Breaking: 100 Million Affected by Capital One Data Breach

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Capital One has confirmed it suffered a data breach affecting 100 million individuals in the U.S. and nearly six million in Canada. While the company stated that no credit card numbers or login credentials were stolen, a large amount of personal information and around 140,000 social security numbers have been compromised. According to CNN, a woman in the Seattle area has been arrested by the FBI in connection with the hack.

 Known Details

Here is what we know about the hack so far:

  • Most of the data accessed was associated with credit card applications.
  • Hackers managed to obtain some personal information, including credit scores, credit limits, balances, payment history, and contact information.
  • Fragments of data shared with Capital One during 23 days in 2016, 2017, and 2018 has been compromised.
  • Around 140,000 social security numbers have been compromised.
  • Approximately 80,000 linked bank account numbers for secured credit card customers have been compromised.
  • In Canada, around 1,000,000 social insurance numbers were affected.

In the wake of the hack, Capital One stated that they would notify affected customers, and all will be offered free credit monitoring and identity protection services. However, if you are concerned there are steps you can take to protect yourself.

Protecting Yourself

In light of previous data breaches, we have an in-depth guide to protecting yourself after a hack. One of the first things to do is assume your data has been breached. You can also check on this (awkwardly named) website To see if your account was compromised.

Additionally, it is worth it to sign up for credit and social security monitoring services like freecreditscore.com, to see what happens with your credit. While these are only a few steps, there are plenty of others you can take to ensure you are protected, and to notify you if your data has been used!

Our Take

No doubt, it is disappointing when a trusted company lets its customers down and allows their data to be compromised. The only consolation is that Capital One acted relatively swiftly and announced the breach, while attempting to take remedial steps quickly, unlike some companies in the past that sat on the information for a long time. Hopefully this hack will be resolved with minimal losses.

Source: Capital One

Breaking: 100 Million Affected by Capital One Data Breach
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Comments

  • I’ve had my data breeched and these company gave 6 months of a program to monitor fraud, after that it fell on me. Really more has to be done and I hope that they provide more to those affected.

    • Folks have a tendency to bemoan lawyers in this country, all the while turning to them repeatedly, justifying their numbers. And, here is where a class action suit is needed for lots of reasons.

  • I think they need to rename her the hoarder hacker, have you seen the pictures of her house. I wonder how “contained” the breach actually is? It’s like the woman wanted to get caught.

  • No one is totally safe today. Even monitoring sites can get hacked. All you can try to do is watch your own accounts carefully and act swiftly if a breach occurs. Then, document everything and take appropriate action with authorities at all levels.

  • There will be more hacks to come in the future. Unfortunately.

  • horrible data breach. The sad part is that once the data is lost you can never really fix the issue.

  • That woman is a disgrace!

  • Hopefully having no cc apps with Capital One during the affected period they identify (2005-2019) will mean that the wife are safe, but we’ll have to see if a notification letter eventually arrives.

  • I have a helpless feeling that no matter what one does to protect oneself from identity theft, it will happen anyway because it’s just a matter of time before we find out yet another Capital One or Experian has wrecklessly treated our personal data.

  • Yet another data breach incident…there are so many these days that I don’t even feel shocked anymore.

  • They really need to do more for the consumer when this happens.

  • I think there will be a compensation for that.

  • ….and after the lawsuit is settled the lawyers will make millions and everyone who had their data stolen will get 80 cents a piece

  • Steven William Van Meter says:

    These hacks are worrisome. The worse part is that companies always wait to reveal they’ve been hacked.

  • These data hacks seem to be happening more frequently. I have not been contacted by Capital One yet!

  • There is no more privacy for anyone after Equifax and now this.

  • Wesley Lau says:

    anyone else notice an uptick in scam phone calls after every breach?

  • Yet another data breach of many and many more unannounced, I’m sure. I wonder if this will negatively affect Amazon stock.

  • This is brutal. I’ve been trying to call Capital One to get some information, can’t even get through, they just cut the line.

  • At this point, sadly, I just assume my data is eventually going to be breached.

  • If this didn’t affect EU customers the company should be thankful. Marriott got a £99m fine for a customer data breach last month, under EU GDPR regulations.

  • Unfortunately we will need more time in the future checking if our data and / our identity have been hacked.
    I don’t see any magic solutions.

  • The_Bouncer says:

    These breaches are happening more and more often. I really don’t think there is anything you can do about it.

  • What a terrible data breach. One year of monitoring is laughable. Going to freeze my credit and pray.

  • These security breaches seem to get more and more common. At some point, we need a completely different way of protecting data.

  • Very disappointing news from Capitol One. What a shame.

  • i think with all the breaches, at this time i believe there is no such thing as “personal information” left. Its all just public

  • This is the world we live in now. We need some strong governmental regulations!

  • Ouch. If it were to happen in the EU. The penalty for GDPR would be enormous.

  • Despite my having longstanding accounts with them, Capital One has never approved me for a credit card. So I guess I should be happy about this now. On the other hand, I have been involved with other breaches. Like a previous poster mentioned, you just have to watch your accounts closely and take immediate action if something happens.

  • Another free 2 years of credit monitoring coming, I assume.

  • This is becoming commonplace and very disconcerting.

  • I guess this will end in a class action.

  • Stacy Y Liu says:

    Feeling like the data breach is becoming more and more often. Horrible that it happened to a very well known CC company.

  • nothing really new here, it has happened before and it will happen again. It has become part of standard operating procedure with credit card usage.

  • It is relatively easy to claim up to $375 in damages under the Equifax class-action settlement. Let’s hope that will also be true for the Capitol One class action.

  • Companies can do better!

  • Unfortunately, news like this no longer surprises me. I’ve been affected by at least half a dozen data breaches by now.

  • With even large established companies suffering data breaches, everyone has to take more ownership and be vigilant around this. In fact larger companies and financial entities are even more likely to be targeted by hackers. But even smaller companies are targeted, because they may be easier to break into, and because people have a habit of using the same or similar login credentials across many sites, hackers take advantage of this.. Here are some suggestions for what you can do yourself:

    1. Never use exactly the same login and password across multiple sites, specially if they contain sensitive information or are financial entities. Its easier making this connection for example if you use the same details for ebay and paypal,, and your ebay accounts is hacked. Well there is a good chance that person also has a paypal account. And a determined hacker may try using the same details there.
    2. When notified of a breach, change your password as soon as possible. There are a millions of accounts breached, and by the time they get to your account, hopefully you’ve already changed your details.
    3. Unless it is big widely reported news, or you see it in a useful blog like AwardWallet, you need to know this has happened. Consider signing upto a free site like Credit Karma and they will alert you if your name and details have come up in reported breaches

    Hope this helps,l its not easy with everything being digital, but there are other things you can do to reduce your personal risk if you are targeted (as opposed to breaches at companies where they really should have better security monitoring).

  • This is just another reminder how easy it is for hackers to steal your info. Remember to look over your books on the regular!

  • Thanks for the organized, easy to read outline of what happened and what to do. Most of the news articles I had seen elsewhere were not helpful.

  • Avianca is reliable and promos are really frequents as company business strategy. Information about these promos is one of the goals of this blog.

  • The guide for protecting oneself after a hack was pretty informative.

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