: Earn up to $20 per month in credits for eligible digital services like Disney+, ESPN+, Hulu, Peacock, The New York Times, and The Wall Street Journal.
  • $15 Monthly Uber Credit (+$20 in December): Get $15 in Uber Cash each month and an additional $20 in December for rides or Uber Eats orders in the U.S. when your card is added to your Uber account.
  • CLEAR® Plus Credit: Receive up to $199 annually in statement credits for a CLEAR® Plus membership.
  • Enrollment is required for select Amex benefits.

American Express® Business Gold Card
American Express® Business Gold Card
Learn More
Rates & Fees
(Terms apply)
American Express® Business Gold Card
Annual Fee$375
Welcome Offer Earn 100,000 Membership Rewards® points after you spend $15,000 on eligible purchases with the Business Gold Card within the first 3 months of Card Membership.*
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Why We Like ItHighlightsEarning Rates
The American Express® Business Gold Card offers 4X points on the top 2 spending eligible categories per billing cycle, 3X points on flights and pre-paid hotels booked on AmexTravel.com, and 1X points on other eligible purchases. Cardholders can earn up to $240 back annually for eligible purchases at FedEx, Grubhub, and U.S. Office Supply Stores, and up to $155 annually for Walmart+ membership costs, enhancing the card's appeal for varied business spending. Enrollment required for select American Express benefits.
  • Welcome Offer: Earn 100,000 Membership Rewards® points after you spend $15,000 on eligible purchases with the Business Gold Card within the first 3 months of Card Membership.*
  • 0% Intro APR ¤ for 6 months from the date of account opening on purchases eligible for Pay Over Time, then a 18.49% to 29.24% variable APR.*
  • Earn 4X Membership Rewards® points on the top two eligible categories where your business spends the most each month from 6 eligible categories. While your top 2 categories may change, you will earn 4X points on the first $150,000 in combined purchases from these categories each calendar year (then 1X thereafter). Only the top 2 categories each billing cycle will count towards the $150,000 cap.*
  • Earn 3X Membership Rewards® points on flights and prepaid hotels booked on amextravel.com using your Business Gold Card.*
  • Earn up to $20 in statement credits monthly after you use the Business Gold Card for eligible U.S. purchases at FedEx, Grubhub, and Office Supply Stores. This can be an annual savings of up to $240. Enrollment required.*
  • Get up to a $12.95** statement credit back each month after you pay for a monthly Walmart+ membership (subject to auto-renewal) with your Business Gold Card. **Up to $12.95 plus applicable taxes on one membership fee.*
  • The Business Gold Card comes in three metal designs: Gold, Rose Gold and White Gold. Make your selection when you apply on Americanexpress.com.
  • *Terms Apply
  • Rates & Fees
Get 4X Membership Rewards® points on the 2 eligible categories where your business spent the most each billing cycle from the list below:
  • U.S. purchases for advertising in select media (online, TV, radio)
  • U.S. purchases made from electronic goods retailers and software & cloud system providers
  • U.S. purchases at gas stations
  • U.S. purchases at restaurants, including takeout and delivery
  • Transit purchases including trains, taxicabs, rideshare services, ferries, tolls, parking, buses, and subways
  • Monthly wireless telephone service charges made directly from a wireless telephone service provider in the U.S.
*4X points applies to the first $150,000 in combined purchases from these 2 categories each calendar year; then earn 1 point per dollar.

  • $240 Flexible Business Credit: Earn up to $20 in monthly statement credits (up to $240 per year) for eligible U.S. purchases at FedEx, Grubhub, and office supply stores.
  • $155 Walmart+ Credit: Receive a monthly statement credit for one Walmart+ membership (up to $12.95/month plus taxes) when you pay with your Business Gold Card. Plus Ups are not eligible.
  • Enrollment is required for select Amex benefits.

The Business Platinum Card® from American Express
The Business Platinum Card® from American Express
Learn More
Rates & Fees
(Terms apply)
The Business Platinum Card® from American Express
Annual Fee$695
Welcome Offer Limited Time Travel Offer: Earn 150,000 Membership Rewards® points after you spend $20,000 on eligible purchases on your Business Platinum Card® within the first 3 months of Card Membership. Plus, earn a $500 statement credit after you spend $2,500 on qualifying flights booked directly with airlines or through American Express Travel® with your Business Platinum Card® within the first 3 months of Card Membership. You can earn one or both of these offers. Offer ends 6/30/25.
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Why We Like ItHighlightsEarning Rates
The Business Platinum Card® from American Express is a powerhouse for business travelers, offering cardholders up to $400 in yearly Dell Technologies credits, $360 with Indeed, $150 for Adobe business plans, and $120 for U.S. wireless services. The card includes extensive lounge access, a $200 airline fee credit each year, up to $199 CLEAR® Plus credit, Marriott Bonvoy™ and Hilton Honors™ Gold Statuses, exclusive Fine Hotels + Resorts benefits, and a TSA PreCheck® or Global Entry fee credit. Enrollment required for select American Express benefits.
  • Limited Time Travel Offer: Earn 150,000 Membership Rewards® points after you spend $20,000 on eligible purchases on your Business Platinum Card® within the first 3 months of Card Membership. Plus, earn a $500 statement credit after you spend $2,500 on qualifying flights booked directly with airlines or through American Express Travel with your Business Platinum Card® within the first 3 months of Card Membership. You can earn one or both of these offers. Offer ends 6/30/25.
  • The American Express Global Lounge Collection® can provide an escape at the airport. With complimentary access to more than 1,400 airport lounges across 140 countries and counting, you have more airport lounge options than any other credit card issuer on the market as of 10/2024.
  • Unlock over $1,000 in statement credits on select purchases, including tech, recruiting and wireless in the first year of membership with the Business Platinum Card®. Enrollment required.
  • Fly like a pro with a $200 Airline Fee Credit. Select one qualifying airline to receive up to $200 back per year on baggage fees and other incidentals.
  • NEW! Make the Business Platinum Card® work even harder for you. Hilton For Business members get up to $200 back per calendar year when you make an eligible purchase at Hilton properties across the globe. Benefit enrollment required.
  • Earn 5X Membership Rewards® points for flights, prepaid hotels, and short-term rentals and prepaid flight + hotel packages booked at AmexTravel.com. 1X points on other eligible purchases.
  • Earn 1.5X points (that's an extra half point per dollar) on each eligible purchase at US construction material, hardware suppliers, electronic goods retailers, and software & cloud system providers, and shipping providers, as well as on purchases of $5,000 or more, on up to $2 million per Card Account per calendar year. Purchases eligible for multiple additional point bonuses will only receive the highest eligible bonus.
  • $199 CLEAR® Plus Credit: Use your card and get up to $199 in statement credits per calendar year on your CLEAR® Plus Membership (subject to auto-renewal) when you use the Business Platinum Card®.
  • $695 Annual Fee.
  • Terms Apply.
  • Rates & Fees
  • Earn 5X Membership Rewards® points on flights and prepaid hotels on amextravel.com.
  • Earn 1.5X Membership Rewards® points on each eligible purchase of $5,000 or more.
  • Earn 1.5X Membership Rewards® points on each eligible purchase with U.S. construction material and hardware suppliers.
  • Earn 1.5X Membership Rewards® points on each eligible purchase with U.S. electronic goods retailers and software & cloud system providers.
  • Earn 1.5X Membership Rewards® points on each eligible purchase with U.S. shipping providers.
  • 1.5X earning rates are subject to a cap of $2 million in purchases per calendar year.

Delta SkyMiles® Gold American Express Card
Delta SkyMiles® Gold American Express Card
Learn More
Rates & Fees
(Terms apply)
Delta SkyMiles® Gold American Express Card
Annual Fee$0 introductory annual fee for the first year, then $150
Welcome Offer Earn 80,000 Bonus Miles after you spend $3,000 in eligible purchases on your new Card in your first 6 months of Card Membership.
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Why We Like ItHighlightsEarning Rates
The Delta SkyMiles® Gold American Express Card is ideal if you only travel with Delta a few times per year. Earn 2 miles per dollar at restaurants worldwide (including takeout and delivery in the U.S.), and at U.S. supermarkets. For Delta travel, enjoy a first checked bag free, 2 miles per dollar on Delta purchases, and 20% back on in-flight purchases. Spend $10,000 in a calendar year for a $200 Delta Flight Credit. Cardholders also benefit from a 15% discount when using miles for award travel on Delta flights.
  • Earn 80,000 Bonus Miles after you spend $3,000 in eligible purchases on your new Card in your first 6 months of Card Membership.
  • Enjoy a $0 introductory Annual Fee for the first year, then $150.
  • Delta SkyMiles® Gold American Express Card Members get 15% off when using miles to book Award Travel on Delta flights through delta.com and the Fly Delta app. Discount not applicable to partner-operated flights or to taxes and fees.
  • $200 Delta Flight Credit: After you spend $10,000 in purchases on your Card in a calendar year, you can receive a $200 Delta Flight Credit to use toward future travel.
  • Earn 2X Miles on Delta purchases, at U.S. Supermarkets and at restaurants worldwide, including takeout and delivery in the U.S. Earn 1X Miles on all other eligible purchases.
  • You can check your first bag free on Delta flights, saving up to $70 on a round-trip Delta flight per person. For a family of four that's a potential savings of up to $280 per round-trip flight.
  • Receive Zone 5 Priority Boarding on Delta flights; board early, stow your carry-on bag and settle in sooner.
  • $100 Delta Stays Credit: Get up to $100 back per year as a statement credit after using your Delta SkyMiles® Gold American Express Card to book prepaid hotels or vacation rentals through Delta Stays on delta.com.
  • Take up to $50 off the cost of your flight for every 5,000 miles you redeem with Pay with Miles when you book on delta.com.
  • Receive a 20% savings in the form of a statement credit on eligible Delta in-flight purchases after using your Card.
  • No Foreign Transaction Fees.
  • With Send & Split®, you can send money and split your Card purchases with any other Venmo or PayPal user, directly from the Amex App. Enroll today.
  • Apply with confidence. Know if you're approved for a Card with no impact to your credit score. If you're approved and you choose to accept this Card, your credit score may be impacted.
  • Terms Apply.
  • Rates & Fees
  • 2X miles per dollar spent on purchases made directly with Delta
  • 2X miles per dollar spent at U.S. supermarkets
  • 2X miles per dollar at restaurants worldwide, plus takeout and delivery in the U.S.
  • 1X miles on all other eligible purchases

  • Delta Stays Credit: Receive up to $100 in statement credits each calendar year for eligible Delta Stays bookings. Enrollment is required for select Amex benefits.

Delta SkyMiles® Platinum American Express Card
Delta SkyMiles® Platinum American Express Card
Learn More
Rates & Fees
(Terms apply)
Delta SkyMiles® Platinum American Express Card
Annual Fee$350
Welcome Offer Earn 90,000 Bonus Miles after you spend $4,000 in eligible purchases on your new Card in your first 6 months of Card Membership.
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Why We Like ItHighlightsEarning Rates
The Delta SkyMiles® Platinum American Express Card is tailored for frequent Delta travelers and those who spend regularly on dining and travel. Cardholders earn 3 miles per dollar on Delta and direct hotel purchases, and 2 miles per dollar at restaurants worldwide, including takeout and delivery in the U.S., as well as at U.S. supermarkets. The card offers a Domestic Main Cabin round-trip companion certificate each year upon renewal. Benefits include a first checked bag free on Delta flights, Zone 5 Priority Boarding, and 20% back on in-flight purchases. Cardholders also receive a Global Entry or TSA PreCheck® fee credit. Enrollment required for select American Express benefits.
  • Earn 90,000 Bonus Miles after you spend $4,000 in eligible purchases on your new Card in your first 6 months of Card Membership.
  • Receive a Companion Certificate on a Main Cabin round-trip flight to select destinations each year after renewal of your Card. The Companion Certificate requires payment of the government-imposed taxes and fees of between $22 and $250 (for itineraries with up to four flight segments). Baggage charges and other restrictions apply.
  • Receive $2,500 Medallion® Qualification Dollars with MQD Headstart each Medallion Qualification Year and earn $1 MQD for each $20 in purchases on your Delta SkyMiles® Platinum American Express Card with MQD Boost to get closer to Status next Medallion Year.
  • Delta SkyMiles® Platinum American Express Card Members get 15% off when using miles to book Award Travel on Delta flights through delta.com and the Fly Delta app. Discount not applicable to partner-operated flights or to taxes and fees.
  • Earn 3X Miles on Delta purchases and purchases made directly with hotels.
  • Earn 2X Miles at restaurants worldwide including takeout and delivery in the U.S., and at U.S. supermarkets.
  • Earn 1X Miles on all other eligible purchases.
  • $120 Resy Credit: Get up to $10 in statement credits each month after you pay with your enrolled Delta SkyMiles® Platinum American Express Card to dine at U.S. Resy restaurants or make other eligible Resy purchases.
  • $120 Rideshare Credit: earn up to $10 in statement credits each month after using your Delta SkyMiles® Platinum American Express Card on U.S. rideshare purchases with select providers. Enrollment required.
  • You can check your first bag free on Delta flights, saving up to $70 on a round-trip Delta flight per person. For a family of four that's a potential savings of up to $280 per round-trip flight.
  • Receive either a $120 statement credit every 4 years for a Global Entry application fee or a statement credit up to $85 every 4.5 years for a TSA PreCheck® (through a TSA official enrollment provider) application fee, when charged to your Delta SkyMiles® Platinum American Express Card. Card Members approved for Global Entry will also receive access to TSA PreCheck at no additional cost.
  • Delta SkyMiles® Platinum American Express Card Members with an eligible ticket will be added to the Complimentary Upgrade list, after Delta SkyMiles Medallion Members and Reserve Card Members.
  • No Foreign Transaction Fees.
  • $350 Annual Fee.
  • Apply with confidence. Know if you're approved for a Card with no impact to your credit score. If you're approved and you choose to accept this Card, your credit score may be impacted.
  • Terms Apply.
  • Rates & Fees
  • 3X miles per dollar spent on purchases made directly with Delta
  • 3X miles per dollar at hotels
  • 2X miles per dollar at U.S. supermarkets
  • 2X Miles per dollar at restaurants worldwide, plus takeout and delivery in the U.S.
  • 1 mile on every eligible dollar spent on purchases.

  • Delta Stays Credit: Receive up to $150 in statement credits each calendar year for eligible Delta Stays bookings.
  • Resy Dining Credit: Earn up to $120 per year in statement credits — issued as $10 per month — for eligible Resy dining purchases.
  • Rideshare Credit: Get up to $120 per year in statement credits — issued as $10 per month — for eligible rideshare purchases.
  • Enrollment is required for select Amex benefits.

Delta SkyMiles® Reserve American Express Card
Delta SkyMiles® Reserve American Express Card
Learn More
Rates & Fees
(Terms apply)
Delta SkyMiles® Reserve American Express Card
Annual Fee$650
Welcome Offer Earn 100,000 Bonus Miles after you spend $6,000 in eligible purchases on your new Card in your first 6 months of Card Membership.
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Why We Like ItHighlightsEarning Rates
The Delta SkyMiles® Reserve American Express Card is the best option if you want elite level benefits without holding the status required. The standout feature is complimentary Delta Sky Club® access with 15 visits per year effective from 2/1/25 (unlimited visits with $75,000 spend), providing a relaxing space before flights. Cardholders can earn 1 MQD per $10 of eligible purchases charged to the Delta Reserve. Additionally, there's a complimentary Domestic First Class, Delta Comfort+®, or Main Cabin round-trip companion certificate each year upon card renewal. Other benefits include 15% off when booking Award Travel on Delta, a credit for Global Entry or TSA PreCheck® fees, a free first checked bag on Delta flights, access to complimentary upgrades, and 20% back on in-flight purchases. Enrollment required for select American Express benefits.
  • Earn 100,000 Bonus Miles after you spend $6,000 in eligible purchases on your new Card in your first 6 months of Card Membership.
  • Delta SkyMiles® Reserve American Express Card Members receive 15 Visits per Medallion® Year to the Delta Sky Club® when flying Delta and can unlock an unlimited number of Visits after spending $75,000 in purchases on your Card in a calendar year. Plus, you'll receive four One-Time Guest Passes each Medallion Year so you can share the experience with family and friends when traveling Delta together.
  • Enjoy complimentary access to The Centurion® Lounge when you book a Delta flight with your Reserve Card.
  • Receive $2,500 Medallion® Qualification Dollars with MQD Headstart each Medallion Qualification Year and earn $1 MQD for each $10 in purchases on your Delta SkyMiles® Reserve American Express Card with MQD Boost to get closer to Status next Medallion Year.
  • Enjoy a Companion Certificate on a First Class, Delta Comfort+®, or Main Cabin round-trip flight to select destinations each year after renewal of your Card. The Companion Certificate requires payment of government-imposed taxes and fees of between $22 and $250 (for itineraries with up to four flight segments). Baggage charges and other restrictions apply.
  • $240 Resy Credit: When you use your Delta SkyMiles® Reserve American Express Card for eligible purchases with U.S. Resy restaurants, you can earn up to $20 each month in statement credits. Enrollment required.
  • $120 Rideshare Credit: Earn up to $10 back in statement credits each month after you use your Delta SkyMiles® Reserve American Express Card to pay for U.S. rideshare purchases with select providers. Enrollment required.
  • Delta SkyMiles® Reserve American Express Card Members get 15% off when using miles to book Award Travel on Delta flights through delta.com and the Fly Delta app. Discount not applicable to partner-operated flights or to taxes and fees.
  • With your Delta SkyMiles® Reserve American Express Card, receive upgrade priority over other Medallion Members within the same Medallion tier and fare class grouping when you fly with Delta.
  • Earn 3X Miles on Delta purchases and earn 1X Miles on all other eligible purchases.
  • No Foreign Transaction Fees.
  • $650 Annual Fee.
  • Apply with confidence. Know if you're approved for a Card with no impact to your credit score. If you're approved and you choose to accept this Card, your credit score may be impacted.
  • Terms Apply.
  • Rates & Fees
  • 3X miles per dollar spent on purchases made directly with Delta
  • 1X miles on every eligible dollar spent on purchases.

  • Delta Stays Credit: Receive up to $200 in statement credits each calendar year for eligible Delta Stays bookings.
  • Resy Dining Credit: Earn up to $240 per year in statement credits — issued as $20 per month — for eligible Resy dining purchases.
  • Rideshare Credit: Get up to $120 per year in statement credits — issued as $10 per month — for eligible rideshare purchases.
  • Enrollment is required for select Amex benefits.

Delta SkyMiles® Gold Business American Express Card
Delta SkyMiles® Gold Business American Express Card
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Rates & Fees
(Terms apply)
Delta SkyMiles® Gold Business American Express Card
Annual Fee$0 introductory annual fee for the first year, then $150
Welcome Offer Limited Time Offer: Earn 90,000 Bonus Miles after spending $6,000 in purchases on your new Card in your first 6 months of Card Membership. Offer Ends 7/16/25.
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Why We Like ItHighlightsEarning Rates
The Delta SkyMiles® Gold Business American Express Card is a valuable tool for business travelers who only fly with Delta a few times per year. It offers 2 miles on every dollar spent on Delta purchases. Cardholders enjoy perks like a free first checked bag on Delta flights, Zone 5 Priority Boarding, and 20% savings on select in-flight purchases. A standout feature is the $200 Delta Flight Credit after spending $10,000 in a calendar year. Plus, members can save 15% when using miles to book Delta award travel.
  • Limited Time Offer: Earn 90,000 Bonus Miles after spending $6,000 in purchases on your new Card in your first 6 months of Card Membership. Offer Ends 7/16/25.
  • $0 introductory annual fee for the first year, then $150
  • Card Members save 15% when booking Award Travel with miles on Delta flights when using delta.com and the Fly Delta app. Discount not applicable to partner-operated flights or to taxes and fees.
  • Additionally, you can receive a $200 Delta Flight Credit to use toward future travel after you spend $10,000 in purchases in a year.
  • Earn 2 miles per dollar spent on purchases at U.S. Shipping providers and at U.S. providers for Advertising in select media on up to $50,000 of purchases per category, per year.
  • Earn 2 Miles on every dollar spent on eligible purchases made directly with Delta and on every eligible dollar spent at restaurants.
  • Earn 1 Mile on every eligible dollar spent on other purchases.
  • Check and stow your bag with ease: First Checked Bag Free on Delta Flights + Zone 5 Priority Boarding on Delta flights.
  • Elevate your travel experience with an annual statement credit of up to $150 after using your Delta SkyMiles® Gold Business American Express Card to book prepaid hotels or vacation rentals through Delta Stays on delta.com.
  • Receive a 20% savings in the form of a statement credit on eligible Delta in-flight purchases after using your Card.
  • Pay no foreign transaction fees when you travel overseas.
  • Terms and limitations apply.
  • Rates & Fees
  • 2X miles per dollar spent on eligible purchases made directly with Delta
  • 2X miles per dollar on eligible U.S. purchases for advertising in select media (annual cap of $50,000 in eligible purchases)
  • 2X miles per dollar on eligible U.S. shipping purchases (annual cap of $50,000 in eligible purchases)
  • 2X miles per dollar on eligible dining purchases
  • 1X miles per dollar on all other eligible purchases

  • Delta Stays Credit: Receive up to $150 in statement credits each calendar year for eligible Delta Stays bookings. Enrollment is required for select Amex benefits.

Delta SkyMiles® Platinum Business American Express Card
Delta SkyMiles® Platinum Business American Express Card
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Rates & Fees
(Terms apply)
Delta SkyMiles® Platinum Business American Express Card
Annual Fee$350
Welcome Offer Limited Time Offer: Earn 100,000 Bonus Miles after spending $8,000 in purchases on your new Card in your first 6 months of Card Membership. Offer Ends 7/16/25.
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Why We Like ItHighlightsEarning Rates
The Delta SkyMiles® Platinum Business American Express Card offers a range of benefits for business travelers, especially those frequently flying with Delta. Cardholders earn 3 miles per dollar on direct Delta and hotel purchases, and 1.5 miles on large purchases of $5K or more, up to 50K additional miles per year. Key benefits include a Domestic Main Cabin round-trip companion certificate annually upon card renewal, Zone 5 Priority Boarding, a free first checked bag on Delta flights, and 20% savings on select in-flight purchases. Additionally, the card provides a statement credit for Global Entry or TSA PreCheck® fees. Enrollment required for select American Express benefits.
  • Limited Time Offer: Earn 100,000 Bonus Miles after spending $8,000 in purchases on your new Card in your first 6 months of Card Membership. Offer Ends 7/16/25.
  • Enjoy a Companion Certificate each year after renewal of your Delta Platinum Business Card. The Companion Certificate requires payment of government-imposed taxes and fees of between $22 and $250 (for itineraries with up to four flight segments). Baggage charges and other restrictions apply.
  • Earn 1.5X miles* on eligible transit and U.S. shipping purchases, plus single eligible purchases of $5,000 or more. Terms and miles cap apply. *If your purchase qualifies for a category that has a higher mileage accelerator, only the higher accelerator will apply.
  • Get closer to elevated Status next Medallion® Year with MQD Headstart and MQD Boost: receive $2,500 Medallion Qualification Dollars each Medallion Qualification Year and earn $1 MQD for each $20 of purchases with your Delta SkyMiles® Platinum Business American Express Card.
  • Delta SkyMiles® Platinum Business American Express Card Members save 15% when using miles to book Award Travel on Delta flights through delta.com and the Fly Delta app. Discount not applicable to partner-operated flights or to taxes and fees.
  • With the $120 Resy Credit, earn up to $10 per month in statement credits on eligible Resy purchases using your enrolled Card.
  • Earn up to $10 back each month after using your enrolled Delta SkyMiles® Platinum Business American Express Card for U.S. rideshare purchases with select providers.
  • Not a Medallion Member? Card Members with an eligible ticket will be added to the Complimentary Upgrade list, after Delta SkyMiles Medallion Members and Reserve Card Members.
  • Receive Zone 5 Priority Boarding on Delta flights; board early, stow your carry-on bag and settle in sooner.
  • Elevate your travel experience with an annual statement credit of up to $200 after using your Delta SkyMiles® Platinum Business American Express Card to book prepaid hotels or vacation rentals through Delta Stays on delta.com.
  • Terms and limitations apply.
  • Rates & Fees
  • 3X miles per dollar spent on eligible purchases made directly with Delta
  • 3X miles per dollar spent on eligible purchases with hotels
  • 1.5x miles on eligible purchases over $5,000 (up to 50,000 bonus miles annually)
  • 1.5X miles on eligible transit and U.S. shipping purchases*
  • 1X miles per dollar on all other eligible purchases.
*If your purchase qualifies for a category that has a higher mileage accelerator, only the higher accelerator will apply.

  • Delta Stays Credit: Receive up to $200 in statement credits each calendar year for eligible Delta Stays bookings.
  • Resy Dining Credit: Earn up to $120 per year in statement credits — issued as $10 per month — for eligible Resy dining purchases.
  • Rideshare Credit: Get up to $120 per year in statement credits — issued as $10 per month — for eligible rideshare purchases.
  • Enrollment is required for select Amex benefits.

Delta SkyMiles® Reserve Business American Express Card
Delta SkyMiles® Reserve Business American Express Card
Learn More
Rates & Fees
Delta SkyMiles® Reserve Business American Express Card
Annual Fee$650
Welcome Offer Limited Time Offer: Earn 110,000 Bonus Miles after spending $12,000 in purchases on your new Card in your first 6 months of Card Membership. Offer Ends 7/16/25.
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Why We Like ItHighlightsEarning Rates
The Delta SkyMiles® Reserve Business American Express Card is a premium choice for business travelers, particularly those frequently flying with Delta and chasing elite benefits without holding status. The card earns 3X miles on purchases made directly with Delta and 1.5X miles per dollar after spending $150K on the card in a calendar year. Other eligible purchases earn 1X mile. Cardholders enjoy complimentary Delta Sky Club® access, with 15 visits per Medallion® Year (unlimited visits with $75,000 spend each calendar year). Additional benefits include complimentary access to The Centurion® Lounge when flying same day with Delta, Delta Sky Club One-Time Guest Passes, a Domestic First Class, Delta Comfort+®, or Main Cabin round-trip companion certificate upon renewal, complimentary upgrades even without Medallion Status, Zone 5 Priority Boarding, a free first checked bag, and a fee credit for Global Entry or TSA PreCheck®. Enrollment required for select American Express benefits.
  • Limited Time Offer: Earn 110,000 Bonus Miles after spending $12,000 in purchases on your new Card in your first 6 months of Card Membership. Offer Ends 7/16/25.
  • Delta SkyMiles® Reserve Members receive 15 Visits each Medallion® Year to the Delta Sky Club® and can unlock Unlimited Delta Sky Club Access after spending $75,000 in purchases on your Card in a calendar year.
  • Earn 3 miles per dollar on eligible Delta purchases.
  • Get closer to elevated Status next Medallion® Year with MQD Headstart and MQD Boost: receive $2,500 Medallion® Qualification Dollars each Medallion Qualification Year and earn $1 MQD for each $10 on purchases with your Delta SkyMiles® Reserve Business American Express Card.
  • Receive a Companion Certificate on a First Class, Delta Comfort+®, or Main Cabin domestic, Caribbean, or Central American round-trip flight each year after renewal of your Card. The Companion Certificate requires payment of government-imposed taxes and fees of between $22 and $250 (for itineraries with up to four flight segments). Baggage charges and other restrictions apply.
  • With the $240 Resy Credit, earn up to $20 per month in statement credits on eligible Resy purchases using your enrolled Card.
  • Earn up to $10 back each month after using your enrolled Delta SkyMiles® Reserve Business American Express Card for U.S. rideshare purchases with select providers.
  • Save 15% when booking Award Travel on Delta flights. Not applicable to partner-operated flights or to taxes and fees.
  • Not a Medallion Member? Card Members with an eligible ticket will be added to the Complimentary Upgrade list, after Delta SkyMiles Medallion Members.
  • As a benefit of Card Membership, you can check your first bag free on Delta flights, saving up to $70 on a round-trip Delta flight per person. For a family of four that's a potential savings of up to $280 per round-trip flight.
  • When you purchase a Delta flight with your Delta SkyMiles® Reserve Business Card, you will receive complimentary access to The Centurion® Lounge or Escape Lounge.
  • Receive Zone 5 Priority Boarding on Delta flights; board early, stow your carry-on bag and settle in sooner.
  • Elevate your travel experience with an annual statement credit of up to $250 after using your Delta SkyMiles® Reserve Business American Express Card to book prepaid hotels or vacation rentals through Delta Stays on delta.com.
  • Enjoy travel without foreign transaction fees from American Express with your Delta SkyMiles® Reserve Business American Express Card.
  • Terms and limitations apply.
  • Rates & Fees
  • 3X miles per dollar spent on purchases made directly with Delta
  • 1.5X miles per dollar on eligible transit, U.S. shipping, and U.S. office supply store purchases, plus all eligible purchases after spending $150K per calendar year
  • 1 mile on every dollar spent on all other eligible purchases.

  • Delta Stays Credit: Receive up to $250 in statement credits each calendar year for eligible Delta Stays bookings.
  • Resy Dining Credit: Earn up to $240 per year in statement credits — issued as $20 per month — for eligible Resy dining purchases.
  • Rideshare Credit: Get up to $120 per year in statement credits — issued as $10 per month — for eligible rideshare purchases.
  • Enrollment is required for select Amex benefits.

Marriott Bonvoy Brilliant® American Express® Card
Marriott Bonvoy Brilliant® American Express® Card
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Rates & Fees
(Terms Apply)
Marriott Bonvoy Brilliant® American Express® Card
Annual Fee$650
Welcome Offer Earn up to 150,000 Marriott Bonvoy® bonus points. Earn 100,000 points after you spend $6,000 and an extra 50,000 points after you spend an additional $2,000 in purchases on the Card within your first 6 months of Card Membership.
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Why We Like ItHighlightsEarning Rates
The Marriott Bonvoy Brilliant® American Express® Card offers plenty of value for Marriott enthusiasts: up to $300 yearly in dining credits, Marriott Bonvoy® Platinum Elite status, and a Free Night Award valued at up to 85K points after every card renewal. Earn 6X points at Marriott hotels, 3X on dining and direct airline bookings, and 2X on other purchases. Additional perks include a $100 property credit at select Marriott brands, Global Entry/TSA PreCheck fee credit, 25 annual Elite Night Credits, and a Priority Pass Select membership. Enrollment required for select American Express benefits.
  • Earn up to 150,000 Marriott Bonvoy® bonus points. Earn 100,000 points after you spend $6,000 and an extra 50,000 points after you spend an additional $2,000 in purchases on the Card within your first 6 months of Card Membership.
  • $300 Brilliant Dining Credit: Each calendar year, get up to $300 (up to $25 per month) in statement credits for eligible purchases made on the Marriott Bonvoy Brilliant® American Express® Card at restaurants worldwide.
  • With Marriott Bonvoy® Platinum Elite Status, you can receive room upgrades, including enhanced views or suites, when the stay is booked with a Qualifying Rate at hotels that participate in Marriott Bonvoy, subject to availability upon check-in.
  • Earn 6X Marriott Bonvoy® points for each dollar of eligible purchases at hotels participating in Marriott Bonvoy®. Earn 3X Marriott Bonvoy® points at restaurants worldwide and on flights booked directly with airlines and 2X Marriott Bonvoy® points on all other eligible purchases made on the Marriott Bonvoy Brilliant® American Express® Card.
  • Free Night Award: Receive 1 Free Night Award every year after your Card renewal month. Award can be used for one night (redemption level at or under 85,000 Marriott Bonvoy® points) at hotels participating in Marriott Bonvoy®. Certain hotels have resort fees.
  • Each calendar year after spending $60,000 on eligible purchases on your Marriott Bonvoy Brilliant® American Express® Card, you will be eligible to select a Brilliant Earned Choice Award benefit. You can only earn one Brilliant Earned Choice Award per calendar year. See https://www.choice-benefit.marriott.com/brilliant for Award options.
  • $100 Marriott Bonvoy® Property Credit: Enjoy your stay. Receive up to a $100 property credit for qualifying charges at The Ritz-Carlton® or St. Regis® when you book direct using a special rate for a two-night minimum stay using your Card.
  • Fee Credit for Global Entry or TSA PreCheck®: Receive either a statement credit every 4 years after you apply for Global Entry ($120) or a statement credit every 4.5 years after you apply for a five-year membership for TSA PreCheck® (up to $85 through a TSA PreCheck official enrollment provider) and pay the application fee with your Marriott Bonvoy Brilliant® American Express® Card. If approved for Global Entry, at no additional charge, you will receive access to TSA PreCheck.
  • Each calendar year with your Marriott Bonvoy Brilliant® American Express® Card you can receive 25 Elite Night Credits toward the next level of Marriott Bonvoy® Elite status. Limitations apply per Marriott Bonvoy member account. Benefit is not exclusive to Cards offered by American Express.
  • Enroll in Priority Pass Select, which offers unlimited airport lounge visits to over 1,200 lounges in over 130 countries, regardless of which carrier or class you are flying. This allows you to relax before or between flights. You can enjoy snacks, drinks, and internet access in a quiet, comfortable location.
  • No Foreign Transaction Fees on international purchases.
  • With Cell Phone Protection*, you can be reimbursed, the lesser of, your repair or replacement costs following damage, such as a cracked screen, or theft for a maximum of $800 per claim when your cell phone line is listed on a wireless bill and the prior month's wireless bill was paid by an Eligible Card Account. A $50 deductible will apply to each approved claim with a limit of 2 approved claims per 12-month period. Additional terms and conditions apply. *Coverage is provided by New Hampshire Insurance Company, an AIG Company.
  • $650 Annual Fee.
  • Apply with confidence. Know if you're approved for a Card with no impact to your credit score. If you're approved and you choose to accept this Card, your credit score may be impacted.
  • Terms Apply.
  • Rates & Fees
  • 6X points on purchases at Marriott Properties
  • 3X points at restaurants worldwide, including takeout and delivery
  • 3X points on flights booked directly with airlines
  • 2X points on all other eligible purchases

  • $25 Monthly Dining Credit: Earn up to $25 in statement credits each month (up to $300 per calendar year) for eligible dining purchases. This credit is not limited to specific merchants.
  • Enrollment is required for select Amex benefits.

Hilton Honors American Express Surpass® Card
Hilton Honors American Express Surpass® Card
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Rates & Fees
(Terms Apply)
Hilton Honors American Express Surpass® Card
Annual Fee$0 intro annual fee for the first year, then $150
Welcome Offer Earn 130,000 Hilton Honors Bonus Points after you spend $3,000 in purchases on the Card in the first 6 months of Card Membership. Offer Ends 8/13/2025.
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Why We Like ItHighlightsEarning Rates
The Hilton Honors American Express Surpass® Card is tailored for Hilton loyalists seeking valuable perks without a high annual fee. It delivers cardholders 12X Hilton Honors points on direct Hilton purchases, and 6X points at U.S. restaurants, U.S. supermarkets, and U.S. gas stations, enhancing everyday spending. A valuable feature is the complimentary Hilton Honors™ Gold status in the Hilton Honors program, which includes access to room upgrades and bonus points. Additionally, spending $15,000 on purchases in a calendar year earns a free night reward, adding significant value to the card. This card balances robust rewards with a moderate annual fee, making it a strong contender for regular Hilton guests (Enrollment required for select American Express benefits).
  • Earn 130,000 Hilton Honors Bonus Points after you spend $3,000 in purchases on the Card in the first 6 months of Card Membership. Offer Ends 8/13/2025.
  • Get up to $50 in statement credits each quarter for purchases made directly with a property in the Hilton portfolio on your Hilton Honors American Express Surpass® Card. That's up to $200 in statement credits annually.
  • Earn 12X Hilton Honors Bonus Points for each dollar of eligible purchases charged on your Card directly with a hotel or resort within the Hilton portfolio.
  • Earn 6X Points for each dollar of purchases on your Card at U.S. restaurants, at U.S. supermarkets, and at U.S. gas stations.
  • Earn 4X Points for each dollar on U.S. Online Retail Purchases.
  • Earn 3X Points for all other eligible purchases on your Card.
  • Earn a Free Night Reward from Hilton Honors after you spend $15,000 on eligible purchases on your Card in a calendar year.
  • Enjoy complimentary Hilton Honors ™ Gold Status with your Hilton Honors American Express Surpass® Card.
  • Spend $40,000 on eligible purchases on your Card in a calendar year and you can earn Hilton Honors™ Diamond Status through the end of the next calendar year.
  • As a Hilton Honors American Express Surpass® Card Member, you can enroll to receive complimentary National Car Rental® Emerald Club Executive® status through the link on your American Express online account. After you're enrolled, you can reserve a rental car by calling National Car Rental directly, using your travel service, or by booking online or through the National Car Rental mobile app. Terms apply.
  • No Foreign Transaction Fees. Enjoy international travel without additional fees on purchases made abroad.
  • $0 introductory annual fee for the first year, then $150.
  • Apply with confidence. Know if you're approved for a Card with no impact to your credit score. If you're approved and you choose to accept this Card, your credit score may be impacted.
  • Terms Apply.
  • Rates & Fees
  • 12X bonus points for each dollar of eligible purchases charged on your card directly with a hotel or resort within the Hilton portfolio
  • 6X bonus points for each dollar of eligible purchases on your card at U.S. restaurants, U.S. supermarkets, and U.S. gas stations
  • 4X bonus points on U.S online retail purchases
  • 3X bonus points for all other eligible purchases on your card

  • $200 Hilton Credit: Get up to $50 in statement credits each quarter for purchases made directly with Hilton portfolio properties — up to $200 in total per calendar year.
  • Enrollment is required for select Amex benefits.

Hilton Honors American Express Aspire Card
Hilton Honors American Express Aspire Card
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Hilton Honors American Express Aspire Card
Annual Fee$550
Welcome Offer Earn 175,000 Bonus Points after you use your new Card to make $6,000 in eligible purchases within the first 6 months of Card Membership.
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Why We Like ItEarning Rates
The Hilton Honors American Express Aspire Card adds a huge amount of value for Hilton fans. The cards standout feature is complimentary Hilton Honors™ Diamond status in the Hilton Honors program, offering top-tier benefits like room upgrades and bonus points. Cardholders also enjoy an annual Free Night Reward, up to $400 in Hilton resort statement credits, and up to $200 flight credits each year. This card also includes 14X points on Hilton purchases, making it highly rewarding for hotel stays. The generous benefits and earning rates make this card a compelling choice if you regularly stay at Hilton properties.
  • 14X Hilton Honors Bonus Points for each dollar of eligible purchases charged on your Card directly with a hotel or resort within the Hilton Portfolio
  • 7X Hilton Honors Bonus Points on flights booked directly with airlines or amextravel.com, car rentals booked directly through select rental companies, and at U.S. restaurants
  • 3X Hilton Honors Bonus Points for all other eligible purchases on your Card

  • $400 Hilton Resort Credit: Earn up to $400 in statement credits each cardmember year for purchases made directly with eligible Hilton Resorts — available as up to $200 in each half of the year.
  • $200 Flight Credit: Get up to $200 in statement credits each calendar year — issued as up to $50 per quarter — for eligible airfare purchases made directly with airlines or through American Express Travel®.
  • CLEAR® Plus Credit: Receive up to $199 annually in statement credits for a CLEAR® Plus membership.
  • Enrollment is required for select Amex benefits.

The Hilton Honors American Express Business Card
The Hilton Honors American Express Business Card
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Rates & Fees
(Terms apply)
The Hilton Honors American Express Business Card
Annual Fee$195
Welcome Offer Limited Time Offer: Earn 150,000 Hilton Honors Bonus Points after you spend $8,000 in purchases on the Hilton Honors American Express Business Card in your first 6 months of Card Membership. Plus earn an additional 25,000 Hilton Honors Bonus points after you spend an additional $2,000 in purchases on your Card within your first 6 months of Card Membership. Offer Ends 8/13/2025.
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Why We Like ItHighlightsEarning Rates
Benefits include up to $240 in statement credits at Hilton Properties each year ($60 per quarter), complimentary Hilton Honors™ Gold Status and the ability to earn Hilton Honors™ Diamond status by making $40,000 in annual purchases. Cardholders also get complimentary elite status with National Car Rental. Enrollment is required for select American Express benefits.
  • Limited Time Offer: Earn 150,000 Hilton Honors Bonus Points after you spend $8,000 in purchases on the Hilton Honors American Express Business Card in your first 6 months of Card Membership. Plus earn an additional 25,000 Hilton Honors Bonus points after you spend an additional $2,000 in purchases on your Card within your first 6 months of Card Membership. Offer Ends 8/13/2025.
  • Earn 12X Hilton Honors Bonus Points on eligible purchases made directly with hotels and resorts within the Hilton portfolio.
  • Earn 5X Hilton Honors Bonus Points on other purchases made using the Hilton Honors Business Card on the first $100,000 in purchases each calendar year, 3X points thereafter.
  • Get up to $60 in statement credits each quarter for purchases made directly with a property in the Hilton portfolio on your Hilton Honors American Express Business Card.
  • Enjoy complimentary Hilton Honors™ Gold Status with your Hilton Honors Business Card. With Hilton Honors™ Gold Status, you can enjoy benefits at hotels and resorts within the Hilton Portfolio. As a Gold member, earn an 80% Bonus on all Base Points you earn on every stay.
  • You may receive an upgrade to Hilton Honors™ Diamond Status through the end of the next calendar year if the total eligible purchases on your Card Account during a calendar year reach $40,000 or more.
  • As a Hilton Honors American Express Business Card Member, you can enroll to receive complimentary National Car Rental® Emerald Club Executive® status through the link on your American Express online account. After you're enrolled, you can reserve a rental car by calling National Car Rental directly, using your travel service, or by booking online or through the National Car Rental mobile app. Terms apply.
  • Terms apply.
  • Rates & Fees
  • 12X Hilton Honors points on eligible purchases made directly with hotels and resorts in the Hilton portfolio
  • 5X Hilton Honors points on the first $100,000 spent per calendar year on other eligible purchases; 3X thereafter

  • Up to $240 in statement credits at Hilton properties, available as up to $60 per quarter.
  • Enrollment is required for select Amex benefits.

Bank of America

Bank of America® Premium Rewards® credit card
Bank of America® Premium Rewards® credit card
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Bank of America® Premium Rewards® credit card
Annual Fee$95
Welcome Bonus Receive 60,000 online bonus points - a $600 value - after you make at least $4,000 in purchases in the first 90 days of account opening.
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Why We Like ItEarning Rates
The Bank of America® Premium Rewards® credit card is a mid-tier travel credit card with a $95 annual fee. Cardholders earn 2 points per dollar on travel and dining purchases and 1.5 points per dollar on all other purchases. Key benefits include TSA PreCheck or Global Entry credits up to $100 every four years, up to $100 in annual credits for airline incidentals, and a range of travel protection benefits.
  • 2 points for every $1 spent on travel and dining purchases
  • 1.5 points per $1 spent on all other purchases
Preferred Rewards members earn a 25%-75% rewards bonus on every purchase. Learn more about Preferred Rewards

  • $100 Airline Incidental Credit: Receive up to $100 in statement credits per calendar year for eligible airline incidental purchases. No airline selection is required.

Bank of America® Premium Rewards® Elite Credit Card
Bank of America® Premium Rewards® Elite Credit Card
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Bank of America® Premium Rewards® Elite Credit Card
Annual Fee$550
Welcome Bonus Earn 75,000 online bonus points after you make at least $5,000 in purchases in the first 90 days of account opening.
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Earning Rates
  • 2 points for every dollar spent on travel and dining purchases
  • 1.5 points per dollar on all other purchases

  • $300 Airline Incidental Credit: Receive up to $300 in statement credits per calendar year for eligible airline incidental purchases. No airline selection is required.

Barclays

AAdvantage® Aviator® Red World Elite Mastercard®
AAdvantage® Aviator® Red World Elite Mastercard®
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AAdvantage® Aviator® Red World Elite Mastercard®
Annual Fee$99
Welcome Bonus Earn 50,000 AAdvantage bonus miles after making your first purchase and paying the annual fee in full, both within the first 90 days
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Why We Like ItHighlightsEarning Rates
The AAdvantage® Aviator® Red World Elite Mastercard® is one of the few rewards cards offering a sizeable welcome bonus after making your first purchase. For those with limited monthly spending, this card is an outstanding option to increase your American Airlines mileage balance.
  • Get $25 back as statement credits on inflight WiFi on American Airlines operated flights.
  • Receive 25% inflight savings when you use your card for food and beverages on American Airlines operated flights.
  • Earn a companion certificate each anniversary year, good for 1 guest at $99 (plus taxes and fees) if you spend $20,000 on purchases and your account remains open for 45 days after your anniversary date.
    • Earn 2X miles on American Airlines purchases
    • Earn 1X miles on all other purchases

    • Inflight Wi-Fi Credit: Get up to $25 in statement credits each anniversary year for inflight Wi-Fi purchases on American Airlines-operated flights.

    AAdvantage® Aviator® Silver Mastercard®

    • Inflight Food & Beverage Credit: Get up to $25 back per day as statement credits for inflight food and beverage purchases on American Airlines-operated flights.
    • Inflight Wi-Fi Credit: Get up to $50 in statement credits each anniversary year for inflight Wi-Fi purchases on American Airlines-operated flights.

    JetBlue Plus Card
    JetBlue Plus Card
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    JetBlue Plus Card
    Annual Fee$99
    Welcome Bonus 60,000 bonus points after spending $1,000 on purchases in the first 90 days and payment of the annual fee
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    Why We Like ItEarning Rates
    Each year you remain a cardmember, you'll earn 5,000 bonus points on your account anniversary. If you can also use the free checked bag benefit for yourself and up to 3 companions at least once a year, this card should easily return more value than its annual fee.
  • 6X points per $1 spent on JetBlue purchases
  • 2X points per $1 spent at restaurants and grocery stores
  • 1X points per $1 on all other purchases

    • $100 JetBlue Vacations Credit: Receive a $100 statement credit each year when you purchase a JetBlue Vacations package of $100 or more.

    JetBlue Premier Card

    • $300 Paisly by JetBlue Credit: Receive a $50 statement credit for every $250+ Paisly by JetBlue purchase made at paisly.com, up to six times per calendar year (maximum $300 total).

    JetBlue Business Card
    JetBlue Business Card
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    JetBlue Business Card
    Annual Fee$99
    Welcome Bonus Earn 50,000 bonus points after spending $2,000 on purchases in the first 90 days.

    • $100 JetBlue Vacations Credit: Receive a $100 statement credit each year when you purchase a JetBlue Vacations package of $100 or more.

    Capital One

    Capital One Venture X Rewards Credit Card
    Capital One Venture X Rewards Credit Card
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    Capital One Venture X Rewards Credit Card
    Annual Fee$395
    Welcome Bonus Earn 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months from account opening
    Show more
    Why We Like ItEarning Rates
    The Capital One Venture X Rewards Credit Card is a premium travel-focused card, stacked with benefits. Cardholders get complimentary access to Capital One Lounges, plus more than 1,300 other lounges worldwide, receive up to a $300 annual travel credit for bookings via Capital One Travel and up to a $120 credit for Global Entry or TSA PreCheck®. There's also an anniversary bonus of 10,000 miles, equivalent to $100 towards travel. High earning rates include 10X miles on hotels and rental cars and 5X on flights and vacation rentals booked through Capital One Travel, plus 2X on all other purchases.
    • 10X miles per $1 on hotels and rental cars booked via Capital One Travel
    • 5X miles per $1 on purchases through Capital One Entertainment (through 12/31/2025)
    • 5X miles per $1 on flights when booking via Capital One Travel
    • 5X miles per $1 on vacation rentals booked via Capital One Travel
    • 2X miles per $1 on all other eligible purchases

    • $300 Travel Credit: Receive up to $300 in statement credits each cardmember year for bookings made through the Capital One Travel portal.

    Capital One Venture X Business
    Capital One Venture X Business
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    Capital One Venture X Business
    Annual Fee$395
    Welcome Bonus Earn 150,000 Miles once you spend $30,000 in the first 3 months from account opening.
    Show more
    Why We Like ItEarning Rates
    The Capital One Venture X Business is a premium business card earning 2X miles on every purchase, with enhanced earning rates of 5X on flights and 10X on hotels and rental cars booked through Capital One Travel. One of the standout features is the $300 annual travel credit for bookings made via Capital One Travel, accompanied by an annual bonus of 10,000 miles from the first anniversary. Additional benefits include a credit of up to $120 for Global Entry or TSA PreCheck®, access to over 1,300 lounges worldwide, and the ability to transfer miles to over 15 travel loyalty programs.
    • 10X miles per $1 on hotels and rental cars booked via Capital One Travel
    • 5X miles per $1 on purchases through Capital One Entertainment (through 12/31/2025)
    • 5X miles per $1 on flights booked via Capital One Travel
    • 5X miles per $1 on vacation rentals booked via Capital One Travel
    • 2X miles per $1 on other eligible purchases

    • $300 Travel Credit: Receive up to $300 in statement credits each cardmember year for bookings made through the Capital One Travel portal.

    Chase

    Chase Sapphire Preferred® Card
    Chase Sapphire Preferred® Card
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    Rates & Fees
    Chase Sapphire Preferred® Card
    Annual Fee$95
    Welcome Bonus Earn 75,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.
    Show more
    Why We Like ItHighlightsEarning Rates
    Our #1 recommended beginners rewards card featuring a 75,000-point signup bonus after you spend $5,000 on purchases in the first 3 months from account opening. This card comes with great benefits and earns valuable Ultimate Rewards points.
    • Earn 75,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.
    • Enjoy benefits such as 5x on travel purchased through Chase Travel℠, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases
    • Earn up to $50 in statement credits each account anniversary year for hotel stays through Chase Travel℠
    • 10% anniversary points boost - each account anniversary you'll earn bonus points equal to 10% of your total purchases made the previous year.
    • Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.
    • Complimentary DashPass which unlocks $0 delivery fees & lower service fees for a min. of one year when you activate by 12/31/27. Plus, a $10 promo each month on non-restaurant orders.
    • Member FDIC
    • Rates & Fees
    • 5X points on Lyft rides through September 2027
    • 5X points on travel purchased through Chase Travel℠
    • 3X points on dining at restaurants worldwide
    • 3X points on eligible streaming services
    • 3X points on online grocery purchases (excluding Target, Walmart, and wholesale clubs)
    • 2X points on all other travel
    • 1X point per dollar spent on all other purchases

    • $50 Hotel Credit: Receive a $50 annual statement credit for prepaid hotel bookings made through the Chase Travel℠ portal. This benefit begins after your first cardmember anniversary and renews each year on your account anniversary.
    • DoorDash Perks: Complimentary DashPass through December 31, 2027, plus one $10 monthly promo for non-restaurant orders.

    Chase Sapphire Reserve®
    Chase Sapphire Reserve®
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    Rates & Fees
    Chase Sapphire Reserve®
    Annual Fee$795
    Welcome Bonus Earn 100,000 bonus points + $500 Chase Travel℠ promo credit after you spend $5,000 on purchases in the first 3 months from account opening.
    Show more
    Why We Like ItHighlightsEarning Rates
    Chase's flagship Ultimate Rewards card. You get a $300 travel credit, airport lounge access courtesy of a Priority Pass membership and industry-leading travel insurance benefits. New cardholders earn 100,000 bonus points + $500 Chase Travel℠ promo credit bonus points after you spend $5,000 on purchases in the first 3 months from account opening.
    • Earn 100,000 bonus points + $500 Chase Travel℠ promo credit after you spend $5,000 on purchases in the first 3 months from account opening.
    • Get more than $2,700 in annual value with Sapphire Reserve.
    • Earn 8x points on all purchases through Chase Travel℠, including The Edit℠ and 4x points on flights and hotels booked direct. Plus, earn 3x points on dining worldwide & 1x points on all other purchases
    • $300 annual travel credit as reimbursement for travel purchases charged to your card each account anniversary year.
    • Access over 1,300 airport lounges worldwide with a complimentary Priority Pass™ Select membership, plus every Chase Sapphire Lounge® by The Club with two guests. Plus, up to $120 towards Global Entry, NEXUS, or TSA PreCheck® every 4 years
    • Get up to $150 in statement credits every six months for a maximum of $300 annually for dining at restaurants that are part of Sapphire Reserve Exclusive Tables.
    • Count on Trip Cancellation/Interruption Insurance, Auto Rental Coverage, Lost Luggage Insurance, no foreign transaction fees, and more.
    • Get complimentary Apple TV+, the exclusive streaming home of Apple Originals. Plus Apple Music - all the music you love, across all your devices. Subscriptions run through 6/22/27 - a value of $250 annually
    • Member FDIC
    • Rates & Fees
    • 8x points on all purchases through Chase Travel℠
    • 4x points on flights and hotels booked directly
    • 3x points on dining worldwide
    • 1x points on all other purchases

    • $300 Travel Credit: Receive up to $300 in annual statement credits for travel purchases. If you applied for the card before May 21, 2017, the credit resets on a calendar-year basis. For all other cardholders, the credit follows your cardmember year.
    • DoorDash Perks: Complimentary DashPass through December 31, 2027, plus $5 in monthly restaurant credits and two $10 monthly promos for non-restaurant orders.

    The New United℠ Explorer Card
    The New United℠ Explorer Card
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    Rates & Fees
    The New United℠ Explorer Card
    Annual Fee$0 intro annual fee for the first year, then $150
    Welcome Offer Limited-Time Offer: Earn 60,000 bonus miles after you spend $3,000 on purchases in the first 3 months your account is open.
    Show more
    Why We Like ItHighlightsEarning Rates
    The New United℠ Explorer Card is Chase's mid-tier United card, providing an excellent mix of functional benefits and value. Notable perks include a credit of up to $120 every four years for Global Entry, TSA PreCheck®, or NEXUS fees​​, priority boarding​​, and a free first checked bag for the cardmember and a traveling companion on the same reservation, offering up to $160 in savings​​. Additionally, cardholders receive 25% back on inflight purchases of food, beverages, and Wi-Fi on United-operated flights​​, and two one-time United Club℠ passes annually​​.
    • Limited-Time Offer: Earn 60,000 bonus miles
    • $0 introductory annual fee for the first year, then $150
    • 2x miles on United® purchases, dining, and hotel stays when booked with the hotel
    • Enjoy priority boarding privileges and visit the United Club℠ with 2 one-time passes each year for your anniversary
    • Free first checked bag - a savings of up to $160 per roundtrip. Terms Apply.
    • Up to $120 Global Entry, TSA PreCheck® or NEXUS fee credit
    • Earn a $100 United travel credit after spending $10,000 on purchases with your United℠ Explorer Card within a calendar year
    • Over $400 in partner credits each year
    • Member FDIC
    • Rates & Fees
    • 2X miles per $1 spent on purchases from United®
    • 2X miles per $1 spent on dining and hotel stays when booked with the hotel
    • 1X mile per $1 spent on all other purchases

    • $60 Rideshare Credit: Earn up to $60 per year in statement credits for rideshare purchases — issued as $5 per month. Yearly opt-in required.
    • $100 United Hotels Credit: Get up to $100 in statement credits for hotel bookings made through United Hotels — issued as two $50 credits.
    • $50 Avis/Budget Credit: Receive up to $50 in United Travel Bank credits for Avis and Budget car rental purchases — issued as two $25 credits.
    • $100 JSX Credit: Get up to $100 in statement credits annually for eligible JSX flight purchases.
    • $120 Instacart Credit: Receive up to $120 annually in Instacart statement credits — issued as one $10 credit each month.

    The New United Quest℠ Card
    The New United Quest℠ Card
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    Rates & Fees
    The New United Quest℠ Card
    Annual Fee$350
    Welcome Bonus Best Offer Ever: Earn 100,000 bonus miles and 3,000 Premier qualifying points after you spend $4,000 on purchases in the first 3 months your account is open.
    Show more
    Why We Like ItHighlightsEarning Rates
    The United Quest Card offers a great mix of benefits that should easily cover the cost of its annual fee over the long term. Unique perks include a $200 United travel credit, annual 10,000-mile award flight discount, 2 free checked bags, and priority boarding.
    • Best Offer Ever: Earn 100,000 bonus miles and 3,000 PQP
    • 3x miles on United® purchases
    • 2x miles on dining, select streaming services, and all other travel
    • 1x mile on all other purchases
    • Receive a $200 United® travel credit and 10,000-mile award flight discount on each account anniversary
    • Earn a 10,000-mile eligible award flight discount after spending $20,000 each calendar year
    • Earn 2 global Economy Plus® seat upgrades after spending $40,000 on purchases each calendar year
    • Get a jump start on earning Premier status with 1,000 Card Bonus PQP each year, awarded within 6 to 8 weeks after February 1 each year, starting in 2026.
    • Member FDIC
    • Rates & Fees
    • 5 miles per $1 spent at Renowned Hotels and Resorts
    • 3 miles per $1 spent on United® purchases
    • 2 miles per $1 spent on all other travel
    • 2 miles per $1 spent at restaurants
    • 2 miles per $1 spent on select streaming services
    • 1 mile per $1 spent on all other purchases

    • $100 Rideshare Credit: Earn up to $100 per year in statement credits for rideshare purchases — issued as $8 per month from January through November and $12 in December. Yearly opt-in required.
    • $200 United Travel Bank Credit: Receive $200 in United Travel Bank credits — once at account opening and again each year on your account anniversary.
    • $150 Renowned Hotels & Resorts Credit: Get up to $150 in annual statement credits for bookings at Renowned Hotels & Resorts properties.
    • $80 Avis/Budget Credit: Receive up to $80 in United Travel Bank credits for Avis and Budget purchases — issued as two $40 credits.
    • $150 JSX Credit: Get up to $150 in statement credits annually for eligible JSX flight purchases.
    • $180 Instacart Credit: Receive up to $180 annually in Instacart statement credits — issued as one $10 credit and one $5 credit each month.

    The New United Club℠ Card
    The New United Club℠ Card
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    Rates & Fees
    The New United Club℠ Card
    Annual Fee$695
    Welcome Bonus Limited-Time Offer: Earn 90,000 bonus miles after you spend $5,000 on purchases in the first 3 months from account opening.
    Show more
    Why We Like ItHighlightsEarning Rates
    The United Club is the top-tier United co-brand card, and offers some great perks like United Club℠ membership, priority check-in, security screening (where available), boarding and baggage handling privileges. If your not an elite, holding this card means you'll be treated like one of United's most loyal and valuable customers. If you already hold MileagePlus Premier status, the card also grants access to Complementary Premier Upgrades on United flights.
    • Limited-Time Offer: Earn 90,000 bonus miles
    • 4x miles on United® purchases
    • 2x miles on dining and all other travel
    • 1x mile on all other purchases
    • United Club℠ card membership - at least a $750 value
    • Free first and second checked bags - a savings of up to $360 per roundtrip (terms apply) - and Premier Access® travel services
    • Earn a 10,000-mile award flight discount after $20,000 in purchases to use toward an eligible award flight - up to two times each calendar year
    • Member FDIC
    • Rates & Fees
    • Earn 4 miles per $1 spent on United® purchases
    • Earn 2 miles per $1 spent on all other travel
    • Earn 2 miles per $1 spent on dining
    • Earn 1 mile per $1 spent on all other purchases

    • $150 Rideshare Credit: Earn up to $150 per year in statement credits for rideshare purchases — issued as $12 per month from January through November and $18 in December. Yearly opt-in required.
    • $200 Renowned Hotels & Resorts Credit: Receive up to $200 in annual statement credits for bookings at Renowned Hotels & Resorts properties.
    • $100 Avis/Budget Credit: Get up to $100 in United Travel Bank credits for Avis and Budget purchases — issued as two $50 credits.
    • $200 JSX Credit: Receive up to $200 annually in statement credits for eligible JSX flight purchases.
    • $240 Instacart Credit: Earn up to $240 annually in Instacart credits — issued as two $10 credits each month.

    The New United℠ Business Card
    The New United℠ Business Card
    Learn More
    Rates & Fees
    The New United℠ Business Card
    Annual Fee$0 intro annual fee for the first year, then $150
    Welcome Bonus Earn 75,000 bonus miles and 2,000 PQP after you spend $5,000 on purchases in the first 3 months your account is open.
    Show more
    Why We Like ItHighlightsEarning Rates
    Cardholders earn 2 miles per $1 spent on United purchases, dining, gas stations, office supply stores, and on local transit and commuting, alongside 1 mile per $1 on all other purchases​​. Key benefits include a free first checked bag on United flights, potentially saving up to $160 per roundtrip​​, a $125 United travel credit after qualifying purchases​​, and two one-time United Club℠ passes each year​​. Additional perks include 25% back on United inflight and Club premium drink purchases​​, priority boarding on United-operated flights​​, and no foreign transaction fees​​. Plus, if you also hold a personal United credit card, you earn a 5,000-mile anniversary bonus​​.
    • Earn 75,000 bonus miles and 2,000 PQP after you spend $5,000 on purchases in the first 3 months your account is open.
    • $0 introductory annual fee for the first year, then $150.
    • 2x miles on United® purchases, dining including eligible delivery services, at gas stations, office supply stores, and on local transit and commuting.
    • 1x mile on all other purchases. Plus, employee cards at no additional cost - miles earned from their purchases accrue in your account so you can earn rewards faster.
    • Receive a 5,000-mile "better together" bonus each anniversary when you have both the United℠ Business Card and a personal Chase United® credit card.
    • Enjoy a free first checked bag - a savings of up to $160 per roundtrip (terms apply), 2 United Club℠ one-time passes per year, and priority boarding privileges.
    • Receive a $125 United travel credit after making 5 United® flight purchases of $100 or more each calendar year with your United℠ Business Card.
    • Member FDIC
    • Rates & Fees
    • 2x on United® purchases
    • 2x on local transit and commuting — including train tickets, taxicabs, mass transit, tolls and ride share services
    • 2x at gas stations, restaurants and office supply stores
    • 1x on all other purchases

    • $100 Rideshare Credit: Earn up to $100 per year in statement credits for rideshare purchases — issued as $8 per month from January through November and $12 in December. Yearly opt-in required.
    • $100 United Hotels Credit: Receive up to $100 in statement credits for hotel bookings through United Hotels — issued as two $50 credits.
    • $25 FareLock Credit: Get up to $25 in statement credits after purchasing FareLock on a United flight.
    • $50 Avis/Budget Credit: Receive up to $50 in United Travel Bank credits for Avis and Budget purchases — issued as two $25 credits.
    • $100 JSX Credit: Get up to $100 annually in statement credits for eligible JSX flight purchases.
    • $120 Instacart Credit: Receive up to $120 annually in Instacart statement credits — issued as one $10 credit each month.

    Southwest Rapid Rewards® Priority Credit Card
    Southwest Rapid Rewards® Priority Credit Card
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    Rates & Fees
    Southwest Rapid Rewards® Priority Credit Card
    Annual Fee$149
    Welcome Bonus Earn 50,000 bonus points after spending $1,000 on purchases in the first 3 months from account opening.
    Show more
    Why We Like ItHighlightsEarning Rates
    The Southwest Rapid Rewards® Priority Credit Card is packed with features for Southwest fans. Cardholders receive a $75 annual Southwest travel credit and 7,500 anniversary points each year. The card offers 3X points on Southwest purchases, 2X points on Rapid Rewards hotel and car rental partner purchases, local transit, and commuting, including rideshare, internet, cable, phone services, and select streaming, and 1X points on all other purchases. Exclusive cardmember benefits include 4 Upgraded Boardings per year, 25% back on inflight purchases, and a 10,000 Companion Pass qualifying points boost annually. Additional features are no foreign transaction fees, comprehensive travel and purchase protections, contactless payment, and instant access to the card when added to a digital wallet​.
    • Earn 50,000 bonus points after spending $1,000 on purchases in the first 3 months from account opening.
    • 7,500 anniversary points each year.
    • Earn 3X points on Southwest® purchases.
    • Earn 2X points on local transit and commuting, including rideshare.
    • Earn 2X points on internet, cable, and phone services; select streaming.
    • $75 Southwest® travel credit each year.
    • No foreign transaction fees.
    • Member FDIC
    • Rates & Fees
    • 3X points per $1 spent on all Southwest® purchases
    • 2X points per $1 spent on all Rapid Rewards® Hotel and Car Rental Partner purchases
    • 2X points per $1 spent on local transit and commuting, including rideshare
    • 2X points per $1 spent on internet, cable, phone services, and select streaming services
    • 1X point per $1 spent on all other purchases

    • $75 Southwest Travel Credit: Receive up to $75 in annual statement credits for Southwest Airlines purchases. This benefit resets each cardmember anniversary year.

    IHG One Rewards Premier Credit Card
    IHG One Rewards Premier Credit Card
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    Rates & Fees
    IHG One Rewards Premier Credit Card
    Annual Fee$99
    Welcome Bonus Earn 5 Free Nights after spending $5,000 on purchases in the first 3 months from account opening.
    Show more
    Why We Like ItHighlightsEarning Rates
    The IHG One Rewards Premier Credit Card is packed with benefits for IHG fans, and we rate it one of the best co-brand hotel cards you can have in your wallet. Cardholders earn up to 26X points per $1 at IHG properties (including points multipliers from your elite status), 5X points on travel, dining, and at gas stations, and 3X points on all other purchases. An attractive feature is the automatic upgrade to Platinum Elite status, enhancing your hotel stay experience. The card also offers a valuable Anniversary Free Night each year, and a fourth Reward Night free when redeeming points for a stay of four or more nights. Additional perks include a 20% discount on point purchases, no foreign transaction fees, comprehensive travel and purchase protections, and a Global Entry, TSA PreCheck, or NEXUS credit every four years.
    • Our Best Offer of 2025! Earn 5 Free Nights
    • Enjoy an Anniversary Free Night at IHG Hotels & Resorts. Plus, enjoy a fourth reward night free when you redeem points for a consecutive four-night IHG® hotel stay.
    • Earn up to 26 total points per $1 spent when you stay at IHG Hotels & Resorts
    • Earn 5 points per $1 spent on purchases on travel, at gas stations, and restaurants. Earn 3 points per $1 spent on all other purchases
    • Automatic Platinum Elite status as long as you remain a Premier cardmember
    • Global Entry, TSA PreCheck® or NEXUS Statement Credit of up to $120 every 4 years as reimbursement for the application fee charged to your card
    • IHG One Rewards Bonus points are redeemable at Hotels & Resorts such as InterContinental®, Crowne Plaza®, Kimpton®, EVEN® Hotels, Indigo® Hotels & Holiday Inn®
    • Member FDIC
    • Rates & Fees
    • Earn 26 points total per $1 spent when you stay at an IHG hotel
    • 5X points per $1 spent on purchases on travel, gas stations, and restaurants
    • 3X points per $1 spent on all other purchases

    The earning for spending at IHG hotels breaks down as follows:
    • Earn 10X points for being a IHG One Rewards Premier Credit Card member
    • Earn 6X points from IHG® with Platinum Elite Status, a benefit of having this card
    • Earn 10X points from IHG® for being an IHG® One Rewards member (Being a cardholder is not required to earn this bonus for participating in the IHG® loyalty program)

    • $50 United TravelBank Credit: Receive two $25 United TravelBank credits each calendar year — one issued around January 1 (expires July 15) and one around July 1 (expires January 15). These credits do not roll over and must be used before expiration.

    IHG One Rewards Premier Business Credit Card
    IHG One Rewards Premier Business Credit Card
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    Rates & Fees
    IHG One Rewards Premier Business Credit Card
    Annual Fee$99
    Welcome Bonus Earn 140,000 Bonus Points after spending $4,000 on purchases in the first 3 months from account opening
    Show more
    Why We Like ItHighlightsEarning Rates
    The IHG One Rewards Premier Business Credit Card earns up to 26x points at IHG Hotels & Resorts, plus 5x on travel, gas stations, dining, and social media advertising, and 3x on all other purchases. Cardholders enjoy an anniversary free night, automatic Platinum Elite status, and a Global Entry, TSA PreCheck, or NEXUS application fee credit, making it perfect for frequent travelers who favor IHG properties.
    • Earn 140,000 Bonus Points after spending $4,000 on purchases in the first 3 months from account opening.
    • Enjoy an Anniversary Free Night at IHG Hotels & Resorts. Plus, enjoy a fourth reward night free when you redeem points for a consecutive four-night IHG® hotel stay.
    • Earn up to 26 total points per $1 spent when you stay at IHG Hotels and Resorts
    • Earn 5 points per $1 spent on purchases on travel, at gas stations, select advertising, and restaurants. Earn 3 points per $1 spent on all other purchases
    • Automatic Platinum Elite status as long as you remain a Premier Business cardmember
    • Global Entry, TSA PreCheck® or NEXUS Statement Credit of up to $120 every 4 years as reimbursement for the application fee charged to your card
    • IHG One Rewards Bonus points are redeemable at hotels such as InterContinental®, Crowne Plaza®, Kimpton®, EVEN® Hotels, Indigo® Hotels & Holiday Inn®
    • Member FDIC
    • Rates & Fees
    • Earn 26x total points per $1 spent when you stay at an IHG hotel
    • 5X points per $1 spent on travel, dining, social media search engine advertising, and at office supply stores and gas stations
    • 3X points per $1 spent on all other purchases

    The earning for spending at IHG hotels breaks down as follows:
    • Earn 10X points for charging your stay to your IHG One Rewards Premier Business Credit Card
    • Earn 6X bonus points for having IHG®Platinum Elite Status, a benefit of having this card
    • Earn 10X base points for being an IHG® One Rewards Member (Being a cardholder is not required to earn this bonus for participating in the IHG® loyalty program)

    • $50 United TravelBank Credit: Receive two $25 United TravelBank credits each calendar year — one issued around January 1 (expires July 15) and one around July 1 (expires January 15). These credits do not roll over and must be used before expiration.

    The Ritz-Carlton™ Credit Card

    • $300 Airline Incidental Credit: Receive up to $300 in statement credits annually for eligible airline incidental purchases. Cardholders must call the number on the card or send a secure message to Chase to request the credit after making a qualifying purchase.

    Citi

    Citi Rewards+® Card
    Citi Rewards+® Card
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    Citi Rewards+® Card
    Annual Fee$0
    Welcome Bonus Earn 20,000 bonus points after you spend $1,500 in purchases with your card within 3 months of account opening; redeemable for $200 in gift cards at thankyou.com
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    Why We Like ItEarning Rates
    The no-annual-fee Citi Rewards+® Card stands out for its unique point rounding feature, elevating small purchases by rounding up to the nearest 10 points on every transaction. Cardholders also benefit from 2 ThankYou® Points per $1 at supermarkets and gas stations (for the first $6,000 per year, then 1 point thereafter).
    • 2X ThankYou® Points at supermarkets and gas stations for the first $6,000 per year and then 1X Points thereafter
    • 1X points on all other purchases
    • Automatically rounds up to the nearest 10 points on every purchase - with no cap

    • 10% Points Rebate: Get a 10% rebate on the first 100,000 ThankYou® Points you redeem each calendar year. This benefit — and the card — will be discontinued on July 20, 2025.

    Citi Strata Premier℠ Card
    Citi Strata Premier℠ Card
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    Citi Strata Premier℠ Card
    Annual Fee$95
    Welcome Offer Earn 60,000 bonus ThankYou® Points after spending $4,000 in the first 3 months of account opening, redeemable for $600 in gift cards or travel rewards at thankyou.com.
    Show more
    Why We Like ItHighlightsEarning Rates
    The Citi Strata Premier card offers some of the top earning rates of any rewards card with an annual fee under $100. This card offers excellent rewards on an unusually generous list of earning categories, including air travel, hotels, car rentals, groceries, and dining—and it tops our list of the best cards for gas & fuel purchases.
    • 3X points per $1 on airfare and hotels and at gas stations, restaurants, and supermarkets
    • Annual Hotel Benefit: Save $100 off a single hotel stay of $500 or more (excluding taxes and fees) when you book through CitiTravel.com
    • No foreign transaction fees
    • $95 annual fee
    • 10X points per $1 on hotels, car rentals, and attractions booked through CitiTravel.com
    • 3X points per $1 spent on airfare, and other hotel purchases
    • 3X points per $1 spent at gas and EV charging stations
    • 3X points per $1 spent on dining at restaurants, including cafes, bars and lounges
    • 3X points per $1 spent at supermarkets
    • 1X points per $1 spent on all other purchases

    • $100 Hotel Credit: Save $100 on a single hotel stay of $500 or more (excluding taxes and fees) each year when you book through CitiTravel.com.

    Citi Prestige® Card
    CardArt-CitiPrestigeCard
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    Citi Prestige® Card
    Annual Fee$495
    This card is no longer available to new applicants.
    Show more
    HighlightsEarning Rates
    • $250 Travel Credit each calendar year
    • 5X points on air travel and at restaurants; and 3X points at hotels and on cruise line purchases
    • 4th Night Free when you book any eligible hotel through thankyou.com
    • Complimentary Priority Pass Select Membership
    • This card is no longer available to new applicants
    • 5X points on air travel, travel agencies, and at restaurants
    • 3X points at hotels and on cruise line purchases
    • 1X point per dollar on all other purchases

    • $250 Travel Credit: Receive up to $250 in statement credits per calendar year for eligible travel purchases.
    • Note: The Citi Prestige® Card is no longer available to new applicants.

    City National Bank

    Crystal® Visa Infinite® Credit Card

    • $350 Airline Incidental Credit: Receive up to $350 in statement credits per calendar year for airline incidental purchases on U.S. domestic airlines only.

    HSBC

    HSBC Premier World Mastercard® credit card

    • $400 Travel Credit: Receive an automatic $100 travel credit for every $2,000 in cumulative travel purchases booked through HSBC Travel — up to $400 per calendar year.

    PenFed

    PenFed Pathfinder® Rewards Visa Signature®

    • $100 Airline Ancillary Credit: Receive up to $100 per year in statement credits for eligible domestic air ancillary travel purchases.

    U.S. Bank

    U.S. Bank Altitude™ Reserve Visa Infinite® Card
    U.S. Bank Altitude™ Reserve Visa Infinite® Card
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    U.S. Bank Altitude™ Reserve Visa Infinite® Card
    Annual Fee$400
    Welcome Bonus Earn 50,000 bonus points worth $750 on travel. Just spend $4,500 in the first 90 days of account opening.

    • $325 Travel or Dining Credit: Receive up to $325 in statement credits each year for eligible travel or dining purchases.
    • Note: The U.S. Bank Altitude™ Reserve Visa Infinite® Card is no longer available to new applicants.

    U.S. Bank FlexPerks® Gold American Express® Card

    • $25 Airline Allowance: Receive up to $25 in statement credits for airline incidentals when you book a round-trip award ticket using FlexPoints through the FlexPerks Rewards Center and use your card for qualifying purchases during your travel dates.

    Bottom Line

    You don't always need to use 100% of a card's statement credits to justify holding it, but that's a solid goal to shoot for. When maximized, these credits can wipe out a significant portion of a card's annual fee. Some credits are enough to give you more than what you paid to keep that card in your wallet this year, and who wouldn't love to get “paid” for using a credit card?

    If you hold any of the cards above, now’s the time to act, especially for benefits that reset on July 1. Whether it’s shopping, dining, or travel, don’t let your 2025 credits go to waste.

    Have we missed any important credit card statement credits? Let us know in the comments!

    For rates and fees of the cards mentioned in this post, please visit the following links: American Express® Gold Card (Rates & Fees), The Platinum Card® from American Express (Rates & Fees), American Express® Business Gold Card (Rates & Fees), The Business Platinum Card® from American Express (Rates & Fees), Delta SkyMiles® Gold American Express Card (Rates & Fees), Delta SkyMiles® Platinum American Express Card (Rates & Fees), Delta SkyMiles® Reserve American Express Card (Rates & Fees), Delta SkyMiles® Gold Business American Express Card (Rates & Fees), Delta SkyMiles® Platinum Business American Express Card (Rates & Fees), Delta SkyMiles® Reserve Business American Express Card (Rates & Fees), Marriott Bonvoy Brilliant® American Express® Card (Rates & Fees), Hilton Honors American Express Surpass® Card (Rates & Fees), The Hilton Honors American Express Business Card (Rates & Fees), Chase Sapphire Preferred® Card (Rates & Fees), Chase Sapphire Reserve® (Rates & Fees), The New United℠ Explorer Card (Rates & Fees), The New United Quest℠ Card (Rates & Fees), The New United Club℠ Card (Rates & Fees), The New United℠ Business Card (Rates & Fees), Southwest Rapid Rewards® Priority Credit Card (Rates & Fees), IHG One Rewards Premier Credit Card (Rates & Fees), and IHG One Rewards Premier Business Credit Card (Rates & Fees)

    AwardWallet Tip of The Day
    Are you overwhelmed by too many accounts appearing on your AwardWallet dashboard? You can now declutter by moving the accounts you no longer need into the "Archived Accounts" tab. Once an account is archived, it won't appear in your main "Active Accounts" list. Please note that this feature is not yet available on our mobile interface.
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