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Capital One has confirmed it suffered a data breach affecting 100 million individuals in the U.S. and nearly six million in Canada. While the company stated that no credit card numbers or login credentials were stolen, a large amount of personal information and around 140,000 social security numbers have been compromised. According to CNN, a woman in the Seattle area has been arrested by the FBI in connection with the hack.
Here is what we know about the hack so far:
- Most of the data accessed was associated with credit card applications.
- Hackers managed to obtain some personal information, including credit scores, credit limits, balances, payment history, and contact information.
- Fragments of data shared with Capital One during 23 days in 2016, 2017, and 2018 has been compromised.
- Around 140,000 social security numbers have been compromised.
- Approximately 80,000 linked bank account numbers for secured credit card customers have been compromised.
- In Canada, around 1,000,000 social insurance numbers were affected.
In the wake of the hack, Capital One stated that they would notify affected customers, and all will be offered free credit monitoring and identity protection services. However, if you are concerned there are steps you can take to protect yourself.
In light of previous data breaches, we have an in-depth guide to protecting yourself after a hack. One of the first things to do is assume your data has been breached. You can also check on this (awkwardly named) website To see if your account was compromised.
Additionally, it is worth it to sign up for credit and social security monitoring services like freecreditscore.com, to see what happens with your credit. While these are only a few steps, there are plenty of others you can take to ensure you are protected, and to notify you if your data has been used!
No doubt, it is disappointing when a trusted company lets its customers down and allows their data to be compromised. The only consolation is that Capital One acted relatively swiftly and announced the breach, while attempting to take remedial steps quickly, unlike some companies in the past that sat on the information for a long time. Hopefully this hack will be resolved with minimal losses.
Source: Capital One
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